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Chimoney MCP connector

Connecting Chimoney to Elaichi lets Claude, ChatGPT, Cursor, or any MCP client send bank, airtime, gift card, and wallet payouts, verify accounts, and check rates and fees, each action tied to the person who signed in.

  • Connects with an API key
  • Free 14-day trial
  • No credit card
ChatGPT Elaichi connected

Show today's exchange rates for USD to KES.

Working in Chimoney with Elaichi

  • List all Chimoney info airtime countries
  • List all Chimoney info country states regions
  • List all Chimoney info assets
Ask anything…
Governance / Audit log Last 24 hours
Chimoney List all Chimoney info assets Emily Carter · ChatGPT · 9:41 AM Done
Chimoney List all Chimoney info country states regions Emily Carter · ChatGPT · 9:41 AM Done
Chimoney List all Chimoney info airtime countries Emily Carter · ChatGPT · 9:41 AM Done
Chimoney Create a Chimoney beneficiary bank Megan Brooks · Claude · 9:38 AM Done
Chimoney Create a Chimoney beneficiary preview Ryan Hayes · Cursor · 9:35 AM Done

How to connect Chimoney to Claude, ChatGPT, Cursor or Microsoft Copilot

Step by step, for each AI app

Chimoney MCP connector for Claude

  1. 1

    Open Customize, then Connectors.

  2. 2

    Press Add.

  3. 3

    Name it, paste the MCP server URL, then Continue.

    https://api.elaichi.ai/mcp
  4. 4

    Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

Chimoney MCP connector for Claude Code

  1. 1

    In a terminal, run claude mcp add with the endpoint.

    https://api.elaichi.ai/mcp
  2. 2

    Start Claude Code and run /mcp.

  3. 3

    Pick elaichi, then sign in and approve in the browser.

Terminal

$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp

Use --scope project instead to share it with the repository through .mcp.json.

Chimoney MCP connector for ChatGPT

  1. 1

    Open Plugins, then press the + button.

  2. 2

    Name it and paste the endpoint into Server URL.

    https://api.elaichi.ai/mcp
  3. 3

    Leave Authentication on OAuth, then tick the risk acknowledgement.

  4. 4

    Press Create, then sign in and approve.

Works on the web. The plugin directory lives at chatgpt.com/plugins.

Chimoney MCP connector for Cursor

  1. 1

    Open ~/.cursor/mcp.json.

  2. 2

    Add the endpoint under mcpServers.

    https://api.elaichi.ai/mcp
  3. 3

    Reload Cursor, then sign in and approve.

~/.cursor/mcp.json

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

Set up per machine, so repeat it on each computer you work from.

Chimoney MCP connector for Microsoft Copilot

  1. 1

    In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.

  2. 2

    Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.

    https://api.elaichi.ai/mcp
  3. 3

    Create a new connection, sign in and approve, then press Add to agent.

  4. 4

    Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.

Server URL
https://api.elaichi.ai/mcp
Authentication
OAuth 2.0
Type
Dynamic discovery

Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.

Connect Chimoney to any MCP client

  1. 1

    Add the endpoint as a remote MCP server.

    https://api.elaichi.ai/mcp
  2. 2

    Sign in and approve.

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

The Elaichi Agent already has these tools, with nothing to set up.

What teams do with Chimoney through Elaichi

Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Chimoney is logged.

  • Finance

    Pay a contractor in their local currency

    Ask what a 500 dollar payout comes to in naira or shillings, check the fee estimate, then send the bank payout to a saved beneficiary.

  • Finance

    Verify a bank account before the first payout

    Confirm the account number matches the account holder at that bank and branch, so the first payment does not bounce or land with the wrong person.

  • People

    Send airtime and gift cards as rewards

    Recognize a team member or a survey participant with an airtime top-up or a gift card, sent to the right country in one ask.

  • Operations

    Set up a new beneficiary correctly

    Look up the beneficiary rules and accepted identification types for a country, then create the beneficiary bank record with the fields that country actually requires.

  • Operations

    Check exchange rates before quoting a payout

    Get the current rate, convert a local amount to dollars or back, and give a partner a number you can stand behind.

  • Support

    Refund a customer to their wallet

    Pull up the multicurrency wallet balances and send a wallet or Chimoney payout to close out a refund without leaving the conversation.

Try asking

  • “Show today's exchange rates for USD to KES.”
  • “List beneficiary banks in Nigeria for this week's payouts.”
  • “Convert 5,000 USD to local amounts for Ghana.”

See all 86 Chimoney tools →

What connecting Chimoney gets you

6 screens from Elaichi, each doing one job for your Chimoney account.

Elaichi Agent

Ask Elaichi to work across your apps.

Show today's exchange rates for USD to KES.

List beneficiary banks in Nigeria for this week's payouts.

Convert 5,000 USD to local amounts for Ghana.

Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot

The agent

Ask about payouts, get answers from Chimoney.

Type a question in plain language and read live Chimoney records back.

ElaichiAI apps
Claude ChatGPT Cursor Microsoft Copilot

Copy the endpoint

https://api.elaichi.ai/mcp
Client Connected by Status Last used
Claude
E

Emily Carter

• Connected 4 minutes ago
Cursor
M

Megan Brooks

• Connected 2 hours ago
ChatGPT
R

Ryan Hayes

• Connected Yesterday

AI apps

Claude, ChatGPT, Cursor and Microsoft Copilot reach Chimoney here.

One org endpoint over OAuth, no SDK and no shared API key.

ElaichiTools
Tool Action Description
Create a Chimoney beneficiary bank Create Create a new bank beneficiary in chimoney. Returns status, message, and data containing id, beneID, and templateId. Required: beneficiaryData (with accountHolderName, accountHolderAddress1, accountHolderCity, bankName, bankCity, bankAddressLine1, accountNumber, routingCode, currency, and country).
Create a Chimoney beneficiary preview Create Preview a beneficiary transfer in Chimoney (supports PIX and other payment methods). Returns: status, message, data. Required: method, country, currency.
List all Chimoney info airtime countries List List all supported airtime countries in Chimoney. Returns an array of country name strings including Nigeria, Ghana, Kenya, South Africa, and Uganda.
List all Chimoney info country states regions List List states/regions for a specific country in Chimoney. Returns each region's code and name. Required: countryCode (two-letter ISO 3166-1 alpha-2 country code, e.g. "US").
List all Chimoney info assets List List all Chimoney assets and platform capabilities. Returns: benefitsList, supportedCountriesAirtime, momoRedeemOptions, acceptedTokens, giftCardsRLD, crytoFacts, celoWalletAddress, contests, fees, validity, subscriptionPlans, giftCardsWG, ecommerce, featuredProducts. Optionally filter by countryCode.

Tool catalog

All 86 Chimoney tools are ready to call.

Beneficiaries, exchange rates, banks and mobile money codes, with no custom code.

ElaichiToolboxes
Name Source template Tools Created

Finance toolbox

Chimoney · payouts and exchange rates

Chimoney starter 18 Mar 4, 2026

Payroll toolbox

Chimoney · beneficiaries and bank details

— 9 Mar 2, 2026

Operations toolbox

Chimoney · payout runs and statuses

— 24 Feb 27, 2026

Support toolbox

Chimoney · payout lookups for recipients

Chimoney starter 6 Feb 19, 2026

Compliance toolbox

Chimoney · beneficiary checks and audit trails

— 31 Jan 30, 2026

Partnerships toolbox

Chimoney · country coverage and assets

— 12 Jan 22, 2026

Toolboxes

Every team gets its own Chimoney toolbox.

Finance, payroll and support each see the Chimoney tools their work needs.

ElaichiConnections
Connection Scope Status Access
CH

Chimoney (Finance EMEA)

Connected by Emily Carter

Personal • Active 1 team · 6 members
CH

Chimoney (Payroll Africa)

Connected by Jake Morgan

Organization • Active 3 teams · 24 members
CH

Chimoney (Operations)

Connected by Megan Brooks

Organization • Active 2 teams · 11 members
CH

Chimoney (Support)

Connected by Tyler Reed

Personal • Needs re-auth 1 team · 3 members
CH

Chimoney (Compliance)

Connected by Ryan Hayes

Personal • Active Not shared
CH

Chimoney (Partnerships)

Connected by Ashley Parker

Personal • Active 2 teams · 9 members

Shared connections

Teammates move payouts without seeing a key.

One person connects Chimoney, then shares that connection with named teams and members.

ElaichiAudit log
When Who What happened Type

2 minutes ago

Mar 6, 2026, 3:10 PM

E

Emily Carter

[email protected]

Restriction Created Access

8 minutes ago

Mar 6, 2026, 3:04 PM

J

Jake Morgan

[email protected]

Restriction Updated Access

14 minutes ago

Mar 6, 2026, 2:58 PM

M

Megan Brooks

[email protected]

Role Assigned Access

20 minutes ago

Mar 6, 2026, 2:52 PM

T

Tyler Reed

[email protected]

Chimoney Users Updated MCP

26 minutes ago

Mar 6, 2026, 2:46 PM

R

Ryan Hayes

[email protected]

Chimoney Beneficiaries Created MCP

32 minutes ago

Mar 6, 2026, 2:40 PM

A

Ashley Parker

[email protected]

Chimoney Beneficiaries List Toolbox

Audit log

Every Chimoney call is on the record.

When, who, what happened, type and resource, appended and never edited.

From answering questions to doing the work

A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.

Chimoney digest

Run 418 · started 2 minutes ago · on behalf of Emily Carter

  1. ✓

    Schedule

    Every weekday at 8:00 AM

    0.2s
  2. ✓

    Fetch beneficiaries

    Chimoney

    1.4s
  3. ✓

    Group by owner

    Transform

    0.1s
  4. ✓

    Draft the digest

    Agent step

    Ran with 4 tools, returned a structured summary

    6.2s
  5. Approve the digest

    Needs approval

    Assigned to Jake Morgan

    Approve
  6. Post the digest

    Chimoney

    Queued

Automations

A schedule fires and Chimoney payouts go out.

Six steps fetch records, group them, draft a digest, await approval, post back.

Chimoney health

Refreshed 4 minutes ago · every 15 minutes · from the beneficiaries collection

Live

Beneficiaries

1,284 ↓ 12%

Payouts

96 ↓ 8%

Needs attention

3 ↑ 2

Updated this week

412 ↑ 9%

Beneficiaries created

Last 14 days

By team

Share of activity

Finance EMEA 34%

Payroll Africa 27%

Operations 21%

Support 18%

Collections and dashboards

Chimoney payout numbers are computed, not requested.

Four metrics, 14 days of records created and a team breakdown, refreshed hourly.

For IT and engineering

Elaichi vs Zapier MCP vs Composio for Chimoney

All three can connect Chimoney to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.

Elaichi compared with Zapier MCP and Composio for Chimoney, by what to check
What to check Elaichi Zapier MCP Composio
Where the AI connects One address for the whole organization. https://api.elaichi.ai/mcp A server per member, created at sign-in. An MCP endpoint per team, or an SDK.
Control over Chimoney tools Allow or restrict single Chimoney tools, per role or user. App and action restrictions on the account. Role permissions, down to the action.
Record of calls One audit entry per Chimoney call. A History tab of tool calls. A log of every tool call.
Single sign-on SAML or OIDC, plus SCIM, on Gold. SAML on Enterprise. SAML and OIDC on Enterprise.
Price Free for one person; $15 per user per month on Gold. 2 tasks per successful call. Billed per tool call.

Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.

Longer take: Zapier MCP alternative and when you don't need an MCP gateway.

Chimoney tools for your AI agents

86 tools are ready to call through Elaichi's MCP endpoint the moment you connect Chimoney, governed by the same roles, restrictions, and audit log as everything else in Elaichi.

Questions, answered

How do I connect Chimoney to Claude?

First connect Chimoney in Elaichi by pasting in the API key from your Chimoney dashboard; there is no OAuth application to register and no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself and Chimoney payouts, beneficiaries, rates, and fees are available in your chat.

Does Chimoney work with ChatGPT and Cursor as well as Claude?

Yes. Once Chimoney is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client, and the Elaichi Agent. You connect Chimoney once and every client picks it up.

What can an AI agent actually do with my Chimoney account?

It can send payouts to a bank account, a mobile wallet, a Chimoney account, or as airtime or a gift card, and it can create and preview beneficiaries before paying them. It can also verify a bank account number, look up banks and branches by country, check exchange rates, convert between local currency and dollars, estimate fees, and show your multicurrency wallet balances. Chimoney offers a lot of actions, so short concrete asks like "estimate the fee for a 200 dollar bank payout to Ghana" work better than long paragraphs.

Does connecting Chimoney give the AI access to all my payouts and wallets?

The AI acts inside the access of the Chimoney API key you connected and the person who signed in, so it can do nothing that key cannot do in Chimoney itself. Elaichi can then narrow that further, for example allowing rate checks and account verification while restricting payouts, but it can never widen it beyond what Chimoney already grants.

Can my team share one Chimoney connection?

Yes. One person connects Chimoney with the API key and shares the connection with a team in Elaichi, and nobody else ever sees or handles that key. Each teammate still signs in to Elaichi as themselves, so every Chimoney payout or lookup in the audit log names the person who asked for it.

Can I stop an agent from sending payouts or changing beneficiaries in Chimoney?

Yes. Restrictions in Elaichi apply per action, so you can allow Chimoney rate lookups, fee estimates, and account verification while restricting bank, airtime, wallet, and gift card payouts or beneficiary creation. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT, or any other client cannot run it, whatever the prompt says.

What happens to a Chimoney connection when someone leaves the company?

Offboarding that person in Elaichi ends their access to Chimoney at once across every client they used. If they were part of a shared Chimoney connection, it keeps working for everyone else on the team. If you want to remove Chimoney entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot, and every other client together.

Does the Chimoney MCP connector work with Gemini, Codex, Claude Code or other MCP clients?

Yes. Chimoney is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.

Is Elaichi an alternative to Zapier MCP for Chimoney?

Yes. Both let Claude, ChatGPT or Cursor use Chimoney. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Chimoney call.

How is Elaichi different from Composio for Chimoney?

Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Chimoney: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.

Put Chimoney in front of your team

14 days of Black, no credit card. Connect it once and pick what each team can call.

When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.

Add one link to your AI app

The same link for everyone on your team.

https://api.elaichi.ai/mcp
  • ChatGPT
  • Claude
  • Cursor
  • Microsoft Copilot