Banking
Mercury MCP connector
The Mercury connector brings your business bank accounts, transactions, cards, customers, invoices and payment recipients into Claude, ChatGPT, Cursor, Microsoft Copilot and the Elaichi Agent, so each person on your team can ask questions and get work done inside their own Mercury access.
- Connects with an API key
- Free 14-day trial
- No credit card
Claude
Elaichi connected
List last week's Mercury transactions over 5,000 dollars.
Working in Mercury with Elaichi
-
List all Mercury account
-
-
Governance
/
Audit log
Last 24 hours
Claude · 9:41 AM
Done
Claude · 9:41 AM
Done
Claude · 9:41 AM
Done
ChatGPT · 9:38 AM
Done
Cursor · 9:35 AM
Done
How to connect Mercury to Claude, ChatGPT, Cursor or Microsoft Copilot
Step by step, for each AI app
Mercury MCP connector for Claude
-
1
Open Customize, then Connectors.
-
2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Mercury MCP connector for Claude Code
-
1
In a terminal, run
claude mcp addwith the endpoint.https://api.elaichi.ai/mcp -
2
Start Claude Code and run
/mcp. -
3
Pick elaichi, then sign in and approve in the browser.
Terminal
$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp
Use --scope project instead to share it with the repository through .mcp.json.
Mercury MCP connector for ChatGPT
-
1
Open Plugins, then press the + button.
-
2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
-
4
Press Create, then sign in and approve.
Works on the web. The plugin directory lives at chatgpt.com/plugins.
Mercury MCP connector for Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Mercury MCP connector for Microsoft Copilot
-
1
In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.
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2
Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.
https://api.elaichi.ai/mcp -
3
Create a new connection, sign in and approve, then press Add to agent.
-
4
Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.
- Server URL
- https://api.elaichi.ai/mcp
- Authentication
- OAuth 2.0
- Type
- Dynamic discovery
Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.
Connect Mercury to any MCP client
-
1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
What teams do with Mercury through Elaichi
Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Mercury is logged.
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Finance
Find a transaction without opening Mercury
Ask which payments went out last week, who they went to and what they were for, and get the answer from live Mercury transactions across every account.
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Accounting
Add a memo to a transaction after month end
Catch a Mercury transaction up with the note or category it was missing so the books close without a hunt through the statement.
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Billing
Draft and send a customer invoice
Create a Mercury customer for a new client, then raise the invoice for the agreed amount and check later whether it is still outstanding.
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Operations
Set up a new vendor as a recipient
Add a supplier as a Mercury recipient with their payment details, then arrange a payment to them from the right account once approved.
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Founders
Check the balance across every account
Ask for a quick view of all Mercury accounts before a big decision, and see which account is best placed to cover it.
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Operations
Issue a card for a new hire
Create a Mercury card for someone joining, adjust it when their role changes, and remove it when they no longer need it.
Try asking
- “List last week's Mercury transactions over 5,000 dollars.”
- “Which Mercury cards were issued this month, and to whom?”
- “Show balances across all Mercury accounts today.”
What connecting Mercury gets you
6 screens from Elaichi, each doing one job for your Mercury account.
Ask Elaichi to work across your apps.
List last week's Mercury transactions over 5,000 dollars.
Which Mercury cards were issued this month, and to whom?
Show balances across all Mercury accounts today.
Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot
The agent
Ask about accounts, get answers from Mercury.
Plain language questions return live Mercury transactions, cards and customer records.
ElaichiAI appsClaude
ChatGPT
Cursor
Microsoft Copilot
Copy the endpoint
AI apps
Claude, ChatGPT, Cursor and Microsoft Copilot reach Mercury together.
One org-wide MCP endpoint over OAuth, no SDK and no shared API key.
ElaichiToolsTool catalog
70 Mercury tools are ready to call.
Accounts, transactions, cards and customers are covered with no custom code.
ElaichiToolboxesToolboxes
Every team gets its own Mercury toolbox.
Curate one toolbox for finance and another for treasury, scoped per team.
ElaichiConnectionsShared connections
Teammates use Mercury without seeing a credential.
See who connected each Mercury account and how many teams and members share it.
ElaichiAudit logAudit log
Every Mercury call is on the record.
When, who, what happened, type and resource, appended for each transaction and card.
From answering questions to doing the work
A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.
Mercury digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
-
✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch accounts
Mercury
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Jake Morgan
Approve Deny -
Post the digest
Mercury
Queued
Automations
A schedule fires and Mercury work finishes.
Fetch transactions, group them, draft a digest, approve it, post back to Mercury.
Mercury health
Refreshed 4 minutes ago · every 15 minutes · from the accounts collection
Accounts
1,284 ↓ 12%
Transactions
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Accounts created
Last 14 days
By team
Share of activity
Operating account 34%
Payroll 27%
Treasury reserve 21%
Corporate cards 18%
Collections and dashboards
Mercury numbers land before anyone asks.
Four metrics, 14 days of records created and a team breakdown, refreshed on schedule.
For IT and engineering
Elaichi vs Zapier MCP vs Composio for Mercury
All three can connect Mercury to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Mercury tools | Allow or restrict single Mercury tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Mercury call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | Free for one person; $15 per user per month on Gold. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
Mercury tools for your AI agents
70 tools are ready to call through Elaichi's MCP endpoint the moment you connect Mercury, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
Questions, answered
How do I connect Mercury to Claude?
In Elaichi, choose Mercury and paste in an API key from your Mercury account, which takes about a minute. There is no client ID or secret to generate and no OAuth application to register. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself when Claude asks and your Mercury connection is ready.
Does Mercury work with ChatGPT and Cursor as well as Claude?
Yes. You connect Mercury once in Elaichi, and the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client and the Elaichi Agent. Nothing has to be set up again per client.
What can an AI agent actually do with my Mercury data?
It can look across your Mercury accounts, find and explain individual transactions, add notes to them, and set up a payment to a saved recipient. It can also create and update customers, raise and edit invoices, add or update payment recipients, and issue, change or remove cards. Because Mercury has a lot of possible actions, short concrete asks like "list card payments over 500 dollars in March" work better than long paragraphs.
Does connecting Mercury give the AI access to every account and payment?
No. Every request runs inside the Mercury access of the person who signed in, so the AI sees the accounts, cards and transactions that person could already see in Mercury. Elaichi can narrow that further, for example to viewing only, but it can never widen it beyond what Mercury itself allows that person.
Can I stop an agent from creating payments or deleting things in Mercury?
Yes. Restrictions in Elaichi apply per action, so you can allow reading Mercury accounts and transactions while restricting payments, card deletion or invoice changes. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT, Cursor or Microsoft Copilot cannot run it, whatever the prompt says.
What happens to a Mercury connection when someone leaves?
Offboarding that person in Elaichi ends their access to Mercury through every client at once, with no key to rotate. A shared Mercury connection keeps working for everyone else on the team. If you ever want Mercury gone entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot and the Elaichi Agent together.
Does the Mercury MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. Mercury is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for Mercury?
Yes. Both let Claude, ChatGPT or Cursor use Mercury. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Mercury call.
How is Elaichi different from Composio for Mercury?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Mercury: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put Mercury in front of your team
14 days of Black, no credit card. Connect it once and pick what each team can call.
When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.
Add one link to your AI app
The same link for everyone on your team.
https://api.elaichi.ai/mcp
- ChatGPT
- Claude
- Cursor
- Microsoft Copilot