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Payment Gateway

Chimoney MCP connector

Connecting Chimoney to Elaichi lets Claude, ChatGPT, Cursor, or any MCP client send bank, airtime, gift card, and wallet payouts, verify accounts, and check rates and fees, each action tied to the person who signed in.

  • How it connects. Connects with an API key. The credential goes into a vault nobody reads back.

  • One address. https://api.elaichi.ai/mcp, the same for every user.

  • Their own access. An agent never gets more than the person it acts for.

How to connect

How to connect Chimoney to Claude, ChatGPT or Cursor

Two steps, about a minute.

1

In Elaichi

Connect Chimoney once

  1. Open Connections, choose Add connection, and pick Chimoney.

  2. Optionally set Share with to give a team access, then press Connect.

  3. Paste a Chimoney API key. One person generates a token in Chimoney and pastes it once. Everyone else works through Share with, and never sees it.

The credential is vaulted. Nobody reads it back, not even the AI.

Add connection

Choose a connector.

chimoney
Chimoney
Circle
Dwolla
Finexio
Flutterwave
GoCardless
2

In your AI client

Point it at one endpoint

Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.

Connect Chimoney to Claude

  1. 1

    Open Customize, then Connectors.

  2. 2

    Press Add.

  3. 3

    Name it, paste the MCP server URL, then Continue.

    https://api.elaichi.ai/mcp
  4. 4

    Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

Connect Chimoney to ChatGPT

  1. 1

    Open Plugins, then press the + button.

  2. 2

    Name it and paste the endpoint into Server URL.

    https://api.elaichi.ai/mcp
  3. 3

    Leave Authentication on OAuth, then tick the risk acknowledgement.

  4. 4

    Press Create, then sign in and approve.

Works on the web today. The plugin directory lives at chatgpt.com/plugins.

Connect Chimoney to Cursor

  1. 1

    Open ~/.cursor/mcp.json.

  2. 2

    Add the endpoint under mcpServers.

    https://api.elaichi.ai/mcp
  3. 3

    Reload Cursor, then sign in and approve.

~/.cursor/mcp.json

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

Set up per machine, so repeat it on each computer you work from.

Connect Chimoney to any MCP client

  1. 1

    Add the endpoint as a remote MCP server.

    https://api.elaichi.ai/mcp
  2. 2

    Sign in and approve.

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

The Elaichi Agent already has these tools, with nothing to set up.

Use cases

What teams do with Chimoney through Elaichi

Every one of these runs inside the access the person already has, and lands in the same audit log.

  • Finance

    Pay a contractor in their local currency

    Ask what a 500 dollar payout comes to in naira or shillings, check the fee estimate, then send the bank payout to a saved beneficiary.

  • Finance

    Verify a bank account before the first payout

    Confirm the account number matches the account holder at that bank and branch, so the first payment does not bounce or land with the wrong person.

  • People

    Send airtime and gift cards as rewards

    Recognize a team member or a survey participant with an airtime top-up or a gift card, sent to the right country in one ask.

  • Operations

    Set up a new beneficiary correctly

    Look up the beneficiary rules and accepted identification types for a country, then create the beneficiary bank record with the fields that country actually requires.

  • Operations

    Check exchange rates before quoting a payout

    Get the current rate, convert a local amount to dollars or back, and give a partner a number you can stand behind.

  • Support

    Refund a customer to their wallet

    Pull up the multicurrency wallet balances and send a wallet or Chimoney payout to close out a refund without leaving the conversation.

Try asking

  • “Show today's exchange rates for USD to KES.”
  • “List beneficiary banks in Nigeria for this week's payouts.”
  • “Convert 5,000 USD to local amounts for Ghana.”

See all 86 Chimoney tools below

AI tools

Chimoney tools for your AI agents

86 tools are ready to call through Elaichi's MCP endpoint the moment you connect Chimoney, governed by the same roles, restrictions, and audit log as everything else in Elaichi.

See it in Elaichi

What connecting Chimoney gets you

6 screens from the product, each doing one job for your Chimoney account.

The agent

Ask about payouts, get answers from Chimoney.

Type a question in plain language and read live Chimoney records back.

  • beneficiaries
  • payouts
  • exchange rates
  • bank branches

Ask Elaichi to work across your apps.

Show today's exchange rates for USD to KES.

List beneficiary banks in Nigeria for this week's payouts.

Convert 5,000 USD to local amounts for Ghana.

Also runs in Claude, ChatGPT or Cursor

MCP clients

Claude, ChatGPT and Cursor reach Chimoney here.

One org endpoint over OAuth, no SDK and no shared API key.

ElaichiMCP clients
Claude ChatGPT Cursor

Copy the endpoint

https://api.elaichi.ai/mcp
Client Connected by Status Last used
Claude
E

Emma Laurent

• Connected 4 minutes ago
Cursor
S

Sofia Ricci

• Connected 2 hours ago
ChatGPT
C

Clara Nowak

• Connected Yesterday

Tool catalog

All 86 Chimoney tools are ready to call.

Beneficiaries, exchange rates, banks and mobile money codes, with no custom code.

  • Create a Chimoney beneficiary bank
  • Create a Chimoney beneficiary preview
  • List all Chimoney info airtime countries
  • List all Chimoney info country states regions
ElaichiTools
Tool Action Description
Create a Chimoney beneficiary bank Create Create a new bank beneficiary in chimoney. Returns status, message, and data containing id, beneID, and templateId. Required: beneficiaryData (with accountHolderName, accountHolderAddress1, accountHolderCity, bankName, bankCity, bankAddressLine1, accountNumber, routingCode, currency, and country).
Create a Chimoney beneficiary preview Create Preview a beneficiary transfer in Chimoney (supports PIX and other payment methods). Returns: status, message, data. Required: method, country, currency.
List all Chimoney info airtime countries List List all supported airtime countries in Chimoney. Returns an array of country name strings including Nigeria, Ghana, Kenya, South Africa, and Uganda.
List all Chimoney info country states regions List List states/regions for a specific country in Chimoney. Returns each region's code and name. Required: countryCode (two-letter ISO 3166-1 alpha-2 country code, e.g. "US").
List all Chimoney info assets List List all Chimoney assets and platform capabilities. Returns: benefitsList, supportedCountriesAirtime, momoRedeemOptions, acceptedTokens, giftCardsRLD, crytoFacts, celoWalletAddress, contests, fees, validity, subscriptionPlans, giftCardsWG, ecommerce, featuredProducts. Optionally filter by countryCode.

Toolboxes

Every team gets its own Chimoney toolbox.

Finance, payroll and support each see the Chimoney tools their work needs.

  • Finance
  • Payroll
  • Operations
  • Support
ElaichiToolboxes
Name Source template Tools Created

Finance toolbox

Chimoney · payouts and exchange rates

Chimoney starter 18 Mar 4, 2026

Payroll toolbox

Chimoney · beneficiaries and bank details

9 Mar 2, 2026

Operations toolbox

Chimoney · payout runs and statuses

24 Feb 27, 2026

Support toolbox

Chimoney · payout lookups for recipients

Chimoney starter 6 Feb 19, 2026

Compliance toolbox

Chimoney · beneficiary checks and audit trails

31 Jan 30, 2026

Partnerships toolbox

Chimoney · country coverage and assets

12 Jan 22, 2026

Shared connections

Teammates move payouts without seeing a key.

One person connects Chimoney, then shares that connection with named teams and members.

  • Finance EMEA
  • Payroll Africa
  • Operations
  • Support
ElaichiConnections
Connection Scope Status Access
CH

Chimoney (Finance EMEA)

Connected by Emma Laurent

Personal • Active 1 team · 6 members
CH

Chimoney (Payroll Africa)

Connected by James Whitfield

Organization • Active 3 teams · 24 members
CH

Chimoney (Operations)

Connected by Sofia Ricci

Organization • Active 2 teams · 11 members
CH

Chimoney (Support)

Connected by Daniel Ortega

Personal • Needs re-auth 1 team · 3 members
CH

Chimoney (Compliance)

Connected by Clara Nowak

Personal • Active Not shared
CH

Chimoney (Partnerships)

Connected by Michael Brennan

Personal • Active 2 teams · 9 members

Audit log

Every Chimoney call is on the record.

When, who, what happened, type and resource, appended and never edited.

  • When
  • Who
  • What happened
  • Type
ElaichiAudit log
When Who What happened Type

2 minutes ago

Mar 6, 2026, 3:10 PM

E

Emma Laurent

[email protected]

Restriction Created Access

8 minutes ago

Mar 6, 2026, 3:04 PM

J

James Whitfield

[email protected]

Restriction Updated Access

14 minutes ago

Mar 6, 2026, 2:58 PM

S

Sofia Ricci

[email protected]

Role Assigned Access

20 minutes ago

Mar 6, 2026, 2:52 PM

D

Daniel Ortega

[email protected]

Chimoney Users Updated MCP

26 minutes ago

Mar 6, 2026, 2:46 PM

C

Clara Nowak

[email protected]

Chimoney Beneficiaries Created MCP

32 minutes ago

Mar 6, 2026, 2:40 PM

M

Michael Brennan

[email protected]

Chimoney Beneficiaries List Toolbox

Launching soon

From answering questions to doing the work

A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.

Automations

A schedule fires and Chimoney payouts go out.

Six steps fetch records, group them, draft a digest, await approval, post back.

Chimoney digest

Run 418 · started 2 minutes ago · on behalf of Emma Laurent

  1. Schedule

    Every weekday at 08:00

    0.2s
  2. Fetch beneficiaries

    Chimoney

    1.4s
  3. Group by owner

    Transform

    0.1s
  4. Draft the digest

    Agent step

    Ran with 4 tools, returned a structured summary

    6.2s
  5. Approve the digest

    Needs approval

    Assigned to Michael Brennan

    Approve
  6. Post the digest

    Chimoney

    Queued

Collections and dashboards

Chimoney payout numbers are computed, not requested.

Four metrics, 14 days of records created and a team breakdown, refreshed hourly.

Chimoney health

Refreshed 4 minutes ago · every 15 minutes · from the beneficiaries collection

Live

Beneficiaries

1,284 ↓ 12%

Payouts

96 ↓ 8%

Needs attention

3 ↑ 2

Updated this week

412 ↑ 9%

Beneficiaries created

Last 14 days

By team

Share of activity

Finance EMEA 34%

Payroll Africa 27%

Operations 21%

Support 18%

FAQ

Frequently asked questions

How do I connect Chimoney to Claude?

First connect Chimoney in Elaichi by pasting in the API key from your Chimoney dashboard; there is no OAuth application to register and no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself and Chimoney payouts, beneficiaries, rates, and fees are available in your chat.

Does Chimoney work with ChatGPT and Cursor as well as Claude?

Yes. Once Chimoney is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client, and the Elaichi Agent. You connect Chimoney once and every client picks it up.

What can an AI agent actually do with my Chimoney account?

It can send payouts to a bank account, a mobile wallet, a Chimoney account, or as airtime or a gift card, and it can create and preview beneficiaries before paying them. It can also verify a bank account number, look up banks and branches by country, check exchange rates, convert between local currency and dollars, estimate fees, and show your multicurrency wallet balances. Chimoney offers a lot of actions, so short concrete asks like "estimate the fee for a 200 dollar bank payout to Ghana" work better than long paragraphs.

Does connecting Chimoney give the AI access to all my payouts and wallets?

The AI acts inside the access of the Chimoney API key you connected and the person who signed in, so it can do nothing that key cannot do in Chimoney itself. Elaichi can then narrow that further, for example allowing rate checks and account verification while blocking payouts, but it can never widen it beyond what Chimoney already grants.

Can my team share one Chimoney connection?

Yes. One person connects Chimoney with the API key and shares the connection with a team in Elaichi, and nobody else ever sees or handles that key. Each teammate still signs in to Elaichi as themselves, so every Chimoney payout or lookup in the audit log names the person who asked for it.

Can I stop an agent from sending payouts or changing beneficiaries in Chimoney?

Yes. Restrictions in Elaichi apply per action, so you can allow Chimoney rate lookups, fee estimates, and account verification while blocking bank, airtime, wallet, and gift card payouts or beneficiary creation. A blocked action is never shown to Claude, ChatGPT, or any other client at all, so no prompt, accidental or otherwise, can reach it.

What happens to a Chimoney connection when someone leaves the company?

Offboarding that person in Elaichi ends their access to Chimoney at once across every client they used. If they were part of a shared Chimoney connection, it keeps working for everyone else on the team. If you want to remove Chimoney entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, and every other client together.

Put Chimoney in front of your team

Fourteen days on Gold, no credit card. Connect it once and pick what each team can call.