Banking
Modulr MCP connector
The Modulr connector brings customers, accounts, beneficiaries, payments, batch payments and payment rules into Elaichi, so Claude, ChatGPT, Cursor, Microsoft Copilot or any MCP client can work with them inside the access you allow, with every call logged.
- Connects with an API key
- Free 14-day trial
- No credit card
List Modulr accounts blocked in the last 30 days
Working in Modulr with Elaichi
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Get single Modulr customer by ID
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List all Modulr customers
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Get single Modulr account by ID
How to connect Modulr to Claude, ChatGPT, Cursor or Microsoft Copilot
Step by step, for each AI app
Modulr MCP connector for Claude
-
1
Open Customize, then Connectors.
-
2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Modulr MCP connector for Claude Code
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1
In a terminal, run
claude mcp addwith the endpoint.https://api.elaichi.ai/mcp -
2
Start Claude Code and run
/mcp. -
3
Pick elaichi, then sign in and approve in the browser.
Terminal
$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp
Use --scope project instead to share it with the repository through .mcp.json.
Modulr MCP connector for ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web. The plugin directory lives at chatgpt.com/plugins.
Modulr MCP connector for Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Modulr MCP connector for Microsoft Copilot
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1
In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.
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2
Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.
https://api.elaichi.ai/mcp -
3
Create a new connection, sign in and approve, then press Add to agent.
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4
Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.
- Server URL
- https://api.elaichi.ai/mcp
- Authentication
- OAuth 2.0
- Type
- Dynamic discovery
Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.
Connect Modulr to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
What teams do with Modulr through Elaichi
Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Modulr is logged.
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Finance
Check balances across every Modulr account
Ask for a rundown of all Modulr accounts before the morning payment run and see which ones need topping up. No logging into the portal and clicking through each customer.
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Payments operations
Trace a payment a customer says never arrived
Pull up the payments on a Modulr account for a given day, find the one in question and read back its status and beneficiary in plain language.
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Treasury
Prepare and review a batch payment
Draft a batch of supplier payments from a list, review it as a summary, and have it created in Modulr only when it looks right. Cancel a batch that was raised in error.
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Compliance
Block a suspicious account in seconds
When a fraud alert lands, put a block on the Modulr account straight away, then lift it once the review clears. Every block and unblock is recorded with who did it.
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Customer operations
Set up a new customer and their account
Create a Modulr customer from onboarding details, open their first account and correct a name or address later, all from a chat rather than a form.
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Risk
Tune the rules that govern payments
Create, adjust or remove Modulr payment rules, such as a sweep or a limit, and describe in your own words what the rule should do before it is saved.
Try asking
- “List Modulr accounts blocked in the last 30 days”
- “Which Modulr customers have no active account yet?”
- “Summarize new Modulr customer accounts opened this week”
What connecting Modulr gets you
6 screens from Elaichi, each doing one job for your Modulr account.
Ask Elaichi to work across your apps.
List Modulr accounts blocked in the last 30 days
Which Modulr customers have no active account yet?
Summarize new Modulr customer accounts opened this week
Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot
The agent
Ask about Modulr accounts in plain language.
Answers come from live Modulr customers, accounts and payments, not stale exports.
Copy the endpoint
AI apps
Claude, ChatGPT, Cursor and Microsoft Copilot reach Modulr here.
One org MCP endpoint over OAuth, no SDK and no shared API key.
Tool catalog
117 Modulr tools ready the moment you connect.
Customers, accounts, access groups and account blocks, with no custom code to write.
Toolboxes
Every team gets its own Modulr toolbox.
Curate one toolbox per team so each sees only the Modulr tools it needs.
Shared connections
Share a Modulr connection, never the credential.
See who connected each Modulr account and which teams and members use it.
Audit log
Answer who touched which Modulr account.
Every Modulr call is logged with time, actor, action, type and resource.
From answering questions to doing the work
A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.
Modulr digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
-
✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch customers
Modulr
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Jake Morgan
Approve Deny -
Post the digest
Modulr
Queued
Automations
A schedule fires and Modulr work finishes.
Fetch Modulr accounts, group them, draft a digest, approve, then post it back.
Modulr health
Refreshed 4 minutes ago · every 15 minutes · from the customers collection
Customers
1,284 ↓ 12%
Accounts
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Customers created
Last 14 days
By team
Share of activity
Finance UK 34%
Operations EMEA 27%
Compliance 21%
Support Tier 1 18%
Collections and dashboards
Modulr account health, counted on a schedule.
Four metrics, 14 days of records created and a team breakdown, computed without a model.
For IT and engineering
Elaichi vs Zapier MCP vs Composio for Modulr
All three can connect Modulr to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Modulr tools | Allow or restrict single Modulr tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Modulr call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | Free for one person; $15 per user per month on Gold. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
Modulr tools for your AI agents
117 tools are ready to call through Elaichi's MCP endpoint the moment you connect Modulr, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
Questions, answered
How do I connect Modulr to Claude?
Two steps. First connect Modulr in Elaichi by pasting in a Modulr API key, which you get from your Modulr portal. There is no OAuth application to register and no client ID or secret to generate. Then open Claude, go to Customize, then Connectors, then Add, and paste in https://api.elaichi.ai/mcp and sign in as yourself.
Does Modulr work with ChatGPT and Cursor as well as Claude?
Yes. Once Modulr is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client and the Elaichi Agent. You connect Modulr once and every client picks it up.
What can an AI agent actually do with my Modulr data?
With Modulr connected, an agent can look up customers and their accounts, list payments and beneficiaries, create single or batch payments, cancel a batch, block, unblock or close an account, manage access groups and create or change payment rules. Short, concrete asks work best, such as "list payments on account X from yesterday" rather than a long paragraph. Anything you have not allowed simply is not there.
Does connecting Modulr give the AI access to every account and customer?
No more than the Modulr API key you connected with can already see. The agent works inside that key's Modulr access and each person still signs into Elaichi as themselves, so the audit log names the person, not the key. Elaichi can narrow what a team may do in Modulr, but it can never widen it beyond what Modulr itself allows.
Can I stop an agent from making payments or closing accounts in Modulr?
Yes. Restrictions in Elaichi apply per action, so you can allow reading Modulr customers, accounts and payments while restricting payment creation, batch payments, account closures or rule changes. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT or any other client cannot run it, whatever the prompt says.
What happens to a Modulr connection when someone leaves?
Offboarding the person in Elaichi ends their access to Modulr through every client at once. A shared Modulr connection keeps working for everyone else on the team. If you want to remove Modulr entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot and every other client.
Does the Modulr MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. Modulr is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for Modulr?
Yes. Both let Claude, ChatGPT or Cursor use Modulr. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Modulr call.
How is Elaichi different from Composio for Modulr?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Modulr: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put Modulr in front of your team
14 days of Black, no credit card. Connect it once and pick what each team can call.
When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.
Add one link to your AI app
The same link for everyone on your team.
https://api.elaichi.ai/mcp
ChatGPT
Claude
Cursor
Microsoft Copilot