Chimoney MCP connector
Connecting Chimoney to Elaichi lets Claude, ChatGPT, Cursor, or any MCP client send bank, airtime, gift card, and wallet payouts, verify accounts, and check rates and fees, each action tied to the person who signed in.
- Connects with an API key
- Free 14-day trial
- No credit card
Show today's exchange rates for USD to KES.
Working in Chimoney with Elaichi
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List all Chimoney info airtime countries
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List all Chimoney info country states regions
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List all Chimoney info assets
How to connect Chimoney to Claude, ChatGPT, Cursor or Microsoft Copilot
Step by step, for each AI app
Chimoney MCP connector for Claude
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1
Open Customize, then Connectors.
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2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Chimoney MCP connector for Claude Code
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1
In a terminal, run
claude mcp addwith the endpoint.https://api.elaichi.ai/mcp -
2
Start Claude Code and run
/mcp. -
3
Pick elaichi, then sign in and approve in the browser.
Terminal
$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp
Use --scope project instead to share it with the repository through .mcp.json.
Chimoney MCP connector for ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web. The plugin directory lives at chatgpt.com/plugins.
Chimoney MCP connector for Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Chimoney MCP connector for Microsoft Copilot
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1
In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.
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2
Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.
https://api.elaichi.ai/mcp -
3
Create a new connection, sign in and approve, then press Add to agent.
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4
Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.
- Server URL
- https://api.elaichi.ai/mcp
- Authentication
- OAuth 2.0
- Type
- Dynamic discovery
Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.
Connect Chimoney to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
What teams do with Chimoney through Elaichi
Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Chimoney is logged.
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Finance
Pay a contractor in their local currency
Ask what a 500 dollar payout comes to in naira or shillings, check the fee estimate, then send the bank payout to a saved beneficiary.
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Finance
Verify a bank account before the first payout
Confirm the account number matches the account holder at that bank and branch, so the first payment does not bounce or land with the wrong person.
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People
Send airtime and gift cards as rewards
Recognize a team member or a survey participant with an airtime top-up or a gift card, sent to the right country in one ask.
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Operations
Set up a new beneficiary correctly
Look up the beneficiary rules and accepted identification types for a country, then create the beneficiary bank record with the fields that country actually requires.
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Operations
Check exchange rates before quoting a payout
Get the current rate, convert a local amount to dollars or back, and give a partner a number you can stand behind.
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Support
Refund a customer to their wallet
Pull up the multicurrency wallet balances and send a wallet or Chimoney payout to close out a refund without leaving the conversation.
Try asking
- “Show today's exchange rates for USD to KES.”
- “List beneficiary banks in Nigeria for this week's payouts.”
- “Convert 5,000 USD to local amounts for Ghana.”
What connecting Chimoney gets you
6 screens from Elaichi, each doing one job for your Chimoney account.
Ask Elaichi to work across your apps.
Show today's exchange rates for USD to KES.
List beneficiary banks in Nigeria for this week's payouts.
Convert 5,000 USD to local amounts for Ghana.
Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot
The agent
Ask about payouts, get answers from Chimoney.
Type a question in plain language and read live Chimoney records back.
Copy the endpoint
AI apps
Claude, ChatGPT, Cursor and Microsoft Copilot reach Chimoney here.
One org endpoint over OAuth, no SDK and no shared API key.
Tool catalog
All 86 Chimoney tools are ready to call.
Beneficiaries, exchange rates, banks and mobile money codes, with no custom code.
Toolboxes
Every team gets its own Chimoney toolbox.
Finance, payroll and support each see the Chimoney tools their work needs.
Shared connections
Teammates move payouts without seeing a key.
One person connects Chimoney, then shares that connection with named teams and members.
Audit log
Every Chimoney call is on the record.
When, who, what happened, type and resource, appended and never edited.
From answering questions to doing the work
A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.
Chimoney digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
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✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch beneficiaries
Chimoney
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Jake Morgan
Approve Deny -
Post the digest
Chimoney
Queued
Automations
A schedule fires and Chimoney payouts go out.
Six steps fetch records, group them, draft a digest, await approval, post back.
Chimoney health
Refreshed 4 minutes ago · every 15 minutes · from the beneficiaries collection
Beneficiaries
1,284 ↓ 12%
Payouts
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Beneficiaries created
Last 14 days
By team
Share of activity
Finance EMEA 34%
Payroll Africa 27%
Operations 21%
Support 18%
Collections and dashboards
Chimoney payout numbers are computed, not requested.
Four metrics, 14 days of records created and a team breakdown, refreshed hourly.
For IT and engineering
Elaichi vs Zapier MCP vs Composio for Chimoney
All three can connect Chimoney to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Chimoney tools | Allow or restrict single Chimoney tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Chimoney call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | Free for one person; $15 per user per month on Gold. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
Chimoney tools for your AI agents
86 tools are ready to call through Elaichi's MCP endpoint the moment you connect Chimoney, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
Questions, answered
How do I connect Chimoney to Claude?
First connect Chimoney in Elaichi by pasting in the API key from your Chimoney dashboard; there is no OAuth application to register and no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself and Chimoney payouts, beneficiaries, rates, and fees are available in your chat.
Does Chimoney work with ChatGPT and Cursor as well as Claude?
Yes. Once Chimoney is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client, and the Elaichi Agent. You connect Chimoney once and every client picks it up.
What can an AI agent actually do with my Chimoney account?
It can send payouts to a bank account, a mobile wallet, a Chimoney account, or as airtime or a gift card, and it can create and preview beneficiaries before paying them. It can also verify a bank account number, look up banks and branches by country, check exchange rates, convert between local currency and dollars, estimate fees, and show your multicurrency wallet balances. Chimoney offers a lot of actions, so short concrete asks like "estimate the fee for a 200 dollar bank payout to Ghana" work better than long paragraphs.
Does connecting Chimoney give the AI access to all my payouts and wallets?
The AI acts inside the access of the Chimoney API key you connected and the person who signed in, so it can do nothing that key cannot do in Chimoney itself. Elaichi can then narrow that further, for example allowing rate checks and account verification while restricting payouts, but it can never widen it beyond what Chimoney already grants.
Can I stop an agent from sending payouts or changing beneficiaries in Chimoney?
Yes. Restrictions in Elaichi apply per action, so you can allow Chimoney rate lookups, fee estimates, and account verification while restricting bank, airtime, wallet, and gift card payouts or beneficiary creation. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT, or any other client cannot run it, whatever the prompt says.
What happens to a Chimoney connection when someone leaves the company?
Offboarding that person in Elaichi ends their access to Chimoney at once across every client they used. If they were part of a shared Chimoney connection, it keeps working for everyone else on the team. If you want to remove Chimoney entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot, and every other client together.
Does the Chimoney MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. Chimoney is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for Chimoney?
Yes. Both let Claude, ChatGPT or Cursor use Chimoney. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Chimoney call.
How is Elaichi different from Composio for Chimoney?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Chimoney: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put Chimoney in front of your team
14 days of Black, no credit card. Connect it once and pick what each team can call.
When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.
Add one link to your AI app
The same link for everyone on your team.
https://api.elaichi.ai/mcp
ChatGPT
Claude
Cursor
Microsoft Copilot