Payment Gateway
Chimoney MCP connector
Connecting Chimoney to Elaichi lets Claude, ChatGPT, Cursor, or any MCP client send bank, airtime, gift card, and wallet payouts, verify accounts, and check rates and fees, each action tied to the person who signed in.
-
How it connects. Connects with an API key. The credential goes into a vault nobody reads back.
-
One address. https://api.elaichi.ai/mcp, the same for every user.
-
Their own access. An agent never gets more than the person it acts for.
How to connect
How to connect Chimoney to Claude, ChatGPT or Cursor
Two steps, about a minute.
In Elaichi
Connect Chimoney once
-
Open Connections, choose Add connection, and pick Chimoney.
-
Optionally set Share with to give a team access, then press Connect.
-
Paste a Chimoney API key. One person generates a token in Chimoney and pastes it once. Everyone else works through Share with, and never sees it.
The credential is vaulted. Nobody reads it back, not even the AI.
Add connection
Choose a connector.
In your AI client
Point it at one endpoint
Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.
Connect Chimoney to Claude
-
1
Open Customize, then Connectors.
-
2
Press Add.
-
3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Connect Chimoney to ChatGPT
-
1
Open Plugins, then press the + button.
-
2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
-
4
Press Create, then sign in and approve.
Works on the web today. The plugin directory lives at chatgpt.com/plugins.
Connect Chimoney to Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Connect Chimoney to any MCP client
-
1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
Use cases
What teams do with Chimoney through Elaichi
Every one of these runs inside the access the person already has, and lands in the same audit log.
-
Finance
Pay a contractor in their local currency
Ask what a 500 dollar payout comes to in naira or shillings, check the fee estimate, then send the bank payout to a saved beneficiary.
-
Finance
Verify a bank account before the first payout
Confirm the account number matches the account holder at that bank and branch, so the first payment does not bounce or land with the wrong person.
-
People
Send airtime and gift cards as rewards
Recognize a team member or a survey participant with an airtime top-up or a gift card, sent to the right country in one ask.
-
Operations
Set up a new beneficiary correctly
Look up the beneficiary rules and accepted identification types for a country, then create the beneficiary bank record with the fields that country actually requires.
-
Operations
Check exchange rates before quoting a payout
Get the current rate, convert a local amount to dollars or back, and give a partner a number you can stand behind.
-
Support
Refund a customer to their wallet
Pull up the multicurrency wallet balances and send a wallet or Chimoney payout to close out a refund without leaving the conversation.
Try asking
- “Show today's exchange rates for USD to KES.”
- “List beneficiary banks in Nigeria for this week's payouts.”
- “Convert 5,000 USD to local amounts for Ghana.”
AI tools
Chimoney tools for your AI agents
86 tools are ready to call through Elaichi's MCP endpoint the moment you connect Chimoney, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
See it in Elaichi
What connecting Chimoney gets you
6 screens from the product, each doing one job for your Chimoney account.
The agent
Ask about payouts, get answers from Chimoney.
Type a question in plain language and read live Chimoney records back.
- beneficiaries
- payouts
- exchange rates
- bank branches
Ask Elaichi to work across your apps.
Show today's exchange rates for USD to KES.
List beneficiary banks in Nigeria for this week's payouts.
Convert 5,000 USD to local amounts for Ghana.
Also runs in Claude, ChatGPT or Cursor
MCP clients
Claude, ChatGPT and Cursor reach Chimoney here.
One org endpoint over OAuth, no SDK and no shared API key.
Copy the endpoint
Tool catalog
All 86 Chimoney tools are ready to call.
Beneficiaries, exchange rates, banks and mobile money codes, with no custom code.
- Create a Chimoney beneficiary bank
- Create a Chimoney beneficiary preview
- List all Chimoney info airtime countries
- List all Chimoney info country states regions
Toolboxes
Every team gets its own Chimoney toolbox.
Finance, payroll and support each see the Chimoney tools their work needs.
- Finance
- Payroll
- Operations
- Support
Shared connections
Teammates move payouts without seeing a key.
One person connects Chimoney, then shares that connection with named teams and members.
- Finance EMEA
- Payroll Africa
- Operations
- Support
Audit log
Every Chimoney call is on the record.
When, who, what happened, type and resource, appended and never edited.
- When
- Who
- What happened
- Type
Launching soon
From answering questions to doing the work
A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.
Automations
A schedule fires and Chimoney payouts go out.
Six steps fetch records, group them, draft a digest, await approval, post back.
Chimoney digest
Run 418 · started 2 minutes ago · on behalf of Emma Laurent
-
✓
Schedule
Every weekday at 08:00
0.2s -
✓
Fetch beneficiaries
Chimoney
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Michael Brennan
Approve Deny -
Post the digest
Chimoney
Queued
Collections and dashboards
Chimoney payout numbers are computed, not requested.
Four metrics, 14 days of records created and a team breakdown, refreshed hourly.
Chimoney health
Refreshed 4 minutes ago · every 15 minutes · from the beneficiaries collection
Beneficiaries
1,284 ↓ 12%
Payouts
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Beneficiaries created
Last 14 days
By team
Share of activity
Finance EMEA 34%
Payroll Africa 27%
Operations 21%
Support 18%
FAQ
Frequently asked questions
How do I connect Chimoney to Claude?
First connect Chimoney in Elaichi by pasting in the API key from your Chimoney dashboard; there is no OAuth application to register and no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself and Chimoney payouts, beneficiaries, rates, and fees are available in your chat.
Does Chimoney work with ChatGPT and Cursor as well as Claude?
Yes. Once Chimoney is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client, and the Elaichi Agent. You connect Chimoney once and every client picks it up.
What can an AI agent actually do with my Chimoney account?
It can send payouts to a bank account, a mobile wallet, a Chimoney account, or as airtime or a gift card, and it can create and preview beneficiaries before paying them. It can also verify a bank account number, look up banks and branches by country, check exchange rates, convert between local currency and dollars, estimate fees, and show your multicurrency wallet balances. Chimoney offers a lot of actions, so short concrete asks like "estimate the fee for a 200 dollar bank payout to Ghana" work better than long paragraphs.
Does connecting Chimoney give the AI access to all my payouts and wallets?
The AI acts inside the access of the Chimoney API key you connected and the person who signed in, so it can do nothing that key cannot do in Chimoney itself. Elaichi can then narrow that further, for example allowing rate checks and account verification while blocking payouts, but it can never widen it beyond what Chimoney already grants.
Can I stop an agent from sending payouts or changing beneficiaries in Chimoney?
Yes. Restrictions in Elaichi apply per action, so you can allow Chimoney rate lookups, fee estimates, and account verification while blocking bank, airtime, wallet, and gift card payouts or beneficiary creation. A blocked action is never shown to Claude, ChatGPT, or any other client at all, so no prompt, accidental or otherwise, can reach it.
What happens to a Chimoney connection when someone leaves the company?
Offboarding that person in Elaichi ends their access to Chimoney at once across every client they used. If they were part of a shared Chimoney connection, it keeps working for everyone else on the team. If you want to remove Chimoney entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, and every other client together.
Put Chimoney in front of your team
Fourteen days on Gold, no credit card. Connect it once and pick what each team can call.