# Cashfree Payments MCP connector

The Cashfree Payments connector brings transactions, orders, settlements and reconciliation reports into Elaichi, so Claude, ChatGPT, Cursor and the Elaichi Agent can answer questions about them inside each person's own access.

Source: https://elaichi.ai/connectors/cashfree/

## Facts

| | |
| --- | --- |
| Application | Cashfree Payments |
| Category | Payment Gateway |
| AI tools | 37 |
| Authentication | Connects over OAuth |
| Bring your own OAuth app | No |
| Native MCP | Yes. Cashfree Payments builds and runs this MCP server. Elaichi adds sign-in, access controls and an audit log on top |
| Support for its tools | www.cashfree.com/contact-us |
| MCP endpoint | https://api.elaichi.ai/mcp |
| Works with | Claude, ChatGPT, Cursor, any MCP client, and the Elaichi Agent |
| Tools advertised by name | No. Connected tools are never listed one by one, however few there are. The endpoint advertises `search_tools` and `execute_tool` instead |

## What you can ask once Cashfree Payments is connected

- What is my unsettled amount and when is the next settlement?
- Show failed transactions from yesterday above ten thousand rupees.
- Generate a recon report for last week's settlements.

## Connect Cashfree Payments in Elaichi

This happens once for the organization, before any client is involved.

1. Open Connections, choose Add connection, and pick Cashfree Payments.
2. Optionally set Share with, then press Connect.
3. Approve it in Cashfree Payments. Cashfree Payments's own window opens. Whoever approves it decides what this connection can reach.

Credentials are vaulted and nobody, including the AI, reads them back. The connection becomes a toolbox immediately, so you can curate which Cashfree Payments tools are exposed, rename them, or freeze arguments before anyone points a client at it.

## Cashfree Payments MCP connector for Claude

Endpoint: https://api.elaichi.ai/mcp

1. Open Customize, then Connectors.
2. Press Add.
3. Name it, paste the MCP server URL, then Continue.
4. Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

## Cashfree Payments MCP connector for ChatGPT

Endpoint: https://api.elaichi.ai/mcp

1. Open Plugins, then press the + button.
2. Name it and paste the endpoint into Server URL.
3. Leave Authentication on OAuth, then tick the risk acknowledgement.
4. Press Create, then sign in and approve.

Works on the web today. The plugin directory lives at chatgpt.com/plugins.

## Cashfree Payments MCP connector for Cursor

Endpoint: https://api.elaichi.ai/mcp

1. Open `~/.cursor/mcp.json`.
2. Add the endpoint under `mcpServers`.
3. Reload Cursor, then sign in and approve.

Set up per machine, so repeat it on each computer you work from.

## Connect Cashfree Payments to any MCP client

Endpoint: https://api.elaichi.ai/mcp

1. Add the endpoint as a remote MCP server.
2. Sign in and approve.

The Elaichi Agent already has these tools, with nothing to set up.

## What the consent screen decides

Only Read is granted by default, which is not enough to call a Cashfree Payments tool. Over MCP there is no trusted place to confirm a write in the moment, so the consent screen is the standing approval rather than a formality. Grant Read and Run tools. Think hard before granting Delete, which reaches into connected apps and cannot be undone.

## What teams do with Cashfree Payments through Elaichi

### Know what is still unsettled today

Finance. Ask how much is sitting unsettled in Cashfree Payments and when the next settlement lands, without opening the dashboard or waiting for someone to check.

### Find a customer's payment in seconds

Support. Search transactions by order or reference while the customer is still on the line, and read back the status, amount and payment mode used.

### Run the month-end reconciliation report

Accounting. Generate a recon or summary report for the period, check when it is ready, and download it for the books.

### Check on demand settlement before pulling funds

Treasury. See whether on demand settlement is active, the daily limit, the eligible funds and the charges before deciding to settle early.

### Trace a vendor settlement that looks off

Operations. Search vendor settlements for the week and open the details of the one a vendor is asking about.

### Get a plain-language summary of the week

Leadership. Ask for the week's orders and settlements in Cashfree Payments and get a short summary instead of a spreadsheet export.

## Elaichi vs Zapier MCP vs Composio for Cashfree Payments

All three can connect Cashfree Payments to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.

| What to check | Elaichi | Zapier MCP | Composio |
| --- | --- | --- | --- |
| Where the AI connects | One address for the whole organization. Endpoint: https://api.elaichi.ai/mcp | A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Cashfree Payments tools | Allow or restrict single Cashfree Payments tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Cashfree Payments call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | $15 per user per month. | 2 tasks per successful call. | Billed per tool call. |

Sources: Zapier MCP [docs](https://docs.zapier.com/mcp/get-started/quickstart), [security](https://docs.zapier.com/mcp/manage/security), [usage](https://docs.zapier.com/mcp/features/usage); Composio [docs](https://docs.composio.dev/docs/composio-connect), [gateway](https://composio.dev/mcp-gateway), [enterprise](https://composio.dev/enterprise), [pricing](https://composio.dev/pricing). Checked September 2026.

Longer take: [Zapier MCP alternative](/blog/zapier-mcp-alternative/) and [when you don't need an MCP gateway](/blog/when-you-dont-need-an-mcp-gateway/).

## Frequently asked questions

### How do I connect Cashfree Payments to Claude?

Connect Cashfree Payments in Elaichi first: a browser window opens, you sign in to your Cashfree Payments merchant account, and the connection is made over OAuth. There is no OAuth application to register and no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp as the endpoint. Sign in to Elaichi when Claude asks and Cashfree Payments is ready to use.

### Does Cashfree Payments work with ChatGPT and Cursor as well as Claude?

Yes. Once Cashfree Payments is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client and the Elaichi Agent. You connect Cashfree Payments once and every client picks it up.

### What can an AI agent actually do with my Cashfree Payments data?

An agent connected to Cashfree Payments can look up a transaction, search orders and transactions, tell you the unsettled amount and the next settlement date, and search standard, on demand and vendor settlements. It can also check on demand settlement limits, eligible funds and charges, generate recon and summary reports, and download them when they are ready. Short concrete asks, such as a date range and an amount, work better than long sentences.

### Does connecting Cashfree Payments give the AI access to my whole merchant account?

No. Every call into Cashfree Payments runs as the person who signed in, so the agent sees only the transactions, settlements and reports that person can already see in Cashfree Payments. Elaichi can narrow that further by role and by restriction, and it never widens it.

### Can my team share one Cashfree Payments connection?

Yes. One person connects Cashfree Payments in Elaichi and shares it with a team, and nobody else ever handles a credential. Each teammate still signs in to Elaichi as themselves, so the audit log names the actual person behind every Cashfree Payments lookup.

### Can I stop an agent from changing things in Cashfree Payments?

The Cashfree Payments connector reads transactions, orders and settlements and generates reports; it does not delete or edit payment records. Even so, restrictions in Elaichi work per action, so you can block report generation or any other action for a team. A restricted action is never advertised to Claude, ChatGPT or Cursor, so no prompt can reach it.

### What happens to a Cashfree Payments connection when someone leaves?

Offboarding a person in Elaichi ends their access to Cashfree Payments at once, across every client they used. A shared Cashfree Payments connection keeps working for everyone else on the team. If you want it gone entirely, disconnecting Cashfree Payments once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client.

### Does the Cashfree Payments MCP connector work with Gemini, Codex, Claude Code or other MCP clients?

Yes. Cashfree Payments is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.

### Is Elaichi an alternative to Zapier MCP for Cashfree Payments?

Yes. Both let Claude, ChatGPT or Cursor use Cashfree Payments. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Cashfree Payments call.

### How is Elaichi different from Composio for Cashfree Payments?

Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Cashfree Payments: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.

## All 37 Cashfree Payments tools

Every tool below is callable through https://api.elaichi.ai/mcp once Cashfree Payments is connected, subject to the toolbox it is in and the restrictions on the caller.

- **Get transaction details** (Get). View the complete lifecycle of a single transaction.
- **Search transactions** (Search). Search for payment transactions matching given filters.
- **Search orders** (Search). Search for orders matching given filters.
- **Get payment modes** (Get). Retrieve the merchant's available payment method codes.
- **Search product docs** (Search). Search across Cashfree product documentation.
- **Get unsettled amount** (Get). Get the total unsettled amount held by Cashfree.
- **Get next settlement date** (Get). Get the merchant's next settlement date and holiday information.
- **Search standard settlements** (Search). Search standard (scheduled) settlements with filtering and pagination.
- **Get standard settlement details** (Get). Get the real-time transfer timeline for specific settlements.
- **Get on demand settlement activation status** (Get). Get the on-demand settlement activation status.
- **Get on demand daily limit** (Get). Get the on-demand settlement maximum daily limit.
- **Get on demand eligible funds** (Get). Get eligible funds for an on-demand settlement withdrawal.
- **Get on demand charges** (Get). Calculate exact charges for a specific on-demand withdrawal amount.
- **Search on demand settlements** (Search). Search on-demand (instant withdrawal) settlements.
- **Get instant settlement rates** (Get). Get instant and on-demand settlement charge rates.
- **Get merchant free trial credits** (Get). Get merchant free trial credits for on-demand settlements.
- **Search vendor settlements** (Search). Search vendor (split) settlements with filtering and pagination.
- **Get vendor settlement details** (Get). Get the real-time transfer timeline for specific vendor settlements.
- **Get settlement recon routes** (Get). Get settlement reconciliation gateway routes.
- **List reports** (List). List all previously generated reports for this merchant.
- **Generate recon report** (Generate). Generate a settlement reconciliation report asynchronously.
- **Generate summary report** (Generate). Generate a summary or download report asynchronously.
- **Get report status** (Get). Get report status and details (polling endpoint).
- **Download report** (Download). Download a completed report with an auto-shortened URL.
- **Cancel payment link** (Cancel). Cancel an active payment link. Payments cannot be made after cancellation.
- **Create order** (Create). Create an order to obtain a `payment_session_id`.
- **Create payment link** (Create). Create a new payment link.
- **Create refund** (Create). Initiate a refund for a payment.
- **Fetch payment link details** (Action). View details and the current status of a payment link.
- **Fetch simulation** (Action). Retrieve details of a simulated payment.
- **Get order** (Get). Fetch details of an order using the order ID.
- **Get order extended** (Get). Get additional order data, such as address, cart, and customer details.
- **Get orders for a payment link** (Get). View all orders associated with a payment link.
- **Get payment by ID** (Get). View payment details using a payment ID.
- **Get payments for an order** (Get). View all payment attempts associated with an order.
- **Get refund** (Get). Retrieve details of a specific refund.
- **Simulate payment** (Action). Simulate a payment (requires a valid pre-created order).
