# PayPal MCP connector The PayPal connector lets Claude, ChatGPT, Cursor, and the Elaichi Agent create, send, and chase invoices, manage recurring billing, and record payments and refunds inside your PayPal account, under each person's own access. Source: https://elaichi.ai/connectors/paypal/ ## Facts | | | | --- | --- | | Application | PayPal | | Category | Payment Gateway | | AI tools | 50 | | Authentication | Connects over OAuth | | Bring your own OAuth app | No | | Native MCP | Yes. PayPal builds and runs this MCP server. Elaichi adds sign-in, access controls and an audit log on top | | Support for its tools | www.paypal.com/us/cshelp/contact-us | | MCP endpoint | https://api.elaichi.ai/mcp | | Works with | Claude, ChatGPT, Cursor, any MCP client, and the Elaichi Agent | | Tools advertised by name | No. Connected tools are never listed one by one, however few there are. The endpoint advertises `search_tools` and `execute_tool` instead | ## What you can ask once PayPal is connected - List invoices that are overdue by more than 30 days - Send a reminder for every invoice unpaid past its due date - Create a monthly recurring invoice for the Acme Studio retainer ## Connect PayPal in Elaichi This happens once for the organization, before any client is involved. 1. Open Connections, choose Add connection, and pick PayPal. 2. Optionally set Share with, then press Connect. 3. Approve it in PayPal. PayPal's own window opens. Whoever approves it decides what this connection can reach. Credentials are vaulted and nobody, including the AI, reads them back. The connection becomes a toolbox immediately, so you can curate which PayPal tools are exposed, rename them, or freeze arguments before anyone points a client at it. ## PayPal MCP connector for Claude Endpoint: https://api.elaichi.ai/mcp 1. Open Customize, then Connectors. 2. Press Add. 3. Name it, paste the MCP server URL, then Continue. 4. Sign in and approve. On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves. ## PayPal MCP connector for ChatGPT Endpoint: https://api.elaichi.ai/mcp 1. Open Plugins, then press the + button. 2. Name it and paste the endpoint into Server URL. 3. Leave Authentication on OAuth, then tick the risk acknowledgement. 4. Press Create, then sign in and approve. Works on the web today. The plugin directory lives at chatgpt.com/plugins. ## PayPal MCP connector for Cursor Endpoint: https://api.elaichi.ai/mcp 1. Open `~/.cursor/mcp.json`. 2. Add the endpoint under `mcpServers`. 3. Reload Cursor, then sign in and approve. Set up per machine, so repeat it on each computer you work from. ## Connect PayPal to any MCP client Endpoint: https://api.elaichi.ai/mcp 1. Add the endpoint as a remote MCP server. 2. Sign in and approve. The Elaichi Agent already has these tools, with nothing to set up. ## What the consent screen decides Only Read is granted by default, which is not enough to call a PayPal tool. Over MCP there is no trusted place to confirm a write in the moment, so the consent screen is the standing approval rather than a formality. Grant Read and Run tools. Think hard before granting Delete, which reaches into connected apps and cannot be undone. ## What teams do with PayPal through Elaichi ### Chase overdue invoices every Monday Finance. Pull up every PayPal invoice past its due date, then send reminders to the ones that have not been paid. Set auto reminders once so the follow up happens without anyone remembering. ### Invoice the deal the moment it closes Sales. Turn a closed deal into a PayPal invoice with the right products and amounts, generate the invoice number, and send it while the customer is still on the call. ### Set up a monthly retainer Billing. Create a recurring series in PayPal for a client on a retainer, activate it, and cancel it cleanly when the engagement ends. ### Record a refund against the right invoice Support. When a customer is owed money back, find the invoice they paid and record the refund on it so the account history stays accurate. ### Keep the product list current Operations. Add new services and price points to PayPal as products so every invoice draws from the same list and nobody retypes a price. ### Log a payment that arrived off platform Office. When a client pays by bank transfer or check, record the payment on the PayPal invoice so it stops showing as outstanding. ## Elaichi vs Zapier MCP vs Composio for PayPal All three can connect PayPal to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay. | What to check | Elaichi | Zapier MCP | Composio | | --- | --- | --- | --- | | Where the AI connects | One address for the whole organization. Endpoint: https://api.elaichi.ai/mcp | A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. | | Control over PayPal tools | Allow or restrict single PayPal tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. | | Record of calls | One audit entry per PayPal call. | A History tab of tool calls. | A log of every tool call. | | Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. | | Price | $15 per user per month. | 2 tasks per successful call. | Billed per tool call. | Sources: Zapier MCP [docs](https://docs.zapier.com/mcp/get-started/quickstart), [security](https://docs.zapier.com/mcp/manage/security), [usage](https://docs.zapier.com/mcp/features/usage); Composio [docs](https://docs.composio.dev/docs/composio-connect), [gateway](https://composio.dev/mcp-gateway), [enterprise](https://composio.dev/enterprise), [pricing](https://composio.dev/pricing). Checked September 2026. Longer take: [Zapier MCP alternative](/blog/zapier-mcp-alternative/) and [when you don't need an MCP gateway](/blog/when-you-dont-need-an-mcp-gateway/). ## Frequently asked questions ### How do I connect PayPal to Claude? Connect PayPal in Elaichi first: you sign in to your PayPal account over OAuth and approve access, with no client ID or secret to generate. Then in Claude open Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp. Claude will ask you to sign in to Elaichi, and from then on PayPal invoices, recurring series and products are available in your chats. ### Does PayPal work with ChatGPT and Cursor as well as Claude? Yes. Once PayPal is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client, and the Elaichi Agent. You connect PayPal once and every client you use picks it up. ### What can an AI agent actually do with my PayPal data? With PayPal connected, an agent can draft and send invoices, send reminders on unpaid ones, set up or cancel recurring billing, record payments and refunds, generate a QR code for an invoice, and add products to your list. It can also search and list your PayPal invoices to answer questions like which ones are overdue. Short, concrete asks work better than long paragraphs. ### Does connecting PayPal give the AI access to my whole PayPal account? No. Access follows the person who signed in to PayPal, so the agent can only see and do what that person can already see and do in PayPal. Elaichi can narrow that further by restricting actions, and it never widens it beyond what PayPal itself allows. ### Can my team share one PayPal connection? Yes. One person connects PayPal in Elaichi and shares the connection with a team, and nobody else ever handles a PayPal credential. Each teammate still signs in to Elaichi as themselves, so the audit log names the person who sent an invoice or recorded a refund, not just the shared account. ### Can I stop an agent from deleting or changing things in PayPal? Yes. Restrictions in Elaichi apply per action, so you can allow reading and sending PayPal invoices while blocking deleting invoices, cancelling recurring series, or recording refunds. A restricted action is never advertised to the AI client at all, so no prompt, however worded, can reach it. ### What happens to a PayPal connection when someone leaves? Offboarding a person in Elaichi ends their access to PayPal through Elaichi at once, in every client they used. If they had shared a PayPal connection with a team, it keeps working for everyone else. Disconnecting PayPal once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client together. ### Does the PayPal MCP connector work with Gemini, Codex, Claude Code or other MCP clients? Yes. PayPal is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs. ### Is Elaichi an alternative to Zapier MCP for PayPal? Yes. Both let Claude, ChatGPT or Cursor use PayPal. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every PayPal call. ### How is Elaichi different from Composio for PayPal? Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to PayPal: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call. ## All 50 PayPal tools Every tool below is callable through https://api.elaichi.ai/mcp once PayPal is connected, subject to the toolbox it is in and the restrictions on the caller. - **Create invoice** (Create). Create Invoices on PayPal. This function creates a draft invoice, specifying a currency code, the invoicer's business information, one or more recipients to bill, and line items. Once created, the invoice can be sent to the customer for payment. primary_recipients and items… - **Create recurring series** (Create). Create a recurring invoice series on PayPal. This function creates a recurring invoice series that automatically generates and sends invoices to a customer on a schedule, specifying a billing frequency, a start date, a currency code, a primary recipient, and line items for the… - **Activate recurring series** (Activate). Activate a recurring invoice series on PayPal. This function activates a recurring invoice series by its ID, moving it out of DRAFT status. Once activated, PayPal automatically generates and sends invoices to the customer based on the series' configured schedule. Call this… - **Get recurring series** (Get). Get a recurring invoice series from PayPal. This function retrieves details of a specific recurring invoice series using its ID, including its schedule, status, template, and recipient information. - **Cancel recurring series** (Cancel). Cancel a recurring invoice series on PayPal. This function cancels a recurring invoice series by its ID. Once cancelled, PayPal stops generating and sending further invoices for the series. This action cannot be undone. - **Delete recurring series** (Delete). Delete a recurring invoice series on PayPal. This function permanently deletes a recurring invoice series by its ID. Only series in DRAFT status can be deleted -- for a series that has already been activated, use cancel_recurring_series instead. This action cannot be undone. - **List invoices** (List). List invoices from PayPal. This function retrieves a list of invoices with optional pagination parameters. - **Get invoice** (Get). Get an invoice from PayPal. This function retrieves details of a specific invoice using its ID. - **Send invoice** (Send). Send an invoice to the recipient(s). This function sends a previously created invoice to its intended recipients. - **Send invoice reminder** (Send). Send a reminder for an invoice. This function sends a reminder for an invoice that has already been sent but hasn't been paid yet. - **Cancel sent invoice** (Cancel). Cancel a sent invoice. This function cancels an invoice that has already been sent to the recipient(s). - **Delete invoice** (Delete). Delete a draft or scheduled invoice on PayPal. This function permanently deletes an invoice that is in the draft or scheduled state, by ID. It does not work on invoices that have already been sent -- use cancel_sent_invoice for those instead. After deletion, the invoice's… - **Setup invoice auto reminders** (Action). Initialize the invoice auto reminder configuration for the merchant's PayPal account. This function sets up automatic reminders for unpaid invoices, for BEFORE_DUE and/or AFTER_DUE reminder types. - **Update invoice auto reminder** (Update). Update an existing invoice auto reminder configuration by its configuration ID. This function performs a full update of the reminder configuration's timing interval, repetition count and notification preferences. - **Search invoicing** (Search). Search for invoices or recurring invoice series on PayPal. Use resource_type "invoice" with invoice_filters, or "recurring_series" with recurring_series_filters -- only set the matching filters object. Recurring series search covers only the past 3 years. - **Update invoicing** (Update). Update an existing invoice or recurring invoice series on PayPal. For invoices, the recipient (primary_recipients) can only be changed 2 times within any 72-hour window -- avoid unnecessary recipient edits. - **Cancel invoice auto reminder** (Cancel). Cancel all scheduled automatic reminders for an invoice. This function permanently cancels every automatic reminder scheduled for a specific invoice, by invoice ID. This action is irreversible -- once cancelled, automatic reminders cannot be re-enabled for that invoice. - **Generate invoice qr code** (Generate). Generate a QR code for an invoice. This function generates a QR code for an invoice, which can be used to pay the invoice using a mobile device or scanning app. - **Generate invoice number** (Generate). Generate the next invoice number available to the merchant. This function generates the next invoice number by using the prefix and suffix from the merchant's last invoice number and incrementing the numeric portion by one (e.g. INVOICE-1234 -> INVOICE-1235). - **Record payment for invoice** (Action). Record a payment for an invoice on PayPal. This function records an external or manual payment (for example, cash, check, bank transfer, or a PayPal transaction) against an invoice, by invoice ID. If the recorded amount covers the full amount due, PayPal marks the invoice… - **Record refund for invoice** (Action). Record a refund for an invoice on PayPal. This function records a refund against an invoice, by invoice ID. If all payments made against the invoice are refunded, PayPal marks the invoice REFUNDED; otherwise it is marked PARTIALLY_REFUNDED. This does not process a new refund… - **Create conditional rules for invoice** (Create). Create conditional rules for an invoice on PayPal. - **Create product** (Create). Create a product in PayPal using product catalog - create products API. This function creates a new product that will be used in subscription plans, subscriptions. Required parameters are: name (product name), type (product type). High level: - id: (auto-generated or specify… - **List products** (List). List products from PayPal. This function retrieves a list of products with optional pagination parameters. - **Update product** (Update). Update a product in PayPal. This function updates an existing product using JSON Patch operations. - **Show product details** (Action). List products from PayPal. This function retrieves a list of products with optional pagination parameters. - **Create subscription plan** (Create). Create a subsctiption plan in PayPal using subscription - create plan API. This function creates a new subscription plan that defines pricing and billing cycle details for subscriptions. Required parameters are: product_id (the ID of the product for which to create the plan),… - **List subscription plans** (List). List subscription plans from PayPal. This function retrieves a list of subscription plans with optional product filtering and pagination parameters. - **Show subscription plan details** (Action). Show subscription plan details from PayPal. This function retrieves the details of a specific subscription plan using its ID. Required parameters are: plan_id (the ID of the subscription plan). - **Create subscription** (Create). Create a subscription in PayPal using the subscription - create subscription API. This function allows you to create a new subscription for a specific plan, enabling the management of recurring payments. The only required parameter is plan_id (the ID of the subscription plan).… - **Show subscription details** (Action). Show subscription details from PayPal. This function retrieves the details of a specific subscription using its ID. Required parameters are: subscription_id (the ID of the subscription). - **Cancel subscription** (Cancel). Cancel a customer subscription in PayPal. This function cancels an active subscription for a customer. It requires the subscription ID and an optional reason for cancellation. Required parameters are: subscription_id (the ID of the subscription to be canceled). Below is the… - **Update subscription** (Update). Update a customer subscription in PayPal. This function updates an active or suspended subscription for a customer. It requires the subscription ID and payload of allowed keys to update to the subscription. Required parameters are: subscription_id (the ID of the subscription… - **Create shipment tracking** (Create). Create a shipment for a transaction in PayPal. This function creates a shipment record for a specific transaction, allowing you to track the shipment status and details. The transaction_id can fetch from the captured payment details in the order information. Required… - **Get shipment tracking** (Get). Get tracking information for a shipment by ID. This function retrieves tracking information for a specific shipment using the transaction ID and tracking number. The transaction_id can fetch from the captured payment details in the order information. Below is the payload… - **Update shipment tracking** (Update). Update tracking information for a shipment by ID and status. This tool updates tracking information such as the carrier or the tracking number for a specific shipment using the transaction ID and status. - **Create order** (Create). Create an order in PayPal. This tool is used to create a new order in PayPal. This is typically the first step in initiating a payment flow. It sets up an order with specified details such as item(s) to be purchased, quantity, amount, currency, and other details. - **Get order** (Get). Retrieves the order details from PayPal for a given order ID. This tool is used to retrieve details of an existing order in PayPal. It provides information about the order, including items, amounts, status, and other relevant details. - **Pay order** (Action). Capture a payment for an order. This tool is used to capture a payment for an order. It allows you to capture funds that have been authorized for a specific order but not yet captured. - **List disputes** (List). List disputes from PayPal. This function retrieves a list of disputes with optional pagination and filtering parameters. - **Get dispute** (Get). Get details for a specific dispute from PayPal. This tool is used to lists disputes with a summary set of details, which shows the dispute_id, reason, status, dispute_state, dispute_life_cycle_stage, dispute_channel, dispute_amount, create_time and update_time fields. - **Accept dispute claim** (Accept). Accept liability for a dispute claim. This tool is used to accept liability for a dispute claim. When you accept liability for a dispute claim, the dispute closes in the customer's favor and PayPal automatically refunds money to the customer from the merchant's account. - **List transactions** (List). List transactions from PayPal. This tool is used to list transactions with optional filtering parameters within a date range of 31 days. This tool can also be used to list details of a transaction given the transaction ID. - The start_date and end_date should be specified in… - **Update plan** (Update). Update a billing plan in PayPal using the Plans API (PATCH). This function updates an existing plan with status CREATED or ACTIVE. For INACTIVE plans, only status updates are allowed. You can patch the following attributes and objects in one call: - name - description -… - **Create refund** (Create). Initiate a refund for a PayPal payment capture. If you have an order ID instead of a capture ID, first use the get order tool to obtain the capture ID from the order details. This function allows you to return funds to a customer by refunding a previously captured payment. You… - **Get refund** (Get). Retrieve detailed information about a PayPal payment refund. If you have an order ID instead of a refund ID, first use the get order tool to obtain the refund ID from the order details. This function returns comprehensive details about a refund, including its current status… - **Get merchant insights** (Get). Retrieve business intelligence metrics and analytics for a merchant, filtered by start date, end date, insight type, and time interval. This tool returns actionable insights into orders and sales data, supporting data-driven business decisions. - **Search product** (Search). Find gift card products in the PayPal catalog. This tool searches the catalog for gift cards that meet your criteria. It returns product information that includes pricing, availability, and purchase options. - **Create cart** (Create). Open a new shopping cart with specified items and shipping preferences. This tool creates a new shopping cart with the selected gift cards. It handles cart initialization, item configuration, and preparing the cart for checkout. - **Checkout cart** (Action). Finalize a shopping cart to complete the purchase process. This tool processes the final checkout for a configured shopping cart using PayPal for payment. It handles payment processing, transaction validation, and purchase confirmation.