payment_gateway
Dwolla
Connect Dwolla to Elaichi and hand every teammate a governed MCP endpoint — 82 tools ready to call from Claude, Cursor, or any MCP client, clamped by roles, restrictions, and an audit log.
AI tools
Dwolla tools for your AI agents
82 tools are ready to mint as an MCP endpoint the moment you connect Dwolla — governed by the same roles, restrictions, and audit log as everything else in Elaichi.
create_a_dwolla_funding_source
Create a funding source for a Dwolla Main Account by connecting a checking or savings bank account using either manual account details or an exchange resource. Returns the newly created funding source.
list_all_dwolla_funding_sources
List all funding sources associated with a specific Dwolla Main Account, including bank accounts and balance sources. Returns status, type, and available processing channel details for each source. Required: account_id.
get_single_dwolla_funding_source_by_id
Get detailed information about a specific Dwolla funding source by id. Returns type, status, and verification details; debit card sources additionally include masked brand, last four digits, expiration date, and cardholder name.
update_a_dwolla_funding_source_by_id
Update or remove a Dwolla funding source by id. Allows renaming at any status; routing number, account number, and account type can only be changed while unverified. Setting removed to true soft-deletes the source.
list_all_dwolla_account_transfers
List and search transfers for a Dwolla Main account. Returns a list of transfer objects filterable by amount range, date range, transfer status, and correlation ID. Required: account_id. Results are capped at 10,000 transfers per query; use date range filters to retrieve historical data beyond this limit.
list_all_dwolla_account_mass_payments
List mass payments created by a Dwolla account, sorted by creation date descending. Returns a paginated list of mass payment objects. Required: account_id.
list_all_dwolla_accounts
Get basic account information for a Dwolla main account. Returns: account id, name, and links to related resources such as funding sources, transfers, and customers. Required: id.
update_a_dwolla_customer_by_id
Update an existing Dwolla customer by id. Required: id.
create_a_dwolla_customer
Create a new Dwolla customer. Supports unverified customers, personal verified customers (individuals), business verified customers (businesses), and receive-only users — each type determines transaction limits, verification requirements, and available features.
list_all_dwolla_customers
List and search Dwolla customers sorted by creation date. Returns customer records from the embedded customers array. Supports fuzzy search across customer names, business names, and email addresses, plus exact filtering by email or verification status.
get_single_dwolla_customer_by_id
Retrieve a single Dwolla customer by id. Returns contact details, address, and verification status for verified customers, or basic contact information for unverified customers and receive-only users. Required: id.
create_a_dwolla_beneficial_owner
Create a beneficial owner for a Dwolla business verified customer. Beneficial owners are individuals who own 25% or more of company equity. Returns the newly created beneficial owner record. Requires customer_id, plus personal information, address, and SSN or passport in the request body.
delete_a_dwolla_beneficial_owner_by_id
Permanently remove a Dwolla beneficial owner by id. This action is irreversible — the record cannot be retrieved after deletion — and changes the associated customer's certification status to "recertify". Returns an empty response on success.
get_single_dwolla_beneficial_owner_by_id
Get detailed information about a specific Dwolla beneficial owner by id. Returns personal information, address, and verification status, which reflects the owner's identity verification progress and affects the business customer's transaction capabilities.
update_a_dwolla_beneficial_owner_by_id
Update a Dwolla beneficial owner's information to retry identity verification. Only beneficial owners with an "incomplete" verification status can be updated; used to correct information that caused the initial verification to fail. Requires id.
list_all_dwolla_customer_beneficial_owners
List all beneficial owners associated with a dwolla business verified customer. Returns personal information, verification status, and address details for each owner. Required: customer_id.
create_a_dwolla_beneficial_ownership
Certify beneficial ownership for a Dwolla business verified customer, confirming that all owner information is accurate and enabling the customer to send funds. Returns the updated certification status. Required: customer_id and status.
list_all_dwolla_beneficial_ownership
Get the beneficial ownership certification status for a Dwolla business verified customer. Returns: status, which indicates whether ownership has been certified (uncertified, certified, or recertify) and whether the customer can send funds. Required: customer_id.
create_a_dwolla_client_token
Create a short-lived client token in Dwolla for configuring Drop-in UI components. Returns a token scoped to the permitted action. Required: action (granular permission) and a customer link (_links.customer).
list_all_dwolla_business_classifications
List all business classifications in Dwolla, including their embedded industry classifications. Returns a directory of business and industry classification objects. No required parameters.
get_single_dwolla_business_classification_by_id
Retrieve a specific Dwolla business classification by id, including its embedded industry classifications. Returns the business classification object with nested industry classification IDs needed for creating business verified customers. Required: id.
create_a_dwolla_beneficial_owner_document
Upload an identity verification document for a dwolla beneficial owner via multipart form-data. Required when the beneficial owner has a 'document' status during the business verification process. Required: beneficial_owner_id, documentType, and file.
list_all_dwolla_beneficial_owner_documents
List all identity verification documents submitted for a dwolla beneficial owner. Returns each document's status, type (passport, license, etc.), verification results, and failure reasons if rejected. Required: beneficial_owner_id.
create_a_dwolla_customer_document
Upload an identity verification document for a Dwolla customer using multipart form-data. Returns the created document resource. Required: customer_id, documentType, and file.
list_all_dwolla_customer_documents
List all identity verification documents submitted for a Dwolla customer. Returns: document type (passport, driver's license, etc.), status, verification results, and failure reasons when rejected. Required: customer_id.
get_single_dwolla_document_by_id
Retrieve a Dwolla identity verification document by id. Returns detailed information including the document's status, type, and verification results. Required: id.
list_all_dwolla_events
List Dwolla events representing state changes to resources in your application, sorted by creation date (newest first). Returns event topic, timestamp, resource links, and correlation ID. Events are retained for 30 days.
get_single_dwolla_event_by_id
Get a specific Dwolla event by id. Returns the event topic, timestamp, resource links, and correlation ID. Required: id.
create_a_dwolla_exchange_session
Create an exchange session for a dwolla customer, enabling instant bank account verification via Plaid or MX, or debit card capture via Checkout.com Push to Card. Returns the created exchange session resource. Required: customer_id.
get_single_dwolla_exchange_session_by_id
Get details of a previously created dwolla exchange session by id. Returns partner-specific fields: an external redirect URL for MX, an externalProviderSessionToken for Plaid Link initialization, or externalProviderSessionData (including id, payment_session_secret, and payment_session_token) for Checkout.com. Required: id.
list_all_dwolla_customers_available_exchange_connections
List available exchange connections for a Dwolla customer's bank accounts authorized through MX Connect. Returns: account name and availableConnectionToken for each connection, which can be used to create exchanges and funding sources for transfers. Required: customer_id.
create_a_dwolla_customer_exchange
Create an exchange connection between a Dwolla customer and an open banking partner (Plaid, MX, Flinks, Finicity, or Checkout.com). Request body varies by partner; use bank account partners for secure account data access or Checkout.com for Push to Card debit card flows. Required: customer_id.
list_all_dwolla_customer_exchanges
List all Dwolla exchanges for a specific customer. Returns each exchange's status, creation date, and links to associated funding sources and open banking partners. Required: customer_id.
create_a_dwolla_exchange
Create a Dwolla exchange for an account, linking an external bank account through an open banking partner. The request body varies by partner: token-based for Plaid, MX, and Flinks Secure Exchange, or Finicity-specific fields for Finicity.
list_all_dwolla_exchanges
List all Dwolla exchanges for the account. Returns a collection of exchange objects including status, creation date, and associated open banking partner information.
get_single_dwolla_exchange_by_id
Get a single Dwolla exchange by id. Returns the exchange details including status, creation date, and links to the associated customer and exchange partner. Required: id.
list_all_dwolla_exchange_partners
List all supported Dwolla exchange partners. Returns: id, name, status for each partner, indicating whether they are active or inactive.
get_single_dwolla_exchange_partner_by_id
Get details for a specific Dwolla exchange partner by id. Returns: name, status, and creation date. Required: id.
create_a_dwolla_customer_funding_source
Create a bank account or debit card funding source for a Dwolla customer. Supports manual entry with routing and account numbers, instant verification via open banking, debit card addition via Exchange, and virtual account numbers. Required: customer_id.
list_all_dwolla_customer_funding_sources
List all funding sources for a Dwolla customer, including bank accounts, debit card funding sources, and Dwolla balance (verified customers only). Returns verification status, limited account details, and creation dates. Required: customer_id.
create_a_dwolla_customer_kba
Initiate a KBA session for a dwolla personal Verified Customer. Returns a KBA identifier representing the session, used to retrieve authentication questions for customer verification. Required: customer_id.
get_single_dwolla_kba_by_id
Retrieve KBA questions for a specific Dwolla KBA session. Returns the questions used to verify a customer's identity during the KBA process. Required: id.
update_a_dwolla_kba_by_id
Update a Dwolla KBA session by id. Required: id.
update_a_dwolla_kba_by_id
Submit answers to KBA (Knowledge-Based Authentication) questions for a Dwolla customer's identity verification. Returns verification status indicating whether the customer passed or failed KBA authentication. Required: id, answers (array of four question-answer pairs, each with questionId and answerId).
create_a_dwolla_customer_label
Create a label for a Dwolla Verified Customer with a specified amount. Returns the location of the created label resource in the response header. Required: customer_id, amount.
list_all_dwolla_customer_labels
List all labels for a Dwolla Verified Customer, sorted by creation date with the most recent first. Returns: amount and creation timestamp for each label. Required: customer_id.
create_a_dwolla_label_ledger_entry
Create a new ledger entry on a Dwolla Label to track a fund adjustment. Returns the location of the created ledger entry in the response header. Required: label_id and an amount value (positive or negative). Note: entries that would result in a negative Label balance are rejected.
list_all_dwolla_label_ledger_entries
List all ledger entries for a Dwolla Label, sorted by creation date (newest first). Returns: amount, currency, and creation timestamp for each entry. Required: label_id.
create_a_dwolla_label_reallocation
Create a label reallocation in Dwolla to move a specified amount from a source label to a destination label belonging to the same Verified Customer, generating ledger entries for both. The reallocation only succeeds if the source label has sufficient funds. Required: from (source label), to (destination label), and amount.
get_single_dwolla_label_reallocation_by_id
Retrieve a Dwolla label reallocation by id. Returns details of the reallocation record. Required: id.
delete_a_dwolla_label_by_id
Delete a Dwolla label by id to stop tracking funds and remove it from your account. Returns an empty success response on success. Required: id.
get_single_dwolla_label_by_id
Get details for a specific Dwolla label by id. Returns: unique identifier, current amount with currency, and creation timestamp. Required: id.
get_single_dwolla_ledger_entry_by_id
Retrieve a single Dwolla label ledger entry by id. Returns the ledger entry object for the specified id.
create_a_dwolla_mass_payment
Create a Dwolla mass payment containing up to 5,000 individual payment items from a Main Account or Verified Customer funding source. Returns the location of the created mass payment resource including its unique identifier. Required: _links (source funding source) and items.
list_all_dwolla_mass_payments
List all mass payments for a Dwolla Verified Customer, ordered by creation date with the most recent first. Returns: status, metadata, source funding information, and item links. Required: customer_id.
get_single_dwolla_mass_payment_by_id
Get a single Dwolla mass payment by id. Returns: status (pending, processing, or complete), creation date, metadata, and links to the source funding source and payment items.
update_a_dwolla_mass_payment_by_id
Update the status of a deferred Dwolla mass payment by id. Set status to 'pending' to begin fund transfers or 'cancelled' to permanently cancel before processing starts. Only applicable to mass payments originally created with deferred status. Returns the updated mass payment resource. Required: id and status.
list_all_dwolla_mass_payment_items
List all items within a dwolla mass payment. Returns item details including amount, destination, metadata, and error information for failed items. Each item includes a status indicator (failed, pending, success). Required: mass_payment_id. Optionally filter results by status.
get_single_dwolla_mass_payment_item_by_id
Retrieve a single dwolla mass payment item by id. Returns the item's details including amount, destination, metadata, status, and any error information if the transfer failed. Required: id.
list_all_dwolla_root
Retrieve the Dwolla API root entry point. Returns HAL+JSON navigation links to accessible resources including accounts, customers, events, and webhook subscriptions.
update_a_dwolla_transfer_by_id
Cancel a pending dwolla transfer by id, setting its status to cancelled. Returns the updated transfer resource reflecting the cancelled status. Required: id. Only transfers currently in pending status can be cancelled before processing begins.
create_a_dwolla_transfer
Initiate a dwolla transfer between funding sources for an Account or API Customer. Supports ACH, Instant Payments (RTP/FedNow), Push-to-Debit Card, and wire transfers with optional expedited clearing, facilitator fees, metadata, and correlation IDs. Returns the location of the created transfer resource. Required: _links (source and destination funding sources), amount.
get_single_dwolla_transfer_by_id
Retrieve detailed information for a specific dwolla transfer by id. Returns: status, amount, created date, clearing details, and links to source and destination funding sources. Also includes cancellation links when applicable and references to related funding transfers. Required: id.
create_a_dwolla_on_demand_authorization
Create a Dwolla on-demand transfer authorization that pre-authorizes variable amount ACH transfers from a customer's bank account. Returns UI text elements including authorization body text and button text for use in your bank account addition flow.
list_all_dwolla_customer_transfers
List and search transfers for a specific dwolla customer. Returns transfer records including status, amounts, metadata, and links to source and destination funding sources. Supports filtering by customer details, amount ranges, date ranges, transfer status, and correlation IDs. Required: customer_id.
list_all_dwolla_transfer_fees
List fees for a specific dwolla transfer by transfer_id. Returns the total number of fees and individual fee transaction details including amounts, status, and links to source and destination accounts. Required: transfer_id.
create_a_dwolla_webhook_subscription
Create a Dwolla webhook subscription to receive real-time event notifications at a specified URL endpoint. Returns the location of the created subscription resource. Required: url, secret.
delete_a_dwolla_webhook_subscription_by_id
Delete a Dwolla webhook subscription by id, permanently stopping all future webhook deliveries for that subscription. Returns the deleted subscription resource for confirmation.
list_all_dwolla_webhook_subscriptions
List all Dwolla webhook subscriptions belonging to the application. Returns subscription details including URL endpoints, status, creation dates, and links to associated webhooks.
get_single_dwolla_webhook_subscription_by_id
Get a single Dwolla webhook subscription by id. Returns subscription configuration including URL endpoint, creation date, and links to associated webhooks.
update_a_dwolla_webhook_subscription_by_id
Update a Dwolla webhook subscription by id to pause or resume webhook delivery notifications. Returns the updated subscription resource including the new paused status. Required: id, paused.
list_all_dwolla_webhook_retries
List all retry attempts for a specific Dwolla webhook. Returns a collection of retry objects including unique identifiers, timestamps, and links to the parent webhook. Required: webhook_id.
create_a_dwolla_webhook_retry
Retry a specific Dwolla webhook to redeliver the notification to your endpoint. Creates a new retry attempt and returns the location of the newly created retry resource. Required: webhook_id.
get_single_dwolla_webhook_by_id
Retrieve a specific Dwolla webhook by id. Returns webhook details including topic, account information, delivery attempts with request/response history, and links to subscription and retry resources. Required: id.
create_a_dwolla_micro_deposit
Initiate micro-deposits for a Dwolla funding source, prompting Dwolla to send two small amounts to the customer's bank account for later verification. Returns a 201 Created response with a Location header pointing to the created micro-deposits resource. Required: funding_source_id.
list_all_dwolla_micro_deposits
Get the micro-deposits resource for a Dwolla funding source, typically used to retrieve the current status of a previously initiated micro-deposit. Required: funding_source_id.
list_all_dwolla_account_funding_sources
List all funding sources associated with a Dwolla account. Returns a collection of funding source objects. Required: account_id.
get_single_dwolla_funding_source_balance_by_id
Get the balance of a Dwolla funding source by id. Returns the current balance associated with the specified funding source. Required: id.
get_single_dwolla_funding_source_ach_routing_by_id
Get ACH routing details for a dwolla funding source by id. Returns the ACH routing information associated with the specified funding source. Required: id.
create_a_dwolla_exchange_reauthentication_session
Create a reauthentication session for a Dwolla exchange, initiating the process to re-verify an existing exchange's credentials. Required: exchange_id.
list_all_dwolla_transfer_failures
Get the failure details for a Dwolla transfer by transfer_id. Returns the failure reason and related information associated with the failed transfer. Required: transfer_id.
list_all_dwolla_subscription_webhooks
List webhooks fired for a specific Dwolla webhook subscription. Returns an array of webhook objects from the subscription's event history. Required: webhook_subscription_id.
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From Dwolla account to governed MCP endpoint
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