payment_gateway
JustiFi
Connect JustiFi to Elaichi and hand every teammate a governed MCP endpoint — 90 tools ready to call from Claude, Cursor, or any MCP client, clamped by roles, restrictions, and an audit log.
AI tools
JustiFi tools for your AI agents
90 tools are ready to mint as an MCP endpoint the moment you connect JustiFi — governed by the same roles, restrictions, and audit log as everything else in Elaichi.
list_all_justify_sub_accounts
List sub accounts for your JustiFi platform. Returns each sub account with its id, name, account_type, status, currency, platform_account_id, related_accounts, created_at, and updated_at. By default only non-archived accounts are returned; set status to `archived` to include them.
create_a_justify_sub_account
Create a sub account for a customer in JustiFi so they can process payments once approved. Returns the created sub account including id, name, account_type, status, related_accounts, created_at, and updated_at. This endpoint is deprecated — new platforms should use Hosted Onboarding or Onboarding via API instead. Required: name.
get_single_justify_sub_account_by_id
Get a single JustiFi sub account by id. Returns the full sub account object including id, name, account_type, status, currency, platform_account_id, related_accounts, created_at, and updated_at. Required: id.
list_all_justify_sub_account_payout_accounts
Get the currently active payout bank account for a JustiFi sub account. Returns: id, full_name, bank_name, account_number_last4, routing_number, country, currency, nickname, account_type. Required: sub_account_id.
list_all_justify_sub_account_settings
Get JustiFi sub account settings for a specific sub account, including payment processing feature flags and payout configuration. Returns: payments, payouts. Required: sub_account_id.
list_all_justify_sub_account_fee_configurations
List all active Standard Fee Configurations for a JustiFi sub account, returning only configurations where the current time is between effective_start and effective_end. Returns: id, account_id, platform_account_id, fee_type, variable_rate, transaction_fee_cents, transaction_fee_currency, fee_cap_cents, effective_start, effective_end. Required: sub_account_id.
create_a_justify_sub_account_fee_configuration
Create a Standard Fee Configuration for a specific fee type on a JustiFi sub account. Creating a new configuration for an existing fee type automatically retires the previous one by setting its effective_end. There is no update or delete operation. Returns: id, account_id, platform_account_id, fee_type, variable_rate, transaction_fee_cents, transaction_fee_currency, fee_cap_cents,…. Required: sub_account_id, fee_type, variable_rate.
get_single_justify_sub_account_fee_configuration_by_id
Get the active Standard Fee Configuration for a specific fee type on a JustiFi sub account. Returns 404 if no active configuration exists for that fee type. Returns: id, account_id, platform_account_id, fee_type, variable_rate, transaction_fee_cents, transaction_fee_currency, fee_cap_cents, effective_start, effective_end. Required: id, sub_account_id.
list_all_justify_fee_configurations_scheduleds
List scheduled Standard Fee Configurations for a JustiFi sub account that have a future effective_start and haven't taken effect yet. Returns: id, account_id, platform_account_id, fee_type, variable_rate, transaction_fee_cents, transaction_fee_currency, fee_cap_cents, effective_start, effective_end. Required: sub_account_id.
list_all_justify_fee_configuration_histories
List fee configuration history for a specific fee type on a JustiFi sub account, including active, retired, and scheduled configurations ordered by effective_start descending. Returns: id, account_id, platform_account_id, fee_type, variable_rate, transaction_fee_cents, transaction_fee_currency, fee_cap_cents, effective_start, effective_end. Required: sub_account_id, fee_type.
list_all_justify_proceeds
List proceeds payouts for your JustiFi account. Returns: id, fees, created_at, updated_at, deposits_at. Supports filtering by created and deposit date ranges.
get_single_justify_proceed_by_id
Get a single proceeds payout in JustiFi by id. Returns: id, fees, created_at, updated_at, deposits_at. Required: id.
get_single_justify_reports_proceed_by_id
Get a Proceeds Report in JustiFi, returning download links for both the CSV and JSON report files. Returns: id, csv_url, report_url. This endpoint is deprecated; use the Reports API instead. Required: id.
list_all_justify_payments
List JustiFi payments for your account, filterable by payment status, date range, payment method, or void. Returns: id, account_id, amount, amount_refundable, amount_refunded, amount_disputed, amount_returned, balance, currency, status, capture_strategy, captured, payment_mode, description, payment_intent_id, checkout_id, terminal_id, application_fee_rate_id, fee_amount, financial_transaction_id,…
create_a_justify_payment
Create a JustiFi payment by charging a tokenized payment method. Payment methods must be tokenized beforehand via the JustiFi Web Component. Returns: id, account_id, amount, amount_refundable, amount_refunded, amount_disputed, amount_returned, balance, currency, status, capture_strategy, captured, payment_mode, description, payment_intent_id, checkout_id, terminal_id, application_fee_rate_id,…. Required: amount, currency, capture_strategy, payment_method.
get_single_justify_payment_by_id
Get a JustiFi payment by id. Returns the full payment object including id, amount, currency, status, payment_method, fees, application_fee, transaction_hold, refunds, and disputes. Required: id.
update_a_justify_payment_by_id
Update a JustiFi payment's description or metadata by id. Returns the updated payment object including id, amount, currency, status, payment_method, application_fee, refunds, and disputes. Required: id.
create_a_justify_payment_capture
Capture a previously authorized payment in JustiFi. Returns the full payment object including id, account_id, amount, captured, status, currency, created_at, payment_method, application_fee, and transaction_hold. Returns a payment_already_captured error if already captured; authorized payments are canceled after 7 days if not captured. Required: payment_id.
create_a_justify_payment_refund
Issue a full or partial refund for a JustiFi payment. Multiple partial refunds are supported up to the full payment amount. Returns the created refund including id, payment_id, amount, reason, status, returned_fees, created_at, and updated_at. Required: payment_id.
create_a_justify_payment_void
Void a JustiFi payment to cancel it before settlement. Returns the voided payment object including id, account_id, amount, status, capture_strategy, payment_method, and application_fee. Payments are voidable within 25 minutes of the original transaction; authorized payments with manual capture_strategy that have not yet been captured are also eligible. Required: payment_id.
list_all_justify_payment_payment_balance_transactions
List payment balance transactions associated with a specific payment in JustiFi. Returns: id, amount, balance, currency, financial_transaction_id, payment_id, payment_balance_txn_type, source_id, source_type, created_at, updated_at, account_id, amount_disputed, amount_refunded, amount_returned, amount_refundable, application_fee_rate_id, capture_strategy, captured, disputed, fee_amount, is_test,…. Required: payment_id.
list_all_justify_payment_methods
List JustiFi payment methods for your account, filterable by customer, payment method group, and creation date range. Returns: id, signature, customer_id, account_id, status, invalid_reason, created_at, updated_at, card, bank_account, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, currency, disputed,…
create_a_justify_payment_method
Create a JustiFi payment method from raw card or bank account details. Returns: id, signature, customer_id, account_id, status, invalid_reason, created_at, updated_at, card, bank_account, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, currency, disputed, fee_amount, financial_transaction_id, is_test,…. Required: payment_method.
get_single_justify_payment_method_by_id
Get a payment method by id in JustiFi. Returns: id, type, data, page_info. bin_details may be null for card payment methods depending on card network and issuer availability. Required: id.
update_a_justify_payment_method_by_id
Update a JustiFi payment method's expiration date, address, or metadata. Returns the payment method object including id, type, data (containing card or bank_account details, status, created_at, and metadata), and page_info. Required: id.
justify_payment_methods_clone
Clone a JustiFi payment method from one sub account to another sub account. Returns: signature, customer_id, account_id, status, invalid_reason, created_at, updated_at, card, bank_account, card_present, id, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, currency, disputed, fee_amount,…. Required: token.
list_all_justify_payment_method_groups
List payment method groups associated with an account in JustiFi. Returns: id, account_id, platform_account_id, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, created_at, currency, disputed, fee_amount, financial_transaction_id, is_test, metadata, payment_intent_id, checkout_id, refunded, returned,…
create_a_justify_payment_method_group
Create a payment method group in JustiFi. Groups can be created ahead of time and payment methods associated later via update. Returns: id, account_id, platform_account_id, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, created_at, currency, disputed, fee_amount, financial_transaction_id, is_test,…
get_single_justify_payment_method_group_by_id
Get a single payment method group by id in JustiFi. Returns: id, account_id, platform_account_id, amount_disputed, amount_refunded, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, created_at, currency, disputed, fee_amount, financial_transaction_id, is_test, metadata, payment_intent_id, checkout_id, refunded, returned, status,…. Required: id.
update_a_justify_payment_method_group_by_id
Update a payment method group in JustiFi to associate payment methods with the group. Returns: id, account_id, platform_account_id, amount_refunded, amount_disputed, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, created_at, currency, disputed, fee_amount, financial_transaction_id, is_test, metadata, payment_intent_id, checkout_id,…. Required: id.
delete_a_justify_payment_method_group_payment_method_by_id
Remove a payment method from a payment method group in JustiFi. Returns an empty 200 response on success. Required: id, payment_method_group_id.
list_all_justify_payouts
List payouts in JustiFi with optional creation and deposit date filters. Returns: id, account_id, amount, bank_account, currency, delivery_method, description, deposits_at, fees_total, refunds_count, refunds_total, payments_count, payments_total, payout_type, other_total, status, settlement_priority, metadata, created_at, updated_at.
get_single_justify_payout_by_id
Get a single payout by id in JustiFi. Returns: id, account_id, amount, bank_account, currency, delivery_method, description, deposits_at, fees_total, refunds_count, refunds_total, payments_count, payments_total, payout_type, other_total, status, settlement_priority, metadata, created_at, updated_at. Required: id.
update_a_justify_payout_by_id
Update a payout's metadata in JustiFi; previous metadata is overwritten. Returns: id, account_id, amount, bank_account, currency, delivery_method, description, deposits_at, fees_total, refunds_count, refunds_total, payments_count, payments_total, payout_type, other_total, status, settlement_priority, metadata, created_at, updated_at. Required: id.
get_single_justify_reports_payout_by_id
Get a signed download link for a payout CSV report from JustiFi by payout id. Returns: id, csv_url. This endpoint is deprecated; use the Reports API instead. Required: id.
list_all_justify_payout_holds
List payout holds that belong to the account in JustiFi. Returns: id, account_id, hold_type, issued_by, start_date, end_date, active, created_at, updated_at. Supports filtering by created, start, and end date ranges.
get_single_justify_payout_hold_by_id
Get a specific payout hold by id in JustiFi. Returns: id, account_id, hold_type, issued_by, start_date, end_date, active, created_at, updated_at. Required: id.
list_all_justify_balance_transactions
List JustiFi balance transactions for an account. Returns: id, account_id, amount, available_on, currency, description, fee, financial_transaction_id, net, payout_id, source_id, source_type, source_payment_id, txn_type, created_at, updated_at. Filter by payout_id or source_payment_id. Limited to a single sub account or payout.
get_single_justify_balance_transaction_by_id
Get a JustiFi balance transaction by id. Returns: id, account_id, amount, available_on, currency, description, fee, financial_transaction_id, net, payout_id, source_id, source_type, source_payment_id, txn_type, created_at, updated_at. Required: id.
list_all_justify_refunds
List refunds for your JustiFi account. Returns each refund with id, payment_id, amount, status, reason, description, metadata, returned_fees, created_at, and updated_at.
get_single_justify_refund_by_id
Get a single JustiFi refund by id. Returns: id, payment_id, amount, description, reason, status, metadata, returned_fees, created_at, updated_at. Required: id.
update_a_justify_refund_by_id
Update the metadata of a JustiFi refund by id. When you update metadata, any previous metadata will be overwritten. Returns the updated refund object including id, payment_id, amount, status, metadata, and returned_fees. Required: id.
create_a_justify_oauth_token
Generate an access token in Justifi by posting your client credentials. Returns: access_token. The token is valid for 24 hours and is intended for backend-to-backend calls only.
list_all_justify_disputes
List JustiFi disputes. Returns: id, payment_id, account_id, amount, currency, reason, due_date, status, metadata, created_at, updated_at, dispute_response, dispute_reversal. Disputes associated with a payment are also included in payment responses.
get_single_justify_dispute_by_id
Get a single JustiFi dispute by id. Returns: id, payment_id, account_id, amount, currency, reason, due_date, status, metadata, created_at, updated_at, dispute_response, dispute_reversal. Required: id.
update_a_justify_dispute_by_id
Update a JustiFi dispute's metadata by id. Updating metadata overwrites any previous metadata. Returns the updated dispute with id, payment_id, account_id, amount, currency, reason, status, due_date, created_at, updated_at. Required: id.
justify_dispute_evidences_bulk_update
Create dispute evidence for a JustiFi dispute and generate a presigned upload URL. Returns: id, file_name, file_type, dispute_evidence_type, status, description, presigned_url, account_id, amount_refunded, amount_disputed, amount_returned, amount, amount_refundable, application_fee_rate_id, balance, capture_strategy, captured, created_at, currency, disputed, fee_amount, financial_transaction_id,…. Required: id, file_name, file_type, dispute_evidence_type.
create_a_justify_dispute_response
Submit a dispute response in JustiFi, either contesting the dispute with evidence or forfeiting it. Returns the updated dispute object including id, payment_id, account_id, amount, currency, reason, status, due_date, created_at, updated_at, dispute_response, and dispute_reversal. Not available for Canada accounts. Required: dispute_id, forfeit.
justify_dispute_responses_bulk_update
Update an existing dispute response in JustiFi with revised evidence fields. Returns the dispute response object including additional_statement, customer_name, customer_email_address, product_description, service_date, shipping_address, and shipping_tracking_number. Not available for Canada accounts. Required: id.
create_a_justify_insurance_bind
Bind an insurance policy with a JustiFi insurance partner. Returns: id, account_id, amount, currency, partner_name, partner_quote_id, metadata, status, created_at, updated_at, fee_amount, fees. Required: payment_method_id, amount, partner_quote_id, partner_name.
list_all_justify_entities_busineses
List businesses for your platform in JustiFi, optionally filtered by name. Returns: id, platform_account_id, archived, legal_name, website_url, email, phone, doing_business_as, business_type, business_structure, classification, industry, mcc, tax_id, tax_id_last4, date_of_incorporation, country_of_establishment, terms_conditions_accepted, metadata, associated_accounts, legal_address,…
create_a_justify_entities_businesis
Create a new business entity in JustiFi. Returns the created business including id, platform_account_id, legal_name, email, classification, created_at, legal_address, representative, owners, and bank_accounts. Up to four owners supported; business_type and business_structure are deprecated in favor of classification.
get_single_justify_entities_businesis_by_id
Get a single business in JustiFi by id. Returns the full business object including id, platform_account_id, legal_name, business_type, classification, industry, mcc, legal_address, representative, owners, bank_accounts, documents, and created_at. Required: id.
update_a_justify_entities_businesis_by_id
Update a business in JustiFi by id. Returns the updated business object including id, platform_account_id, legal_name, business_type, classification, industry, mcc, legal_address, representative, owners, bank_accounts, documents, and created_at. Required: id.
list_all_justify_entities_identities
List identities for your platform in JustiFi. Returns each identity record including id, name, email, is_owner, ownership_percentage, ssn_last4, address, documents, created_at, and updated_at. Supports pagination.
create_a_justify_entities_identity
Create a new identity in JustiFi with legal name, contact details, date of birth, ownership, and optional address. Returns the created identity object including id, name, email, is_owner, ownership_percentage, ssn_last4, address, documents, created_at, and updated_at.
get_single_justify_entities_identity_by_id
Get a single identity by id in JustiFi. Returns the full identity object including id, name, email, phone, is_owner, ownership_percentage, ssn_last4, address, documents, created_at, and updated_at. Required: id.
update_a_justify_entities_identity_by_id
Update an existing identity in JustiFi by id. Returns the updated identity object including id, name, email, is_owner, ownership_percentage, ssn_last4, address, documents, created_at, and updated_at. Required: id.
list_all_justify_entities_addreses
List addresses for your platform in JustiFi. Returns each address with id, line1, line2, city, state, postal_code, country, created_at, and updated_at. This endpoint supports pagination.
create_a_justify_entities_addrese
Create a new address in JustiFi. Returns the created address object including id, line1, city, state, postal_code, country, created_at, and updated_at.
get_single_justify_entities_addrese_by_id
Get a single address by id in JustiFi. Returns the address object including id, line1, city, state, postal_code, country, created_at, and updated_at. Required: id.
update_a_justify_entities_addrese_by_id
Update an address by id in JustiFi. Returns the updated address object including id, line1, city, state, postal_code, country, created_at, and updated_at. Required: id.
list_all_justify_entities_documents
List documents uploaded to JustiFi. Returns each document's id, description, file_name, file_type, document_type, business_id, identity_id, presigned_url, metadata, status, created_at, and updated_at.
create_a_justify_entities_document
Create a document reference in JustiFi and receive a presigned URL for uploading the file. Returns: id, type, data, page_info, description, file_name, file_type, document_type, business_id, identity_id, presigned_url, metadata, status, created_at, updated_at. One of business_id or identity_id is also required. Required: file_name, file_type, document_type.
get_single_justify_entities_document_by_id
Get a single document in JustiFi by id, including a presigned download URL. Returns: id, type, data, page_info, description, created_at, updated_at. Required: id.
list_all_justify_entities_bank_accounts
List bank accounts for a business in JustiFi. Returns each bank account with id, account_owner_name, account_type, acct_last_four, bank_name, business_id, created_at, updated_at. Supports pagination.
create_a_justify_entities_bank_account
Create a bank account in JustiFi. Returns: id, type, data, page_info, account_owner_name, account_type, acct_last_four, routing_number, bank_name, country, currency, nickname, metadata, business_id, platform_account_id, created_at, updated_at. Required: account_owner_name, account_type, account_number, routing_number, business_id, bank_name.
get_single_justify_entities_bank_account_by_id
Get a single bank account by id in JustiFi. Returns: id, type, data, page_info, created_at, updated_at. Required: id.
create_a_justify_entities_terms_and_condition
Accept current Terms and Conditions for a business in JustiFi. Returns: id, type, data, page_info, business_id, accepted, ip, user_agent. Required: business_id, accepted, ip.
create_a_justify_entities_provisioning
Provision a product for a business in JustiFi. Returns: id, type, data, page_info. Required: business_id, product_category.
get_single_justify_ach_return_fee_by_id
Get a JustiFi ACH return fee by id. ACH return fees are fees charged by financial institutions when an ACH transaction is returned. Returns: id, payment_id, amount, currency, created_at, updated_at, fee_amount, fees. Required: id.
create_a_justify_terminals_pay
Send a checkout to a JustiFi terminal for payment processing. Returns the created terminal session including id, session_type, status, payment_id, terminal_id, account_id, platform_account_id, and checkout_id. The payment_intent_id parameter is deprecated. Required: checkout_id, terminal_id.
list_all_justify_terminals
List JustiFi terminals with optional filters by status, terminal id, provider id, terminal order id, and verification dates. Returns: id, account_id, platform_account_id, provider, status, provider_id, provider_serial_number, nickname, verified_at, model_name, terminal_order_created_at, status_last_requested_at, created_at, updated_at.
get_single_justify_terminal_by_id
Get a single JustiFi terminal by id. Returns the full terminal object including id, account_id, platform_account_id, provider, status, provider_id, provider_serial_number, nickname, verified_at, model_name, terminal_order_created_at, status_last_requested_at, created_at, and updated_at. Required: id.
update_a_justify_terminal_by_id
Update a JustiFi terminal's nickname by id. Returns the updated terminal object including id, account_id, platform_account_id, provider, status, provider_id, provider_serial_number, nickname, verified_at, model_name, terminal_order_created_at, status_last_requested_at, created_at, and updated_at. Required: id.
list_all_justify_terminal_status
Get the current status of a specific terminal in JustiFi. Returns: id, status, last_date_time_connected, last_date_time_active. Required: terminal_id.
create_a_justify_terminal_identify
Identify a JustiFi terminal by displaying its nickname or serial number on the terminal screen for 20 seconds. Returns an empty 204 response on success. Required: terminal_id.
get_single_justify_terminals_order_by_id
Get a single terminal order in JustiFi by id. Returns the terminal order including id, business_id, account_id, order_type, order_status, company_name, mcc, contact_email, contact_phone_number, line1, city, state, postal_code, created_at, updated_at, and terminals. Required: id.
list_all_justify_terminals_orders
List terminal orders for your JustiFi account with optional filters by order type, status, sub account, and creation date range. Returns: id, business_id, account_id, order_type, order_status, company_name, mcc, receiver_name, contact_first_name, contact_last_name, contact_email, contact_phone_number, line1, line2, city, state, postal_code, time_zone, country, shipping_tracking_reference,…
create_a_justify_terminals_order
Order one or more terminals from a JustiFi technology partner. Returns the created terminal order including id, business_id, account_id, order_type, order_status, and terminals. Required: business_id, sub_account_id, order_type, order_items.
create_a_justify_web_component_token
Create a web component token in Justifi to permission rendering a web component on your frontend. Returns: access_token, expires_in, token_type, id, amount, fee_amount, fees. The token is valid for 60 minutes.
list_all_justify_checkouts
List JustiFi checkouts for your account with optional filters by payment_mode, status, or payment_status. Returns: id, account_id, platform_account_id, payment_intent_id, payment_amount, payment_currency, payment_description, payment_methods, payment_method_group_id, status, mode, successful_payment_id, statement_descriptor, metadata, application_fees, payment_settings, payment, created_at,…
create_a_justify_checkout
Create a JustiFi checkout to initiate collection of a card, ACH, or card reader payment in a single flow. Returns: id, account_id, platform_account_id, payment_intent_id, payment_amount, payment_currency, payment_description, payment_methods, payment_method_group_id, status, mode, successful_payment_id, statement_descriptor, metadata, application_fees, payment_settings, payment, created_at,…. Required: amount, description.
get_single_justify_checkout_by_id
Get a single JustiFi checkout by id. Returns: id, account_id, platform_account_id, payment_intent_id, payment_amount, payment_currency, payment_description, payment_methods, payment_method_group_id, status, mode, successful_payment_id, statement_descriptor, metadata, application_fees, payment_settings, payment, created_at, updated_at, completions. Required: id.
update_a_justify_checkout_by_id
Update a JustiFi checkout's amount or description by id. Returns: id, account_id, platform_account_id, payment_intent_id, payment_amount, payment_currency, payment_description, payment_methods, payment_method_group_id, status, mode, successful_payment_id, statement_descriptor, metadata, application_fees, payment_settings, payment, created_at, updated_at, completions. Required: id.
justify_checkouts_complete
Complete a JustiFi checkout and capture a payment. Returns: id, payment_mode, payment_token, status, payment_status, payment_error_code, payment_error_description, payment_response, checkout_id, additional_transactions, checkout, payment_id, payment_method_id, terminal_id, created_at, updated_at, amount, fee_amount, fees. Required: payment_token.
create_a_justify_checkout_refund
Create a partial or full refund for a JustiFi checkout. Multiple partial refunds are supported up to the full payment amount. Returns: id, checkout_id, status, refund_response, refund_amount, returned_fees, created_at, updated_at, amount, fee_amount, fees. If amount is omitted the total checkout amount is refunded.
list_all_justify_reports
List all generated reports in JustiFi, optionally filtered by nickname. Returns: id, report_type, nickname, status, scheduled_at, run_at, created_at, error_description, account_id, presigned_url, platform_account_id.
create_a_justify_report
Create a report in JustiFi for any available report type (interchange_fee, proceeds, payout, sub_account_summary, payment_list). The report is queued for async generation. Returns the created report object including id, report_type, status, scheduled_at, and presigned_url.
get_single_justify_report_by_id
Get a single report by id in JustiFi, generating the download URL if available. Returns: id, report_type, nickname, status, scheduled_at, run_at, created_at, error_description, account_id, presigned_url, platform_account_id. Required: id.
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