banking
Mercury
Connect Mercury to Elaichi and hand every teammate a governed MCP endpoint — 70 tools ready to call from Claude, Cursor, or any MCP client, clamped by roles, restrictions, and an audit log.
AI tools
Mercury tools for your AI agents
70 tools are ready to mint as an MCP endpoint the moment you connect Mercury — governed by the same roles, restrictions, and audit log as everything else in Elaichi.
list_all_mercury_account
List Mercury accounts. Returns: accountNumber, availableBalance, canReceiveTransactions, createdAt, currentBalance, dashboardLink, id, kind, legalBusinessName, name, nickname, routingNumber, status, type. Max 1000 per page.
list_all_mercury_transaction
List transactions across Mercury accounts. Returns transaction records with account, amount, status, timing, counterparty, category, and attachment metadata.
get_single_mercury_transaction_by_id
Get a Mercury transaction by id. Returns the full transaction details including account, amount, status, counterparty, notes, category, and attachments.
create_a_mercury_transaction
Send money from a Mercury account to a recipient. Returns the created transaction request and processing status. Required: account_id.
update_a_mercury_transaction_by_id
Update Mercury transaction metadata by id. Returns the updated transaction including notes and category metadata. Required: id.
list_all_mercury_card
List Mercury cards across your organization. Returns cards with id, lastFour, status, type, kind, nameOnCard, createdAt, and updatedAt. Supports filtering by accountId, status, type, kind, and userId.
create_a_mercury_card
Create a virtual Mercury card for an existing user. Returns the issued card with id, lastFour, status, kind, nameOnCard, expiration, and spendLimit. Required: kind, type, userId.
get_single_mercury_card_by_id
Get a single Mercury card by id. Returns the card object with id, lastFour, status, kind, nameOnCard, expiration, spendLimit, createdAt, and updatedAt. Required: id.
update_a_mercury_card_by_id
Update a Mercury card's nickname or spending controls. Returns the updated card including id, accountId, status, lastFour, nickname, kind, type, and expiration. Required: id. At least one of nickname or spendLimit must be supplied.
delete_a_mercury_card_by_id
Cancel a Mercury card by id. Returns the cancelled card object including id, status, kind, lastFour, accountId, and userId. Required: id. Cancellation cannot be undone and the card number cannot be reactivated.
list_all_mercury_customer
List Mercury Accounts Receivable customers. Returns: id, name, email, deletedAt, address. Max 1000 per page.
create_a_mercury_customer
Create a Mercury Accounts Receivable customer. Returns: id, name, email, deletedAt, address. Required: name, email.
get_single_mercury_customer_by_id
Get a single Mercury Accounts Receivable customer by id. Returns: id, name, email, deletedAt, address. Required: id.
update_a_mercury_customer_by_id
Update a Mercury Accounts Receivable customer by id. Returns the updated customer object including id, name, email, address, and deletedAt. Required: id, email, name, and resendOpenInvoices. Returns an error if the customer has pending invoice payments.
delete_a_mercury_customer_by_id
Soft-delete a Mercury customer by id. Returns the soft-deleted customer object including id, name, email, deletedAt, and address. Required: id.
list_all_mercury_invoice
List Mercury AR invoices. Returns: id, achDebitEnabled, amount, canceledAt, ccEmails, createdAt, creditCardEnabled, currencyCode, customerId, destinationAccountId, dueDate, internalNote, invoiceDate, invoiceNumber, lineItems, payerMemo, poNumber, servicePeriodEndDate, servicePeriodStartDate, slug, status, updatedAt, useRealAccountNumber. Max 1000 per page.
create_a_mercury_invoice
Create a Mercury AR invoice. Returns the created invoice with id, amount, status, dueDate, customerId, invoiceNumber, slug, lineItems, and payment flags. Required: achDebitEnabled, ccEmails, creditCardEnabled, customerId, destinationAccountId, dueDate, invoiceDate, lineItems, useRealAccountNumber. creditCardEnabled requires a connected Stripe account.
get_single_mercury_invoice_by_id
Get a Mercury AR invoice by id. Returns: id, achDebitEnabled, amount, canceledAt, ccEmails, createdAt, creditCardEnabled, currencyCode, customerId, destinationAccountId, dueDate, internalNote, invoiceDate, invoiceNumber, lineItems, payerMemo, poNumber, servicePeriodEndDate, servicePeriodStartDate, slug, status, updatedAt, useRealAccountNumber. Required: id.
update_a_mercury_invoice_by_id
Update a Mercury invoice by id. Returns the updated invoice including id, status, amount, dueDate, lineItems, and customerId. Required: id, achDebitEnabled, ccEmails, creditCardEnabled, dueDate, invoiceDate, invoiceNumber, lineItems, useRealAccountNumber. You must send all fields in full, including optional fields, or existing values will be deleted.
delete_a_mercury_invoice_by_id
Delete a Mercury invoice by id. Only unpaid invoices can be canceled. Returns an empty 204 response on success. Required: id.
list_all_mercury_recipient
List Mercury recipients. Returns recipients available for payments, including ids, names, payment method details, and status metadata.
create_a_mercury_recipient
Create a Mercury recipient for payments. Returns the created recipient including id, name, status, and payment details.
get_single_mercury_recipient_by_id
Get a Mercury recipient by id. Returns recipient details including payment method metadata and status. Required: id.
update_a_mercury_recipient_by_id
Update a Mercury recipient by id. Returns the updated recipient. Required: id.
delete_a_mercury_recipient_by_id
Delete a Mercury recipient by id. Returns an empty success response when deletion succeeds. Required: id.
create_a_mercury_recipient_invite
Create a recipient invite in Mercury. Returns: contactEmail, createdAt, expiresAt, id, name, notes, onboardingUrl, paymentMethods, recipientId, requireTaxDocument, status. Required: contactEmail, paymentMethods, requireTaxDocument, sendEmail. Name is required when recipientId is absent.
list_all_mercury_recipient_invite
List recipient invites in Mercury. Returns: contactEmail, createdAt, expiresAt, id, name, notes, onboardingUrl, paymentMethods, recipientId, requireTaxDocument, status.
get_single_mercury_recipient_invite_by_id
Get a single Mercury recipient invite by id. Returns: contactEmail, createdAt, expiresAt, id, name, notes, onboardingUrl, paymentMethods, recipientId, requireTaxDocument, status. Required: id.
delete_a_mercury_recipient_invite_by_id
Delete a Mercury recipient invite by id. Returns an empty 204 response on success. Required: id.
create_a_mercury_internal_transfer
Create an internal transfer between two Mercury accounts in the same organization. Returns: creditTransaction, debitTransaction, amount, destinationAccountId, idempotencyKey, note, sourceAccountId. Required: amount, destinationAccountId, idempotencyKey, and sourceAccountId. Amount must be at least $0.01.
create_a_mercury_send_money_request
Create a Mercury send money request requiring approval. Returns the created request with accountId, amount, paymentMethod, recipientId, requestId, status, reviews, and more. Required: account_id, amount, idempotencyKey, paymentMethod, recipientId.
get_single_mercury_send_money_approval_by_id
Get a single Mercury send money approval request by id. Returns: accountId, amount, createdAt, memo, numberOfApproversRequired, paymentMethod, recipientId, requestId, requestedByUserId, reviews, scheduledSendDate, status. Required: id.
list_all_mercury_send_money_approval
List Mercury send money approval requests. Returns: accountId, amount, createdAt, memo, numberOfApproversRequired, paymentMethod, recipientId, requestId, requestedByUserId, reviews, scheduledSendDate, status.
list_all_mercury_category
List expense categories in Mercury. Returns: id, name, visibleForCardSpend, visibleForOther, visibleForReimbursements. Max 1000 per page.
create_a_mercury_category
Create a new expense category in Mercury. Returns: id, name, visibleForCardSpend, visibleForOther, visibleForReimbursements. Required: name, visibleForCardSpend, visibleForOther, visibleForReimbursements.
update_a_mercury_category_by_id
Update an existing expense category in Mercury by id. All body fields are optional. Returns: id, name, visibleForCardSpend, visibleForOther, visibleForReimbursements. Required: id.
delete_a_mercury_category_by_id
Delete a Mercury category by id. Returns an empty 204 response on success. Required: id.
list_all_mercury_credit_account
List credit accounts in Mercury. Returns: availableBalance, createdAt, currentBalance, id, status, amount, externalMemo, idempotencyKey, note, paymentMethod, purpose, recipientId.
list_all_mercury_event
List Mercury API events. Returns: changedPaths, id, mergePatch, occurredAt, operationType, previousValues, resourceId, resourceType, resourceVersion. Optional filters: resourceType, resourceId.
get_single_mercury_event_by_id
Get a single Mercury API event by id. Returns: changedPaths, id, mergePatch, occurredAt, operationType, previousValues, resourceId, resourceType, resourceVersion. Required: id.
create_a_mercury_onboarding
Create a Mercury onboarding application. Returns: onboardingDataId, signupLink. Required: partner, beneficialOwners (at least one item).
list_all_mercury_organization
Get the Mercury organization for the authenticated account. Returns the organization object including billing_cadence, dbas, id, kind, legal_business_name, subscription_tier, and ein.
list_all_mercury_safe
List Mercury SAFE requests. Returns SAFE request records for the organization.
get_single_mercury_safe_by_id
Get a Mercury SAFE request by id. Returns the SAFE request details. Required: id.
list_all_mercury_treasury
List Mercury treasury accounts. Returns treasury accounts associated with the authenticated organization.
list_all_mercury_user
List organization users in Mercury. Returns: email, firstName, lastName, organizationRole, userId.
get_single_mercury_user_by_id
Get a single Mercury organization user by id. Returns: email, firstName, lastName, organizationRole, userId. Required: id.
list_all_mercury_webhook
List Mercury webhook endpoints. Returns configured webhook endpoints with status, URL, event subscriptions, and delivery metadata.
create_a_mercury_webhook
Create a Mercury webhook endpoint. Returns the created webhook endpoint including id, URL, status, and subscribed event types.
get_single_mercury_webhook_by_id
Get a Mercury webhook endpoint by id. Returns webhook configuration and status. Required: id.
update_a_mercury_webhook_by_id
Update a Mercury webhook endpoint by id. Returns the updated webhook configuration. Required: id.
delete_a_mercury_webhook_by_id
Delete a Mercury webhook endpoint by id. Returns an empty success response when deletion succeeds. Required: id.
mercury_webhook_verify
Send a test event to verify a Mercury webhook endpoint. Returns the verification result. Required: webhook_id.
create_a_mercury_oauth_token
Obtain an OAuth 2.0 access token from Mercury. Returns: access_token, expires_in, refresh_token, scope, token_type. Required: code, code_verifier, grant_type, redirect_uri, refresh_token, scope.
list_all_mercury_oauth_authorize
Start the Mercury OAuth2 authorization flow. Redirects the user to Mercury consent for the requested application access.
get_single_mercury_attachment_by_id
Get a Mercury attachment by id. Returns attachment details including the download URL. Required: id.
list_all_mercury_account_cards
List cards for a Mercury account. Returns: cardId, createdAt, lastFourDigits, nameOnCard, network, physicalCardStatus, spendLimit, status, type, updatedAt, userId. Required: account_id. Deprecated representation.
list_all_mercury_account_statements
List statements for a Mercury account. Returns: accountNumber, companyLegalAddress, companyLegalName, downloadUrl, ein, endDate, endingBalance, id, routingNumber, startDate, transactions. Required: account_id. Treasury and credit accounts are not supported. Max date range 3 months.
list_all_mercury_account_transactions
List transactions for a Mercury account. Returns: accountId, amount, attachments, bankDescription, categoryData, checkNumber, compliantWithReceiptPolicy, counterpartyId, counterpartyName, counterpartyNickname, createdAt, creditAccountPeriodId, currencyExchangeInfo, dashboardLink, details, estimatedDeliveryDate, externalMemo, failedAt, feeId, generalLedgerCodeName, glAllocations,…
list_all_mercury_invoice_attachments
List attachments for a Mercury AR invoice. Returns: fileName, id, url. Required: invoice_id.
list_all_mercury_recipient_attachments
List recipient tax-form attachments in Mercury. Returns: fileName, formType, id, recipientId, uploadedAt, url.
create_a_mercury_recipient_attachment
Upload a tax-form attachment to a Mercury recipient. Returns the created attachment with id, fileName, and url. Required: recipient_id, file. Max file size 32MB.
create_a_mercury_transaction_attachment
Upload a file attachment to a Mercury transaction. Returns: categoryId, note. Required: transaction_id, file. Max file size 32MB.
list_all_mercury_treasury_statements
List treasury account statements in Mercury. Returns statement records including id, documentType, downloadUrl, description, periodStart, periodEnd, createdAt, and updatedAt. Required: treasury_id. Max 1000 per page.
list_all_mercury_treasury_transactions
List treasury transactions for a Mercury treasury account. Returns: accountId, additionalDetails, amount, balance, canonicalDay, description, details, id, security, type. Required: treasury_id.
list_all_mercury_invoice_pdf
Download a Mercury invoice PDF by invoice id. Returns binary PDF content. Required: invoice_id.
list_all_mercury_safe_document
Download a Mercury SAFE document by SAFE id. Returns binary PDF content. Required: safe_id.
list_all_mercury_statement_pdf
Download a Mercury account statement PDF by statement id. Returns binary PDF content. Required: statement_id.
create_a_mercury_card_freeze
Freeze a Mercury card to temporarily pause authorizations. Returns the frozen card including id, accountId, status, lastFour, nickname, kind, type, and expiration. Required: card_id.
create_a_mercury_card_unfreeze
Unfreeze a frozen Mercury card by card id. Returns the card object including id, status, kind, lastFour, accountId, and userId. Required: card_id.
How it works
From Mercury account to governed MCP endpoint
Connect
Link a Mercury account through Elaichi's hosted connect flow. Credentials are vaulted — nobody, including the AI, ever sees them.
Compose
The connection becomes a toolbox instantly. Curate which Mercury tools are exposed, rename them, or freeze arguments.
Mint
Mint a personal MCP endpoint on that toolbox and paste it into Claude, Cursor, or any MCP client — governed by roles, restrictions, and audit logs.
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