NMI MCP connector
Connect NMI to Claude, ChatGPT, Cursor, Microsoft Copilot or any MCP client through Elaichi, and your team can look up payments, issue refunds, send invoices and manage subscriptions and plans by asking in plain language, with every action logged.
- Connects with an API key
- Free 14-day trial
- No credit card
List all NMI invoices still open past due date.
Working in NMI with Elaichi
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Get single NMI payment by ID
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List all NMI invoices
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Get single NMI invoice by ID
How to connect NMI to Claude, ChatGPT, Cursor or Microsoft Copilot
Step by step, for each AI app
NMI MCP connector for Claude
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1
Open Customize, then Connectors.
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2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
NMI MCP connector for Claude Code
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1
In a terminal, run
claude mcp addwith the endpoint.https://api.elaichi.ai/mcp -
2
Start Claude Code and run
/mcp. -
3
Pick elaichi, then sign in and approve in the browser.
Terminal
$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp
Use --scope project instead to share it with the repository through .mcp.json.
NMI MCP connector for ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web. The plugin directory lives at chatgpt.com/plugins.
NMI MCP connector for Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
NMI MCP connector for Microsoft Copilot
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1
In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.
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2
Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.
https://api.elaichi.ai/mcp -
3
Create a new connection, sign in and approve, then press Add to agent.
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4
Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.
- Server URL
- https://api.elaichi.ai/mcp
- Authentication
- OAuth 2.0
- Type
- Dynamic discovery
Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.
Connect NMI to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
What teams do with NMI through Elaichi
Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in NMI is logged.
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Finance
Look up a payment before answering a query
Pull up a single NMI transaction by its ID to check the amount, card details and status before replying to a customer or the bank.
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Support
Refund or void a charge on the spot
When a customer calls about a duplicate charge, void it if it has not settled or refund it if it has, without leaving the conversation.
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Accounts receivable
Draft, send and close invoices
Create an invoice in NMI from the details in an email, send it to the customer, then close it once payment arrives.
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Billing
Pause or change a customer's subscription
Find a customer's recurring subscription in NMI and update the amount, schedule or plan when their contract changes, or cancel it when they leave.
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Operations
Set up and tidy recurring plans
Create new pricing plans, list the ones already in NMI, and retire plans nobody is on anymore.
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Sales
Authorize a card, capture later
Run an authorization on a new customer's card to confirm it is good, then capture the payment once the order ships.
Try asking
- “List all NMI invoices still open past due date.”
- “Refund the NMI payment on invoice 4821.”
- “Show yesterday's declined NMI sales by amount.”
What connecting NMI gets you
6 screens from Elaichi, each doing one job for your NMI account.
Ask Elaichi to work across your apps.
List all NMI invoices still open past due date.
Refund the NMI payment on invoice 4821.
Show yesterday's declined NMI sales by amount.
Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot
The agent
Ask in plain language, answer from NMI.
Starter prompts pull live NMI payments, invoices and refunds into a straight answer.
Copy the endpoint
AI apps
Claude, ChatGPT, Cursor and Microsoft Copilot reach NMI.
One org-wide MCP endpoint over OAuth, no SDK and no shared API key.
Tool catalog
68 NMI tools, no custom code.
Sales, auths, captures, voids, refunds and invoices are cataloged and ready to call.
Toolboxes
Every team gets its own NMI toolbox.
Finance keeps invoices, support keeps refunds, each toolbox scoped to one team.
Shared connections
Teammates charge cards without seeing credentials.
Each NMI connection shows who connected it and which teams and members share it.
Audit log
Every refund has a name against it.
When, who, what happened, type and resource for each NMI call, append-only.
From answering questions to doing the work
A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.
NMI digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
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✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch payments
NMI
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Jake Morgan
Approve Deny -
Post the digest
NMI
Queued
Automations
A schedule fires, a digest posts back.
Six steps fetch NMI transactions, group them, draft a digest, then wait for approval.
NMI health
Refreshed 4 minutes ago · every 15 minutes · from the payments collection
Payments
1,284 ↓ 12%
Invoices
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Payments created
Last 14 days
By team
Share of activity
Finance 34%
Support EMEA 27%
Billing ops 21%
Risk review 18%
Collections and dashboards
NMI settlement numbers, counted not guessed.
Four metrics, fourteen days of transactions and a team breakdown, refreshed on schedule.
For IT and engineering
Elaichi vs Zapier MCP vs Composio for NMI
All three can connect NMI to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over NMI tools | Allow or restrict single NMI tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per NMI call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | Free for one person; $15 per user per month on Gold. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
NMI tools for your AI agents
68 tools are ready to call through Elaichi's MCP endpoint the moment you connect NMI, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
Questions, answered
How do I connect NMI to Claude?
First connect NMI in Elaichi by pasting in an API key from your NMI merchant account, which takes about a minute. Then in Claude go to Customize, then Connectors, then Add, and paste in https://api.elaichi.ai/mcp. There is no OAuth application to register and no client ID or secret to generate, so the NMI side is a single key and nothing else.
Does NMI work with ChatGPT and Cursor as well as Claude?
Yes. Once NMI is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client and the Elaichi Agent. You connect NMI once and every client your team uses picks it up.
What can an AI agent actually do with my NMI data?
With NMI connected, an agent can look up a payment by its ID, run a sale, authorize and capture a card, void or refund a charge, and create, update, send and close invoices. It can also create and update subscriptions and plans, or list what is already there. Because NMI offers a lot of actions, short concrete asks like "refund transaction 12345" work better than long paragraphs.
Does connecting NMI give the AI access to my whole merchant account?
An agent working through NMI in Elaichi can only do what the API key it was connected with allows, and Elaichi can narrow that further but never widen it. Every call runs under the person who signed in to Elaichi, so a support agent's session cannot do more in NMI than that person is permitted to do.
Can I stop an agent from refunding, voiding or deleting things in NMI?
Yes. In Elaichi you restrict NMI actions one at a time, so you can allow looking up payments and sending invoices while restricting refunds, voids or deleting subscriptions and plans. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT, Cursor, Microsoft Copilot or any other client cannot run it, whatever the prompt says.
What happens to a NMI connection when someone leaves?
When you offboard someone in Elaichi, their access to NMI through every connected client ends at once. If they had been using a shared NMI connection, it keeps working for everyone else on the team. If you want to remove NMI entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot and every other client at the same time.
Does the NMI MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. NMI is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for NMI?
Yes. Both let Claude, ChatGPT or Cursor use NMI. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every NMI call.
How is Elaichi different from Composio for NMI?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to NMI: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put NMI in front of your team
14 days of Black, no credit card. Connect it once and pick what each team can call.
When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.
Add one link to your AI app
The same link for everyone on your team.
https://api.elaichi.ai/mcp
ChatGPT
Claude
Cursor
Microsoft Copilot