Plastiq MCP connector
The Plastiq connector lets Claude, ChatGPT, Cursor, Microsoft Copilot or any MCP client look up billers, recipients and payments in Plastiq, send payments and refunds, and record every action under the signed-in person's own access.
- Connects with an API key
- Free 14-day trial
- No credit card
ChatGPT
Elaichi connected
List all Plastiq recipients added this month.
Working in Plastiq with Elaichi
-
List all Plastiq payment methods
-
-
Governance
/
Audit log
Last 24 hours
ChatGPT · 9:41 AM
Done
ChatGPT · 9:41 AM
Done
ChatGPT · 9:41 AM
Done
Claude · 9:38 AM
Done
Cursor · 9:35 AM
Done
How to connect Plastiq to Claude, ChatGPT, Cursor or Microsoft Copilot
Step by step, for each AI app
Plastiq MCP connector for Claude
-
1
Open Customize, then Connectors.
-
2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Plastiq MCP connector for Claude Code
-
1
In a terminal, run
claude mcp addwith the endpoint.https://api.elaichi.ai/mcp -
2
Start Claude Code and run
/mcp. -
3
Pick elaichi, then sign in and approve in the browser.
Terminal
$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp
Use --scope project instead to share it with the repository through .mcp.json.
Plastiq MCP connector for ChatGPT
-
1
Open Plugins, then press the + button.
-
2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
-
4
Press Create, then sign in and approve.
Works on the web. The plugin directory lives at chatgpt.com/plugins.
Plastiq MCP connector for Cursor
-
1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Plastiq MCP connector for Microsoft Copilot
-
1
In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.
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2
Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.
https://api.elaichi.ai/mcp -
3
Create a new connection, sign in and approve, then press Add to agent.
-
4
Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.
- Server URL
- https://api.elaichi.ai/mcp
- Authentication
- OAuth 2.0
- Type
- Dynamic discovery
Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.
Connect Plastiq to any MCP client
-
1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
What teams do with Plastiq through Elaichi
Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Plastiq is logged.
-
Accounts payable
Pay a vendor bill by card
Find the biller in Plastiq, choose the payment method on file, and send the payment from the chat, then confirm the payment shows up with the right amount.
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Finance
Check whether a payment went out
Ask which Plastiq payments were created this week, who was paid, and what status each one is in, without opening the dashboard.
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Accounts payable
Set up a new recipient
Add a new landlord, supplier or contractor as a recipient in Plastiq, and update their details later when an address or account number changes.
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Finance
Issue a refund on a payment
Pull up the original Plastiq payment, confirm the details, and create the refund against it in one step.
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Controller
Attach the invoice to a payment
Upload the invoice or supporting paperwork as a Plastiq document so the payment has its backup when the auditors ask.
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Procurement
Find the right biller before paying
Search Plastiq's billers by name, confirm it is the right company, and check the category so the payment is filed correctly.
Try asking
- “List all Plastiq recipients added this month.”
- “Search Plastiq billers for our top three landlords.”
- “Which payment methods are active for the finance team?”
What connecting Plastiq gets you
6 screens from Elaichi, each doing one job for your Plastiq account.
Ask Elaichi to work across your apps.
List all Plastiq recipients added this month.
Search Plastiq billers for our top three landlords.
Which payment methods are active for the finance team?
Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot
The agent
Ask about payments, get answers back.
Plain language questions answered from live Plastiq payments, recipients and billers.
ElaichiAI appsClaude
ChatGPT
Cursor
Microsoft Copilot
Copy the endpoint
AI apps
Claude, ChatGPT, Cursor and Microsoft Copilot share one endpoint.
Connect Plastiq through one org-wide MCP endpoint over OAuth, no SDK, no shared key.
ElaichiToolsTool catalog
All 26 Plastiq tools ready to call.
Payment methods, recipients, billers, categories and documents, with no custom code written.
ElaichiToolboxesToolboxes
Every team gets its own toolbox.
Curate Plastiq toolboxes per team so finance and support see different tools.
ElaichiConnectionsShared connections
Teammates pay without touching a credential.
See who connected each Plastiq account and which teams and members use it.
ElaichiAudit logAudit log
Every Plastiq call has a name on it.
When, who, what happened, type and resource, appended for each recipient and payment method.
From answering questions to doing the work
A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.
Plastiq digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
-
✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch payments
Plastiq
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Jake Morgan
Approve Deny -
Post the digest
Plastiq
Queued
Automations
A schedule fires, Plastiq work gets done.
Fetch payments, group them, draft a digest, get approval, post back to Plastiq.
Plastiq health
Refreshed 4 minutes ago · every 15 minutes · from the payments collection
Payments
1,284 ↓ 12%
Recipients
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Payments created
Last 14 days
By team
Share of activity
Accounts payable 34%
Finance ops US 27%
Procurement 21%
Support 18%
Collections and dashboards
Plastiq numbers arrive before anyone asks.
Four metrics, 14 days of records created and a team breakdown, refreshed on schedule.
For IT and engineering
Elaichi vs Zapier MCP vs Composio for Plastiq
All three can connect Plastiq to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Plastiq tools | Allow or restrict single Plastiq tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Plastiq call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | Free for one person; $15 per user per month on Gold. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
Plastiq tools for your AI agents
26 tools are ready to call through Elaichi's MCP endpoint the moment you connect Plastiq, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
Questions, answered
How do I connect Plastiq to Claude?
Connect Plastiq in Elaichi first. Plastiq connects with an API key, so you paste the key from your Plastiq account when Elaichi asks for it, and there is no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp as the endpoint. Claude asks you to sign in to Elaichi, and Plastiq is available from then on.
Does Plastiq work with ChatGPT and Cursor as well as Claude?
Yes. Once Plastiq is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client and the Elaichi Agent. You connect Plastiq once and every client uses it.
What can an AI agent actually do with my Plastiq data?
An agent connected to Plastiq can search billers, list recipients and payment methods, look up a payment by its ID, and create new payments, payment intents and refunds. It can also add or update recipients and payers, upload documents such as invoices, and browse categories. In practice that means asking who was paid this month, paying a bill by card, or setting up a new vendor, all in plain language.
Does connecting Plastiq give the AI access to every payment and payment method?
No. Every call to Plastiq runs under the API key of the person who connected it, so the agent can only see and do what that Plastiq account can. Elaichi can narrow that further with restrictions per action, and it never widens what the Plastiq account already allows.
Can I stop an agent from creating payments or refunds in Plastiq?
Yes. Restrictions in Elaichi work per action, so you can allow looking up Plastiq billers and payments while restricting the creation of payments, refunds or payment methods. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT, Cursor or Microsoft Copilot cannot run it, whatever the prompt says.
What happens to a Plastiq connection when someone leaves?
When a person is offboarded in Elaichi, their access to Plastiq through every client ends at once. A Plastiq connection that was shared with a team keeps working for everyone else on that team. If you want Plastiq gone entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot and every other client.
Does the Plastiq MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. Plastiq is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for Plastiq?
Yes. Both let Claude, ChatGPT or Cursor use Plastiq. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Plastiq call.
How is Elaichi different from Composio for Plastiq?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Plastiq: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put Plastiq in front of your team
14 days of Black, no credit card. Connect it once and pick what each team can call.
When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.
Add one link to your AI app
The same link for everyone on your team.
https://api.elaichi.ai/mcp
- ChatGPT
- Claude
- Cursor
- Microsoft Copilot