Payment Gateway
GoCardless
Connect GoCardless once and hand every teammate a governed MCP endpoint with 137 tools ready to call from Claude, ChatGPT, Cursor, or any MCP client, inside the same permissions they already have, with every call checked and logged.
See it in Elaichi
What connecting GoCardless gets you
6 screens from the product, each doing one job for your GoCardless account.
The agent
Ask GoCardless questions in plain language.
Get answers pulled straight from live customer and payment records.
- customers
- payments
- webhooks
- mandates
Ask Elaichi to work across your apps.
Show me all failed payments from this week.
List customers with pending mandates.
Which webhooks failed to deliver yesterday.
Also runs in Claude, ChatGPT or Cursor
MCP clients
One GoCardless endpoint, every MCP client.
Connect Claude, ChatGPT or Cursor through a single governed endpoint, no API keys shared.
Claude
ChatGPT
Cursor
Copy the endpoint
Tool catalogue
137 GoCardless tools, ready to call.
Every customer, payment and webhook method cataloged, no integration code required.
- create_a_gocardless_customer
- list_all_gocardless_customers
- get_single_gocardless_customer_by_id
- update_a_gocardless_customer_by_id
Toolboxes
Every team gets its own GoCardless toolbox.
Finance, support and engineering each work from a toolbox scoped to their role.
- Finance
- Sales
- Support
- Engineering
Shared connections
Delegate GoCardless access without sharing credentials.
See who connected each account and how many teams and members use it.
- Finance EMEA
- Sales
- Support
- Engineering
Audit log
Every GoCardless call, logged and traceable.
Answer who did what, when, across every payment, mandate and webhook action.
- When
- Who
- What happened
- Resource
Automations & dashboards
From answering questions to doing the work
A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards ship on the Black plan.
Automations
GoCardless runs, a person approves the finish.
A schedule fetches payment records, groups them, drafts a digest, then posts back after approval.
GoCardless digest
Run 418 · started 2 minutes ago · on behalf of Emma Laurent
-
✓
Schedule
Every weekday at 08:00
0.2s -
✓
Fetch customers
GoCardless
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Michael Brennan
Approve Deny -
Post the digest
GoCardless
Queued
Collections and dashboards
GoCardless health, computed on a schedule.
Four metrics and a 14 day chart track payments created, broken down by team.
GoCardless health
Refreshed 4 minutes ago · every 15 minutes · from the customers collection
Customers
1,284 ↓ 12%
Payments
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Customers created
Last 14 days
By workspace
Share of activity
Finance EMEA 34%
Sales 27%
Support 21%
Engineering 18%
AI tools
GoCardless tools for your AI agents
137 tools are ready to call through Elaichi's MCP endpoint the moment you connect GoCardless, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
create_a_gocardless_customer
Create a GoCardless customer with the contact details used for Direct Debit mandates. Returns: id, created_at, email, given_name, family_name, address_line1, address_line2, city, postal_code, country_code, metadata. Requires given_name and family_name; email is required in most cases. Legacy endpoint restricted to GoCardless Pro/Enterprise accounts.
list_all_gocardless_customers
List GoCardless customers, cursor-paginated. Returns: id, created_at, email, given_name, family_name, address_line1, address_line2, address_line3, city, region, postal_code, country_code, language, phone_number, swedish_identity_number, danish_identity_number, metadata. Filterable by created_at date range, currency, and action_required; sortable via sort_field and sort_direction.
get_single_gocardless_customer_by_id
Get a single GoCardless customer by id. Returns the full customer object including id, created_at, email, given_name, family_name, address fields, language, phone_number, and metadata. Required: id.
update_a_gocardless_customer_by_id
Update a GoCardless customer's contact details by id. Returns the updated customer object including id, created_at, email, given_name, family_name, address fields, language, and metadata. Required: id.
delete_a_gocardless_customer_by_id
Delete a GoCardless customer by id. This action cannot be reversed. Returns an empty 204 response on success.
list_all_gocardless_webhooks
List GoCardless webhook deliveries, i.e. the webhook requests GoCardless sent to your endpoint. Returns webhook records including id, url, created_at, response_code, response_body, and successful. Supports created_at, successful, and is_test filters.
get_single_gocardless_webhook_by_id
Get a single GoCardless webhook delivery record by id. Returns the webhook record including id, url, created_at, request_headers, response_code, response_body, and successful. Required: id (webhook id beginning with WB, e.g. WB123).
gocardless_webhooks_retry
Retry a GoCardless webhook delivery by requesting that a previous webhook be sent again. Returns the webhook record including id, url, response_code, response_body, and successful. Required: webhook_id.
create_a_gocardless_payment
Create a GoCardless payment taken against a Direct Debit mandate. Returns: id, created_at, amount, amount_refunded, currency, description, charge_date, reference, metadata, status, fx, links, retry_if_possible. Requires amount, currency, and links.mandate.
list_all_gocardless_payments
List GoCardless payments, returned as a cursor-paginated collection. Returns: id, created_at, amount, amount_refunded, currency, description, charge_date, reference, metadata, status, fx, links, retry_if_possible.
get_single_gocardless_payment_by_id
Get a single GoCardless payment by id. Returns: id, created_at, amount, amount_refunded, currency, description, charge_date, reference, metadata, status, fx, links, retry_if_possible. Required: id.
update_a_gocardless_payment_by_id
Update a GoCardless payment by id — this endpoint accepts only the metadata parameter. Returns: id, created_at, amount, amount_refunded, currency, description, charge_date, reference, metadata, status, fx, links, retry_if_possible. Required: id.
gocardless_payments_cancel
Cancel a GoCardless payment if it has not already been submitted to the banks. Returns the updated payment: id, amount, currency, status, charge_date, reference, metadata. Required: payment_id.
gocardless_payments_retry
Retry a failed GoCardless payment if the underlying mandate is active; the retry follows the same process as its initial creation (resubmission_requested, then submitted, then confirmed or failed). Returns the payment object including id, status, amount, charge_date, currency, and links. Required: payment_id. Fails with a retry_failed error if the payment has not failed; max 3 retries per payment.
create_a_gocardless_creditor
Create a GoCardless creditor on behalf of your organisation (restricted to GoCardless Embed customers). Returns the created creditor including id, name, country_code, creditor_type, verification_status, and bank_reference_prefix.
list_all_gocardless_creditors
List GoCardless creditors with cursor pagination. Returns each creditor's id, name, country_code, creditor_type, verification_status, and created_at. Accepts an optional created_at filter.
get_single_gocardless_creditor_by_id
Get a single GoCardless creditor by id. Returns the full creditor object including id, name, country_code, creditor_type, verification_status, scheme_identifiers, and default payout account links. Required: id.
update_a_gocardless_creditor_by_id
Update a GoCardless creditor by id. Accepts the same fields as create (name, country_code, creditor_type, bank_reference_prefix, and links such as default payout accounts) and returns the updated creditor including id, name, created_at, verification_status, and creditor_type. Required: id.
create_a_gocardless_mandate
Create a mandate in gocardless against a customer bank account. Returns the created mandate including id, reference, status, scheme, next_possible_charge_date, metadata, and links. Required: links.customer_bank_account; links.creditor is only required if your account manages multiple creditors. Legacy endpoint requiring approved custom payment pages — gocardless recommends the Billing Requests…
list_all_gocardless_mandates
List gocardless mandates. Returns a cursor-paginated list of mandate records including id, reference, status, scheme, next_possible_charge_date, metadata, and links.
get_single_gocardless_mandate_by_id
Get a single gocardless mandate by id. Returns the mandate record including id, reference, status, scheme, next_possible_charge_date, metadata, and links. Required: id.
update_a_gocardless_mandate_by_id
Update the metadata of a gocardless mandate by id. Returns the updated mandate including id, reference, status, scheme, and metadata. Accepts only the metadata parameter. Required: id.
gocardless_mandates_cancel
Cancel a gocardless mandate by id, immediately cancelling the mandate and all associated cancellable payments. Returns the cancelled mandate including id, reference, status, scheme, and metadata. Fails with a cancellation_failed error if the mandate is already cancelled. Required: mandate_id.
gocardless_mandates_reinstate
Reinstate a cancelled or expired mandate in gocardless, resubmitting it to the banks. Returns the mandate object including id, reference, status, scheme, next_possible_charge_date, and metadata. Required: mandate_id. Fails with mandate_not_inactive if the mandate is already submitted or active; mandates can be resubmitted up to 10 times.
create_a_gocardless_subscription
Create a GoCardless subscription that schedules recurring payments against a mandate. Returns: id, created_at, amount, currency, name, interval_unit, day_of_month, metadata, links. Required: amount, currency, interval_unit, links.mandate. day_of_month/month are only valid for yearly/monthly intervals per the recurrence rules.
list_all_gocardless_subscriptions
List GoCardless subscriptions for your account as a cursor-paginated collection; subscriptions belonging to removed customers are excluded. Returns each subscription's id, amount, currency, status, interval_unit, start_date, upcoming_payments, metadata, and links.
get_single_gocardless_subscription_by_id
Get a single GoCardless subscription by id. Returns: id, created_at, amount, currency, status, name, start_date, end_date, interval, interval_unit, day_of_month, month, payment_reference, earliest_charge_date_after_resume, parent_plan_paused, upcoming_payments, metadata, links, retry_if_possible. Required: id (subscription id beginning with "SB", from a list response).
update_a_gocardless_subscription_by_id
Update a GoCardless subscription object, such as changing its amount. Returns the updated subscription with id, amount, currency, status, interval_unit, start_date, upcoming_payments, metadata, and links. Required: id. Fails with subscription_not_active if the subscription is no longer active, and amount changes are limited to 10 amendments.
gocardless_subscriptions_pause
Pause a GoCardless subscription so no further payments are created until it is resumed. Returns the paused subscription with id, status, earliest_charge_date_after_resume, upcoming_payments, metadata, and links. Required: subscription_id. Only subscriptions created with count, without count/end_date, or already paused can be paused.
gocardless_subscriptions_resume
Resume a paused GoCardless subscription by id. Returns the updated subscription object including its id, status, amount, interval_unit, upcoming_payments, and metadata. Only paused subscriptions can be resumed. Required: subscription_id.
gocardless_subscriptions_cancel
Cancel a GoCardless subscription by id, immediately stopping all future payments under it. Returns the cancelled subscription object including its id, status, amount, interval_unit, upcoming_payments, and metadata. Required: subscription_id.
create_a_gocardless_customer_bank_account
Create a gocardless customer bank account for a customer using local bank details, an IBAN, or a customer bank account token. Returns the created account with id, created_at, account_holder_name, account_number_ending, country_code, currency, bank_name, enabled, metadata, and links.customer. Required: links.customer plus bank details (account_holder_name is required unless a customer bank account…
list_all_gocardless_customer_bank_accounts
List gocardless customer bank accounts, cursor-paginated and filterable by customer, enabled state, and created_at range. Returns: id, created_at, account_holder_name, account_number_ending, account_type, country_code, currency, bank_name, bank_account_token, enabled, metadata, links, trusted_recipient, payer_name_verification_result.customer.
get_single_gocardless_customer_bank_account_by_id
Get a single gocardless customer bank account by id. Returns: id, created_at, account_number_ending, account_holder_name, country_code, currency, bank_name, metadata, enabled, links.customer. Required: id.
update_a_gocardless_customer_bank_account_by_id
Update a gocardless customer bank account by id; only the metadata parameter is allowed. Returns the updated account with id, created_at, account_holder_name, account_number_ending, country_code, currency, bank_name, enabled, metadata, and links.customer. Required: id.
gocardless_customer_bank_accounts_disable
Disable a gocardless customer bank account by id, immediately cancelling all associated mandates and cancellable payments. Returns the disabled account with id, created_at, account_holder_name, account_number_ending, currency, bank_name, enabled, metadata, and links.customer. Required: customer_bank_account_id. Fails with a disable_failed error if the account has already been disabled.
create_a_gocardless_refund
Create a refund in gocardless for a (partial) refund of a payment back to the customer. Returns the created refund object including its id, created_at, amount, currency, status, metadata, links, and fx. Requires amount, total_amount_confirmation, and links.payment.
list_all_gocardless_refunds
List refunds in gocardless, returning a cursor-paginated list of (partial) refunds of payments back to customers. Each refund record includes id, created_at, amount, currency, status, reference, metadata, links, and fx. Can be filtered by payment.
get_single_gocardless_refund_by_id
Get a single refund in gocardless by id, retrieving all details for that refund. Returns: id, created_at, amount, currency, status, reference, metadata, links, fx. Required: id (the refund id, beginning with "RF").
update_a_gocardless_refund_by_id
Update a refund in gocardless by id, modifying the refund object (e.g. its metadata or reference). Returns the updated refund object including its id, created_at, amount, currency, status, reference, metadata, links, and fx. Required: id.
list_all_gocardless_payouts
List GoCardless payouts — transfers of collected payments to a creditor, created automatically after payments are collected. Returns: id, amount, arrival_date, deducted_fees, currency, created_at, payout_type, reference, status, fx, tax_currency, metadata, links.
get_single_gocardless_payout_by_id
Get a single GoCardless payout by id. Returns the payout including id, amount, currency, status, payout_type, arrival_date, and created_at. Required: id.
update_a_gocardless_payout_by_id
Update a GoCardless payout by id. Only the metadata parameter is accepted (up to 3 keys, key names up to 50 characters, values up to 500 characters). Returns the updated payout: id, amount, currency, status, and arrival_date. Required: id.
list_all_gocardless_payout_items
List the credit and debit payout items that make up a single GoCardless payout. Returns cursor-paginated items with amount, type, taxes, and links to the related payment. Required: payout. Only serves payouts created in the last 6 months; requests for older payouts return 410 Gone.
create_a_gocardless_billing_request
Create a billing request in gocardless to collect a payment, set up a mandate, or both. Returns the created billing request including id, created_at, status, payment_request, mandate_request, and actions. Supply a payment_request, a mandate_request, or both.
list_all_gocardless_billing_requests
List billing requests in gocardless. Returns each billing request including id, created_at, status, payment_request, mandate_request, metadata, and links.
get_single_gocardless_billing_request_by_id
Get a single billing request by id in gocardless. Returns the billing request including id, created_at, status, payment_request, mandate_request, actions, links, and resources. Required: id.
gocardless_billing_requests_collect_customer_details
Collect customer details (such as email, name, and address) for a gocardless billing request. Returns the updated billing request including id, status, actions, links, and resources. Required: billing_request_id.
gocardless_billing_requests_collect_bank_account
Collect bank account details for a gocardless billing request. Returns the updated billing request including id, status, actions, links, and resources. Required: billing_request_id.
gocardless_billing_requests_confirm_payer_details
Confirm the payer details for a gocardless billing request. Returns the updated billing request including id, created_at, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id.
gocardless_billing_requests_fulfil
Fulfil a gocardless billing request, completing it and creating the associated payment and/or mandate. Returns the billing request including id, created_at, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id.
gocardless_billing_requests_cancel
Cancel a gocardless billing request so it can no longer be used. Returns the billing request including id, created_at, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id.
gocardless_billing_requests_notify
Notify the customer linked to a gocardless billing request by email, asking them to authorise it. Returns the billing request including id, created_at, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id. Only supported for Pay by Bank Billing Requests.
gocardless_billing_requests_fallback
Trigger a gocardless billing request's fallback from the open-banking flow to direct debit. Returns the billing request including id, created_at, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id. Requires fallback enabled; restricted to GoCardless Pro and Enterprise accounts with the custom payment pages upgrade.
gocardless_billing_requests_choose_currency
Complete the choose_currency action on a GoCardless billing request, locking in the currency the payer will be charged in. Returns the updated billing request object including id, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id, currency.
gocardless_billing_requests_select_institution
Complete the select_institution action on a GoCardless billing request, attaching the payer's chosen bank institution. Returns the updated billing request object including id, status, mandate_request, payment_request, links, actions, and resources. Required: billing_request_id. Restricted to GoCardless Pro and Enterprise accounts with the custom payment pages upgrade.
gocardless_billing_requests_create_with_actions
Create a GoCardless billing request and complete actions such as collecting customer details, selecting an institution, or creating a bank authorisation in a single call. Returns the created billing request object including id, status, payment_request, actions, resources, and links. Calling this creates a new billing request every time; ACH/PAD schemes are not supported, and the endpoint is…
list_all_gocardless_events
List GoCardless events, cursor-paginated, filterable by a resource ID (e.g. payment, mandate, subscription), action, resource_type, and created_at date range. Returns each event's id, created_at, resource_type, action, details, and links. Events older than 18 months are no longer returned.
get_single_gocardless_event_by_id
Get a single GoCardless event by id, including what changed and why. Returns: id, created_at, resource_type, action, details, metadata, resource_metadata, links. Required: id.
create_a_gocardless_redirect_flow
Create a gocardless redirect flow that sends your customer to the gocardless hosted payment pages to set up a Direct Debit mandate. Returns: id, description, session_token, success_redirect_url, created_at, links, prefilled_customer. Required: session_token. Legacy API deprecated for new integrators; redirect flows expire 30 minutes after creation.
get_single_gocardless_redirect_flow_by_id
Get all details about a single gocardless redirect flow by id. Returns: id, description, session_token, scheme, success_redirect_url, redirect_url, created_at, links. Required: id. Legacy API deprecated for new integrators.
gocardless_redirect_flows_complete
Complete a gocardless redirect flow after your customer returns from the hosted payment pages; this creates a customer, customer bank account, and mandate. Returns: id, description, session_token, scheme, success_redirect_url, redirect_url, created_at, links. Required: redirect_flow_id. Flows expire 30 minutes after creation and cannot be completed once expired.
create_a_gocardless_instalment_schedule
Create a new GoCardless instalment schedule together with its associated payments, either schedule-based or with explicit amounts and charge dates. Returns: id, created_at, name, currency, status, total_amount, metadata, payment_errors, links. Requires total_amount, currency, instalments, and links.mandate. Created with status pending and cannot be modified afterwards, only cancelled.
list_all_gocardless_instalment_schedules
List GoCardless instalment schedules with cursor pagination. Returns instalment schedule records including id, name, currency, status, total_amount, payment_errors, and links (mandate, payments, customer).
get_single_gocardless_instalment_schedule_by_id
Get a single GoCardless instalment schedule by id. Returns: id, created_at, name, currency, status, total_amount, metadata, payment_errors, links. Required: id. Use after creation to poll until processing completes (status success or error).
update_a_gocardless_instalment_schedule_by_id
Update a GoCardless instalment schedule by id. Returns the updated schedule: id, name, currency, status, total_amount, payment_errors, and links (mandate, payments, customer). Required: id. Accepts only the metadata parameter.
gocardless_instalment_schedules_cancel
Cancel a GoCardless instalment schedule by id, immediately stopping collection of any further payments for it. Returns the cancelled schedule: id, name, currency, status, total_amount, payment_errors, and links (mandate, payments, customer). Required: instalment_schedule_id. Fails with a cancellation_failed error if the schedule is already cancelled or has completed.
create_a_gocardless_mandate_import
Create a new mandate import in gocardless to begin migrating existing mandates from another provider. Returns: id, scheme, status, created_at, links. Required: scheme (all mandates in one import must share the same scheme). Imports are limited to 30,000 entries; add entries, then submit for processing.
get_single_gocardless_mandate_import_by_id
Get a single gocardless mandate import by id, useful for checking the current status of an import while it is processed. Returns: id, scheme, status, created_at, links. Required: id.
gocardless_mandate_imports_submit
Submit a gocardless mandate import so it can be processed by the GoCardless team; once submitted, no more entries can be added. Returns the import with id, scheme, status (submitted, or processing in sandbox), created_at, and links. Required: mandate_import_id.
gocardless_mandate_imports_cancel
Cancel a gocardless mandate import, stopping it before the mandates are imported. Returns the import with id, scheme, status (cancelled), created_at, and links. Required: mandate_import_id.
create_a_gocardless_mandate_import_entry
Add a mandate import entry to an existing GoCardless mandate import. Returns the created entry: record_identifier, created_at, and links (mandate_import, mandate, customer, customer_bank_account). Required: mandate_import (ID of the mandate import, beginning with 'IM'). A single mandate import accepts at most 30,000 entries.
list_all_gocardless_mandate_import_entries
List all mandate import entries attached to a GoCardless mandate import - use record_identifier to match entries back to your records once the import is processed. Returns each entry's record_identifier, created_at, links (mandate_import, mandate, customer, customer_bank_account) and processing_errors. Required: mandate_import.
create_a_gocardless_mandate_pdf
Create a GoCardless mandate PDF and get back a temporary URL for a scheme-rules compliant Direct Debit mandate. Returns: url, expires_at. Supply links.mandate, an iban, or local bank details (account_number, branch_code, country_code), or leave blank for a blank mandate; links.mandate cannot be combined with other details. Generated in English by default.
create_a_gocardless_billing_request_flow
Create a GoCardless billing request flow that lets a payer authorise a billing request, e.g. via open banking. Returns: id, redirect_uri, exit_uri, created_at, prefilled_customer, links.billing_request. Supply redirect_uri, exit_uri, prefilled_customer, and links.billing_request as needed.
gocardless_billing_request_flows_initialise
Initialise a GoCardless billing request flow, generating a fresh session token that can be used to power integrations that manipulate the flow. Returns: id, redirect_uri, skip_success_screen, exit_uri, show_redirect_buttons, show_success_redirect_button, authorisation_url, created_at, expires_at, session_token, auto_fulfil, lock_bank_account, lock_currency, lock_customer_details,…
list_all_gocardless_billing_request_templates
List GoCardless Billing Request Templates, the reusable templates behind multi-user payment links. Returns: id, name, mandate_request_currency, mandate_request_scheme, mandate_request_verify, mandate_request_metadata, payment_request_description, mandate_request_description, mandate_request_constraints, payment_request_amount, payment_request_currency, payment_request_scheme,…
create_a_gocardless_billing_request_template
Create a Billing Request Template in GoCardless, a reusable template whose authorisation_url generates a new Billing Request each time it is opened. Returns: id, name, mandate_request_currency, mandate_request_scheme, mandate_request_verify, mandate_request_metadata, payment_request_description, mandate_request_description, mandate_request_constraints, payment_request_amount,…
get_single_gocardless_billing_request_template_by_id
Get a single GoCardless Billing Request Template by id. Returns: id, name, mandate_request_currency, mandate_request_scheme, mandate_request_verify, mandate_request_metadata, payment_request_description, mandate_request_description, mandate_request_constraints, payment_request_amount, payment_request_currency, payment_request_scheme, payment_request_metadata, redirect_uri, authorisation_url,…
update_a_gocardless_billing_request_template_by_id
Update a GoCardless Billing Request Template by id; changes affect all future Billing Requests created from this template. Returns the updated template with id, name, payment_request_amount, authorisation_url, and updated_at. Required: id.
gocardless_customer_notifications_handle
Handle a GoCardless customer notification to record that your integration sent it instead of GoCardless. Returns the notification with id, type, action_taken, action_taken_at, action_taken_by, and links to the related customer, event, and payment. Required: customer_notification_id. Fails with an already_actioned error if the notification was already actioned or the deadline to notify has passed.
list_all_gocardless_tax_rates
List GoCardless tax rates, optionally filtered by jurisdiction (e.g. GB). Returns tax rates with id, jurisdiction, type, percentage, start_date, and end_date.
get_single_gocardless_tax_rate_by_id
Get a single GoCardless tax rate by id. Returns: id, jurisdiction, type, percentage, start_date, end_date. Required: id.
get_single_gocardless_transferred_mandate_by_id
Get updated customer bank details for a GoCardless mandate recently transferred through the Current Account Switch Service. Returns: encrypted_decryption_key, public_key_id, encrypted_customer_bank_details, links. Required: id. Restricted to organisations with the Transfer Bank Accounts upgrade.
create_a_gocardless_creditor_bank_account
Create a new GoCardless creditor bank account for a creditor; payouts are sent to this account. Returns: id, created_at, account_holder_name, country_code, links, account_number, branch_code. Provide either local details (account_number, bank_code, branch_code) or an iban. Creating a duplicate account returns a bank_account_exists error.
list_all_gocardless_creditor_bank_accounts
List the GoCardless creditor bank accounts that receive your payouts. Returns a cursor-paginated collection of accounts including id, bank_name, currency, enabled, and verification_status. Filterable by creditor, enabled, and created_at ranges.
get_single_gocardless_creditor_bank_account_by_id
Get a single GoCardless creditor bank account by id. Returns: id, created_at, account_holder_name, account_number_ending, account_type, country_code, currency, bank_name, enabled, links, verification_status. Required: id.
gocardless_creditor_bank_accounts_disable
Disable a GoCardless creditor bank account so no payouts can be paid out to it. Returns: id, created_at, account_holder_name, account_number_ending, account_type, country_code, currency, bank_name, enabled, links, verification_status. Required: creditor_bank_account_id. Returns a disable_failed error if the account is already disabled; re-enable by creating a new account with the same details.
create_a_gocardless_bank_authorisation
Create a GoCardless bank authorisation for a billing request against a specific bank. Returns: id, url, qr_code_url, authorisation_type, created_at, expires_at, last_visited_at, authorised_at, redirect_uri, links. Requires a bank_authorisations payload (redirect_uri, links.billing_request). Restricted: permitted only within a compliance-approved checkout flow — use a Billing Request Flow instead.
get_single_gocardless_bank_authorisation_by_id
Get a single GoCardless bank authorisation by id. Returns: id, url, qr_code_url, authorisation_type, created_at, expires_at, last_visited_at, authorised_at, redirect_uri, links. Required: id.
list_all_gocardless_institutions
List GoCardless institutions supported when creating Bank Authorisations. Returns each institution's id, name, icon_url, logo_url, country_code, limits, and status.
gocardless_institutions_list_for_billing_request
List GoCardless institutions valid for a Billing Request. Returns: id, name, icon_url, logo_url, roles, country_code, limits, autocompletes_collect_bank_account, status. Required: billing_request_id, country_code. Supported only for FasterPayments; requires a Pro or Enterprise plan with the custom payment pages upgrade.
create_a_gocardless_bank_details_lookup
Perform a GoCardless bank details lookup, running modulus and reachability checks on the supplied bank account. Supply details either as an iban or as local details (account_number, branch_code, country_code). Returns: bank_name, bic, available_debit_schemes (empty array means the account is not reachable for collections).
create_a_gocardless_outbound_payment
Create a GoCardless outbound payment sent from a creditor. Returns the created payment with id, status, amount, scheme, currency, execution_date, and links. Required: amount, scheme, description, and links (creditor, recipient_bank_account).
list_all_gocardless_outbound_payments
List GoCardless outbound payments from a cursor-paginated collection. Returns payment objects with id, status, amount, currency, execution_date, and links. Filter by created_from, created_to, and status.
gocardless_outbound_payments_create_withdrawal
Create a GoCardless withdrawal outbound payment to your verified business bank account as the recipient. Returns the created payment with id, status, amount, currency, is_withdrawal, and links. Required: amount, scheme, description, and links.creditor.
gocardless_outbound_payments_cancel
Cancel a GoCardless outbound payment by id; only payments in verifying, pending_approval, or scheduled status can be cancelled, since once executing the money movement cannot be reversed. Returns the updated payment with id, status, amount, currency, and links. Required: outbound_payment_id.
gocardless_outbound_payments_approve
Approve a GoCardless outbound payment by id so it can proceed to execution. Returns the updated payment with id, status, amount, currency, and links. Required: outbound_payment_id. Only payments with pending_approval status can be approved.
get_single_gocardless_outbound_payment_by_id
Get a GoCardless outbound payment by id. Returns: id, created_at, status, amount, scheme, currency, execution_date, description, reference, is_withdrawal, links, verifications, metadata, pending_approval_amount, pending_approval_count, executing_amount, executing_count, scheduled_amount, scheduled_count. Required: id.
update_a_gocardless_outbound_payment_by_id
Update a GoCardless outbound payment by id. Accepts only the metadata parameter. Returns the updated outbound payment object: id, created_at, status, amount, currency, links, verifications, and metadata. Required: id.
gocardless_outbound_payments_stats
Get aggregate statistics on GoCardless outbound payments. Returns pending_approval_amount, pending_approval_count, executing_amount, executing_count, scheduled_amount, and scheduled_count — the amount sums (in the lowest currency denomination) and counts of outbound payments in each of those statuses.
create_a_gocardless_outbound_payment_import
Create a GoCardless outbound payment import to batch multiple outbound payments; entries are processed only after the import is authorised in the GoCardless dashboard. Returns: id, created_at, currency, links. Required: outbound_payment_imports with entry_items (amount, scheme, recipient_bank_account_id) and links.creditor. Max 1000 entries.
list_all_gocardless_outbound_payment_imports
List GoCardless outbound payment imports. Returns each import with: id, created_at, status, amount_sum, currency, authorisation_url, entry_counts, and links. Filterable by created_at (gt/lt/gte/lte) and status.
get_single_gocardless_outbound_payment_import_by_id
Get a single GoCardless outbound payment import by id. Returns: id, created_at, status, amount_sum, currency, authorisation_url, entry_counts, links. Required: id (the import identifier beginning with "IM").
create_a_gocardless_block
Create a GoCardless block that prevents matching customer details from being used when creating mandates. Returns: id, block_type, reason_type, resource_reference, active, created_at, updated_at. Requires block_type, reason_type, and resource_reference; reason_description is required when reason_type is other. Creating a block that already exists but is disabled re-enables it.
list_all_gocardless_blocks
List GoCardless blocks, cursor-paginated. Returns each block with: id, block_type, reason_type, resource_reference, active, created_at, updated_at. Filterable by created_at, block_type, and reason_type.
get_single_gocardless_block_by_id
Get a single GoCardless block by id. Returns: id, block_type, reason_type, resource_reference, active, created_at, updated_at. Required: id.
gocardless_blocks_disable
Disable a GoCardless block so it no longer prevents mandate creation. Returns the updated block with: id, block_type, reason_type, resource_reference, active, created_at, updated_at. Required: block_id.
gocardless_blocks_enable
Enable a previously disabled GoCardless block so it prevents mandate creation again. Returns the updated block with: id, block_type, reason_type, resource_reference, active, created_at, updated_at. Required: block_id.
gocardless_blocks_create_by_reference
Create GoCardless blocks for the emails and bank accounts linked to a customer or mandate reference. Returns the created blocks with id, block_type, reason_type, active, and created_at. Required: reference_type, reference_value, and reason_type (reason_description when reason_type is other). Returns 201 if any new block was created, 200 if none were; blocks are active by default.
get_single_gocardless_payer_authorisation_by_id
Get a GoCardless payer authorisation by id, useful for polling its status. Returns: id, created_at, status, customer, bank_account, mandate, incomplete_fields, links. Required: id. Deprecated for new integrations in favour of Billing Requests.
update_a_gocardless_payer_authorisation_by_id
Update a GoCardless payer authorisation with additional customer, bank account, or mandate details; the resource is saved even if the data is incomplete. Returns: id, created_at, status, customer, bank_account, mandate, incomplete_fields, links. Required: id. Bank account details (account_number, bank_code, branch_code) must be sent together in one request.
create_a_gocardless_payer_authorisation
Create a GoCardless payer authorisation, either empty or with already available customer, bank account, and mandate details; it is saved even when incomplete and the returned id is used for the other actions. Returns: id, created_at, status, customer, bank_account, mandate, incomplete_fields, links. Bank account details (account_number, bank_code, branch_code) must be sent together in one request.
gocardless_payer_authorisations_confirm
Confirm a GoCardless payer authorisation to indicate that the linked resources are ready to be created; resource creation itself happens asynchronously afterwards. Returns: id, created_at, status, customer, bank_account, mandate, incomplete_fields, links. Required: payer_authorisation_id. A payer authorisation cannot be confirmed until it has been submitted.
gocardless_payer_authorisations_submit
Submit a GoCardless payer authorisation so all previously pushed data is verified; a validation error is returned if it is invalid and it can no longer be edited after a successful submission. Returns: id, created_at, status, customer, bank_account, mandate, incomplete_fields, links. Required: payer_authorisation_id.
create_a_gocardless_scheme_identifier
Create a scheme identifier (e.g. a Bacs SUN or SEPA CID) in GoCardless that sets the beneficiary name shown on customers' bank statements. Returns: id, created_at, name, scheme, reference, status, minimum_advance_notice, can_specify_mandate_reference, currency, address_line1, address_line2, address_line3, city, region, postal_code, country_code, email, phone_number. New identifiers start as…
list_all_gocardless_scheme_identifiers
List the GoCardless scheme identifiers (e.g. a SUN in Bacs or a CID in SEPA) that specify the beneficiary name shown on customers' bank statements. Returns: id, created_at, name, scheme, reference, status, minimum_advance_notice, can_specify_mandate_reference, currency, address_line1, address_line2, address_line3, city, region, postal_code, country_code, email, phone_number.
get_single_gocardless_scheme_identifier_by_id
Get a single GoCardless scheme identifier (e.g. a SUN in Bacs or a CID in SEPA) by id. Returns: id, created_at, name, scheme, reference, status, minimum_advance_notice, can_specify_mandate_reference, currency, address_line1, address_line2, address_line3, city, region, postal_code, country_code, email, phone_number. Required: id.
create_a_gocardless_verification_detail
Create a verification detail for a GoCardless creditor. Returns the created record including name, company_number, description, address_line1, city, postal_code, country_code, directors, and links. Only supports UK-based limited companies (creditor_type 'company', country_code 'GB'). Required: verification_details.
list_all_gocardless_verification_details
List verification details belonging to a GoCardless creditor. Returns verification_details records including name, company_number, city, postal_code, country_code, directors, and links. Required: creditor.
get_single_gocardless_payment_account_by_id
Get the details of an existing GoCardless payment account (a bank account used to fund outbound payments) by id. Returns: id, account_holder_name, account_number_ending, currency, bank_name, links, account_balance. Required: id.
list_all_gocardless_payment_accounts
List your GoCardless payment accounts, the bank accounts provided to fund outbound payments. Returns each account with id, account_holder_name, account_number_ending, currency, bank_name, links, and account_balance.
get_single_gocardless_payment_account_transaction_by_id
Get a GoCardless payment account transaction by id. Returns the transaction's id, amount, currency, value_date, direction, reference, description, counterparty_name, balance_after_transaction, and links to related records. Required: id.
gocardless_payment_account_transactions_list_transactions
List GoCardless payment account transactions for a given payment account. Returns each transaction's id, amount, currency, value_date, direction, reference, description, counterparty_name, balance_after_transaction, and links to related records. Required: payment_account_id, value_date_from, value_date_to.
get_single_gocardless_bank_account_detail_by_id
Get a customer bank account's encrypted bank details by id in gocardless, returned as a flattened JWE object. Returns: protected, encrypted_key, iv, ciphertext, tag. Required: id. Restricted to organisations with the Encrypted Bank Details Access upgrade; the request must include a Gc-Key-Id header.
create_a_gocardless_bank_account_holder_verification
Create a bank account holder verification in GoCardless to run a Confirmation of Payee check on a customer bank account before sending outbound payments. Returns: id, result, status, actual_account_name. Requires type and links.bank_account. Only available to organisations with Outbound Payments enabled.
get_single_gocardless_bank_account_holder_verification_by_id
Get a bank account holder verification in GoCardless by id. Returns: id, result, status, actual_account_name. Requires id.
list_all_gocardless_balances
List GoCardless balances for a creditor; amounts are typically 3-5 minutes old and may differ from dashboard figures. Returns: balance_type, amount, currency, last_updated_at, links. Required: creditor.
gocardless_funds_availability_check
Check whether a GoCardless payer's current balance is sufficient to cover the amount the merchant wants to charge within the mandate's consent parameters. Returns the boolean available — the sole field in the response body. Required: funds_availability_id. Only supported for VRP mandates.
list_all_gocardless_negative_balance_limits
List negative balance limits in GoCardless — the per-creditor thresholds beyond which refunds are not permitted. Returns limit records with id, created_at, balance_limit, currency, and links (creditor, creator_user). Restricted to GoCardless Embed customers.
list_all_gocardless_currency_exchange_rates
List GoCardless currency exchange rates from its foreign exchange provider. Returns: rate, source, target, time. Filter by source and target currency.
create_a_gocardless_logo
Create a logo for a GoCardless creditor; the logo appears on billing request flow payment pages and replaces any existing logo already linked to that creditor. Returns the created logo's id. JPG and PNG only, scaled to a maximum of 300px by 40px. Restricted to GoCardless Embed customers.
create_a_gocardless_payer_theme
Create a payer theme for a creditor in GoCardless; if the creditor already has payer themes, the existing theme is updated. Returns the theme's id (prefixed "PTH"). Send colours (header_background_colour, link_text_colour, button_background_colour, content_box_border_colour) and links.creditor in the payer_themes body. Restricted to GoCardless Embed customers.
get_single_gocardless_export_by_id
Get a single GoCardless export by id. Returns: id, created_at, export_type, download_url, currency, error_message. Required: id. Restricted to GoCardless Embed customers; the download_url is subject to expiry.
list_all_gocardless_exports
List file-based exports in GoCardless that are available for download. Returns: id, created_at, export_type, download_url, currency, error_message. Available to GoCardless Embed customers.
list_all_gocardless_outbound_payment_import_entries
List the outbound payment import entries for a given GoCardless outbound payment import — the individual rows representing each payment to be created. Returns: id, created_at, processed_at, amount, scheme, reference, verification_result, validation_errors, metadata, links. Required: outbound_payment_import.
gocardless_scenario_simulators_run
Run a GoCardless scenario simulator, such as payment_failed or mandate_activated, against a specific resource to simulate real-world integration paths. Returns the triggered simulator record (scenario_simulators) including its id. Required: scenario_simulator_id and resource (the id of the payment, mandate, etc. to simulate against). Only active in the sandbox environment.
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