Payment Gateway
GoCardless MCP connector
The GoCardless connector brings your customers, mandates and direct debit payments into Claude, ChatGPT, Cursor and any MCP client, so your team can check, create, retry or cancel them in plain language, with every action logged.
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How it connects. Connects with an API key. The credential goes into a vault nobody reads back.
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One address. https://api.elaichi.ai/mcp, the same for every user.
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Their own access. An agent never gets more than the person it acts for.
How to connect
How to connect GoCardless to Claude, ChatGPT or Cursor
Two steps, about a minute.
In Elaichi
Connect GoCardless once
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Open Connections, choose Add connection, and pick GoCardless.
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Optionally set Share with to give a team access, then press Connect.
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Paste a GoCardless API key. One person generates a token in GoCardless and pastes it once. Everyone else works through Share with, and never sees it.
The credential is vaulted. Nobody reads it back, not even the AI.
Add connection
Choose a connector.
In your AI client
Point it at one endpoint
Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.
Connect GoCardless to Claude
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1
Open Customize, then Connectors.
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2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Connect GoCardless to ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web today. The plugin directory lives at chatgpt.com/plugins.
Connect GoCardless to Cursor
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1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Connect GoCardless to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
Use cases
What teams do with GoCardless through Elaichi
Every one of these runs inside the access the person already has, and lands in the same audit log.
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Finance
Chase failed direct debits the same morning
Ask which GoCardless payments failed overnight and why, then retry the ones whose mandate is still active before the customer notices anything is wrong.
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Billing
Set up a new payer end to end
Create the customer in GoCardless, attach their mandate and schedule the first payment straight from the signed order form, without opening a second tab.
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Support
Answer a charge question in one look
Pull up a customer's GoCardless payments and mandate status while they are still on the phone, and cancel a payment that should not go out.
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Customer success
Reinstate a mandate for a returning customer
When a customer comes back, reinstate their existing GoCardless mandate instead of asking them to enter their bank details all over again.
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Operations
Keep payer details current after a change
Update a customer's email, address or company name in GoCardless as soon as they tell you, so payment notifications reach the right place.
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Revenue operations
Resend notifications your billing system missed
If your invoicing system missed a GoCardless notification, ask which webhooks failed to deliver and send them again so both records line up.
Try asking
- “Show me all failed payments from this week.”
- “List customers with pending mandates.”
- “Which webhooks failed to deliver yesterday.”
AI tools
GoCardless tools for your AI agents
137 tools are ready to call through Elaichi's MCP endpoint the moment you connect GoCardless, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
See it in Elaichi
What connecting GoCardless gets you
6 screens from the product, each doing one job for your GoCardless account.
The agent
Ask GoCardless questions in plain language.
Get answers pulled straight from live customer and payment records.
- customers
- payments
- webhooks
- mandates
Ask Elaichi to work across your apps.
Show me all failed payments from this week.
List customers with pending mandates.
Which webhooks failed to deliver yesterday.
Also runs in Claude, ChatGPT or Cursor
MCP clients
One GoCardless endpoint, every MCP client.
Connect Claude, ChatGPT or Cursor through a single governed endpoint, no API keys shared.
Copy the endpoint
Tool catalog
137 GoCardless tools, ready to call.
Every customer, payment and webhook method cataloged, no custom code required.
- Create a GoCardless customer
- List all GoCardless customers
- Get single GoCardless customer by ID
- Update a GoCardless customer by ID
Toolboxes
Every team gets its own GoCardless toolbox.
Finance, support and engineering each work from a toolbox scoped to their role.
- Finance
- Sales
- Support
- Engineering
Shared connections
Delegate GoCardless access without sharing credentials.
See who connected each account and how many teams and members use it.
- Finance EMEA
- Sales
- Support
- Engineering
Audit log
Every GoCardless call, logged and traceable.
Answer who did what, when, across every payment, mandate and webhook action.
- When
- Who
- What happened
- Type
Launching soon
From answering questions to doing the work
A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.
Automations
GoCardless runs, a person approves the finish.
A schedule fetches payment records, groups them, drafts a digest, then posts back after approval.
GoCardless digest
Run 418 · started 2 minutes ago · on behalf of Emma Laurent
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✓
Schedule
Every weekday at 08:00
0.2s -
✓
Fetch customers
GoCardless
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Michael Brennan
Approve Deny -
Post the digest
GoCardless
Queued
Collections and dashboards
GoCardless health, computed on a schedule.
Four metrics and a 14 day chart track payments created, broken down by team.
GoCardless health
Refreshed 4 minutes ago · every 15 minutes · from the customers collection
Customers
1,284 ↓ 12%
Payments
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Customers created
Last 14 days
By team
Share of activity
Finance EMEA 34%
Sales 27%
Support 21%
Engineering 18%
FAQ
Frequently asked questions
How do I connect GoCardless to Claude?
It takes two steps. In Elaichi, choose GoCardless and paste an access token from your GoCardless dashboard, which is the whole sign-in step, with no OAuth application to register and no client ID or secret to generate. Then in Claude, open Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp. Claude asks you to sign in to Elaichi and GoCardless is ready to use.
Does GoCardless work with ChatGPT and Cursor as well as Claude?
Yes. Once GoCardless is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client and the Elaichi Agent. You connect GoCardless once and every client you use picks it up.
What can an AI agent actually do with my GoCardless data?
It can look up a customer, check whether their mandate is active, canceled or pending, and list their payments along with any that failed. It can also create a customer, mandate or payment in GoCardless, retry or cancel a payment, cancel or reinstate a mandate, update creditor details, and resend webhooks that did not get through. Because GoCardless has a large set of actions, short concrete asks such as "failed payments this week" work better than long sentences.
Does connecting GoCardless give the AI access to my whole account?
The AI can only reach what the GoCardless account behind the connection is allowed to reach, and nothing beyond it. Elaichi can then narrow that further, for example to looking up customers and payments without creating or canceling anything. It can never widen access past what GoCardless itself allows.
Can I stop an agent from deleting or changing things in GoCardless?
Yes. Restrictions in Elaichi work per action, so you can block deleting customers, canceling mandates or canceling payments in GoCardless while still allowing lookups and retries. A blocked action is never shown to Claude, ChatGPT or any other client at all, so no prompt, however worded, can reach it.
What happens to a GoCardless connection when someone leaves?
Offboarding that person in Elaichi ends their access to GoCardless at once, across every client they used. A shared GoCardless connection keeps working for everyone else on the team. If you want to remove GoCardless entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client together.
Put GoCardless in front of your team
Fourteen days on Gold, no credit card. Connect it once and pick what each team can call.