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Payment Gateway

Spreedly MCP connector

The Spreedly connector lets Claude, ChatGPT, Cursor and other AI clients look up transactions, gateways, environments and card refresher inquiries in Spreedly and act on them through one governed endpoint, with every request logged.

  • How it connects. Connects with an API key. The credential goes into a vault nobody reads back.

  • One address. https://api.elaichi.ai/mcp, the same for every user.

  • Their own access. An agent never gets more than the person it acts for.

How to connect

How to connect Spreedly to Claude, ChatGPT or Cursor

Two steps, about a minute.

1

In Elaichi

Connect Spreedly once

  1. Open Connections, choose Add connection, and pick Spreedly.

  2. Optionally set Share with to give a team access, then press Connect.

  3. Paste a Spreedly API key. One person generates a token in Spreedly and pastes it once. Everyone else works through Share with, and never sees it.

The credential is vaulted. Nobody reads it back, not even the AI.

Add connection

Choose a connector.

spreedly
Spreedly
Chimoney
Circle
Dwolla
Finexio
Flutterwave
2

In your AI client

Point it at one endpoint

Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.

Connect Spreedly to Claude

  1. 1

    Open Customize, then Connectors.

  2. 2

    Press Add.

  3. 3

    Name it, paste the MCP server URL, then Continue.

    https://api.elaichi.ai/mcp
  4. 4

    Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

Connect Spreedly to ChatGPT

  1. 1

    Open Plugins, then press the + button.

  2. 2

    Name it and paste the endpoint into Server URL.

    https://api.elaichi.ai/mcp
  3. 3

    Leave Authentication on OAuth, then tick the risk acknowledgement.

  4. 4

    Press Create, then sign in and approve.

Works on the web today. The plugin directory lives at chatgpt.com/plugins.

Connect Spreedly to Cursor

  1. 1

    Open ~/.cursor/mcp.json.

  2. 2

    Add the endpoint under mcpServers.

    https://api.elaichi.ai/mcp
  3. 3

    Reload Cursor, then sign in and approve.

~/.cursor/mcp.json

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

Set up per machine, so repeat it on each computer you work from.

Connect Spreedly to any MCP client

  1. 1

    Add the endpoint as a remote MCP server.

    https://api.elaichi.ai/mcp
  2. 2

    Sign in and approve.

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

The Elaichi Agent already has these tools, with nothing to set up.

Use cases

What teams do with Spreedly through Elaichi

Every one of these runs inside the access the person already has, and lands in the same audit log.

  • Payments

    Find out why a transaction failed

    Ask for a transaction by its Spreedly ID or pull up the most recent ones for a gateway, then read the response message and state without opening the dashboard.

  • Finance

    Pull a transaction export for month end

    Create a Spreedly export of the period you need and get the file ready for reconciliation, then update a transaction's description or reference when the books need a correction.

  • Engineering

    Add a new gateway without a ticket

    Create a Spreedly gateway for a new acquirer, check its settings alongside the gateways already in place, and update credentials when the processor rotates them.

  • Support

    Check a customer's payment before replying

    Look up the transaction a customer is asking about, confirm whether it succeeded, was declined or was refunded, and answer in one message with the facts in front of you.

  • Revenue operations

    Refresh expired cards before renewals run

    Create a Spreedly card refresher inquiry for stored payment methods that are about to expire and review the inquiries that have come back, so subscription charges stop failing on stale card numbers.

  • Security

    Keep certificates and access secrets in order

    List the certificates and access secrets in each Spreedly environment, create replacements ahead of expiry and delete secrets that are no longer in use.

Try asking

  • “Show all failed Spreedly transactions from yesterday”
  • “Which Spreedly gateways handled the most transactions this week”
  • “Open a card refresher inquiry for expiring cards”

See all 78 Spreedly tools below

AI tools

Spreedly tools for your AI agents

78 tools are ready to call through Elaichi's MCP endpoint the moment you connect Spreedly, governed by the same roles, restrictions, and audit log as everything else in Elaichi.

See it in Elaichi

What connecting Spreedly gets you

6 screens from the product, each doing one job for your Spreedly account.

The agent

Ask in plain language, read live Spreedly records.

Type a question and the agent answers from current Spreedly transactions and gateways.

  • transactions
  • gateways
  • inquiries
  • certificates

Ask Elaichi to work across your apps.

Show all failed Spreedly transactions from yesterday

Which Spreedly gateways handled the most transactions this week

Open a card refresher inquiry for expiring cards

Also runs in Claude, ChatGPT or Cursor

MCP clients

One Spreedly endpoint for every MCP client.

Claude, ChatGPT and Cursor connect over OAuth, with no SDK or shared key.

ElaichiMCP clients
Claude ChatGPT Cursor

Copy the endpoint

https://api.elaichi.ai/mcp
Client Connected by Status Last used
Claude
E

Emma Laurent

• Connected 4 minutes ago
Cursor
S

Sofia Ricci

• Connected 2 hours ago
ChatGPT
C

Clara Nowak

• Connected Yesterday

Tool catalog

All 78 Spreedly tools arrive ready to call.

Transactions, gateways, inquiries, certificates and exports, listed with methods and no custom code.

  • Create a Spreedly export
  • Update a Spreedly transaction by ID
  • Create a Spreedly transaction
  • List all Spreedly transactions
ElaichiTools
Tool Action Description
Create a Spreedly export Create Create a batch export of multiple Spreedly payment methods to an SFTP endpoint. The operation is asynchronous — the initial response has state "pending", and the final result is posted to callback_url. Returns: token, state, succeeded, message, payment_methods_submitted, url, and receiver. Required: payment_method_tokens, url, callback_url, body.
Update a Spreedly transaction by ID Update Update a Spreedly transaction's status by syncing it with the gateway to resolve an ambiguous state (e.g., pending). Returns: token, succeeded, state, original_transaction_updated, message, gateway_token, transaction_type, created_at, updated_at, and original_transaction. Required: id. Each transaction supports a maximum of 200 inquiry requests; further requests are rejected.
Create a Spreedly transaction Create Sync a Spreedly transaction with its gateway by triggering a status inquiry, resolving the transaction's ambiguous state. Returns: token, succeeded, state, transaction_type, message, gateway_token, created_at, updated_at, and original_transaction. Required: id.
List all Spreedly transactions List List all Spreedly transactions in the authenticated environment, returned in ordered, paginated form. Returns per record: token, succeeded, state, transaction_type, amount, currency_code, gateway_token, gateway_transaction_id, created_at, updated_at, payment_method, and response. Rate-limited to 30 requests per minute per environment.
Get single Spreedly transaction by ID Get Get a single Spreedly transaction by id. Returns: token, succeeded, state, transaction_type, amount, currency_code, gateway_token, gateway_transaction_id, created_at, updated_at, message, and payment_method. Required: id.

Toolboxes

Every team gets its own Spreedly toolbox.

Curate one toolbox per team so payments work stays scoped to that team.

  • Payments
  • Finance
  • Support
  • Risk
ElaichiToolboxes
Name Source template Tools Created

Payments toolbox

Spreedly · transactions and gateways

Spreedly starter 18 Mar 4, 2026

Finance toolbox

Spreedly · exports and settlements

9 Mar 2, 2026

Support toolbox

Spreedly · transaction lookups and refunds

24 Feb 27, 2026

Risk toolbox

Spreedly · declines and inquiries

Spreedly starter 6 Feb 19, 2026

Engineering toolbox

Spreedly · gateways and certificates

31 Jan 30, 2026

Billing Ops toolbox

Spreedly · card refresher inquiries

12 Jan 22, 2026

Shared connections

Teammates use Spreedly without seeing a credential.

The connections table shows who connected each Spreedly account and how widely it is shared.

  • Payments EMEA
  • Payments US
  • Finance
  • Support
ElaichiConnections
Connection Scope Status Access
SP

Spreedly (Payments EMEA)

Connected by Emma Laurent

Personal • Active 1 team · 6 members
SP

Spreedly (Payments US)

Connected by James Whitfield

Organization • Active 3 teams · 24 members
SP

Spreedly (Finance)

Connected by Sofia Ricci

Organization • Active 2 teams · 11 members
SP

Spreedly (Support)

Connected by Daniel Ortega

Personal • Needs re-auth 1 team · 3 members
SP

Spreedly (Risk)

Connected by Clara Nowak

Personal • Active Not shared
SP

Spreedly (Billing Ops)

Connected by Michael Brennan

Personal • Active 2 teams · 9 members

Audit log

Every Spreedly call is on the record.

When, who, what happened, type and resource, appended for each Spreedly transaction and gateway call.

  • When
  • Who
  • What happened
  • Type
ElaichiAudit log
When Who What happened Type

2 minutes ago

Mar 6, 2026, 3:10 PM

E

Emma Laurent

[email protected]

Restriction Created Access

8 minutes ago

Mar 6, 2026, 3:04 PM

J

James Whitfield

[email protected]

Restriction Updated Access

14 minutes ago

Mar 6, 2026, 2:58 PM

S

Sofia Ricci

[email protected]

Role Assigned Access

20 minutes ago

Mar 6, 2026, 2:52 PM

D

Daniel Ortega

[email protected]

Spreedly Users Updated MCP

26 minutes ago

Mar 6, 2026, 2:46 PM

C

Clara Nowak

[email protected]

Spreedly Transactions Created MCP

32 minutes ago

Mar 6, 2026, 2:40 PM

M

Michael Brennan

[email protected]

Spreedly Transactions List Toolbox

Launching soon

From answering questions to doing the work

A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.

Automations

A schedule fires and Spreedly work finishes.

Six steps fetch transactions, group them, draft a digest, take approval, then post back.

Spreedly digest

Run 418 · started 2 minutes ago · on behalf of Emma Laurent

  1. Schedule

    Every weekday at 08:00

    0.2s
  2. Fetch transactions

    Spreedly

    1.4s
  3. Group by owner

    Transform

    0.1s
  4. Draft the digest

    Agent step

    Ran with 4 tools, returned a structured summary

    6.2s
  5. Approve the digest

    Needs approval

    Assigned to Michael Brennan

    Approve
  6. Post the digest

    Spreedly

    Queued

Collections and dashboards

Spreedly gateway health, counted on a schedule.

Four metrics, fourteen days of transactions created and a team breakdown, computed without a model.

Spreedly health

Refreshed 4 minutes ago · every 15 minutes · from the transactions collection

Live

Transactions

1,284 ↓ 12%

Gateways

96 ↓ 8%

Needs attention

3 ↑ 2

Updated this week

412 ↑ 9%

Transactions created

Last 14 days

By team

Share of activity

Payments EMEA 34%

Payments US 27%

Finance 21%

Support 18%

FAQ

Frequently asked questions

How do I connect Spreedly to Claude?

Two steps. In Elaichi, choose Spreedly and paste in the API key from your Spreedly account, then paste the Elaichi endpoint, https://api.elaichi.ai/mcp, into Claude under Customize, then Connectors, then Add. Spreedly connects with an API key, so there is no OAuth application to register and no client ID or secret to generate.

Does Spreedly work with ChatGPT and Cursor as well as Claude?

Yes. Once Spreedly is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, the Elaichi Agent and any other MCP client. You connect Spreedly once and every client you use picks it up.

What can an AI agent actually do with my Spreedly account?

It can look up a Spreedly transaction by ID, list recent transactions, create a new one or update its details, and create an export for reconciliation. It can also list, create and update gateways, environments and certificates, manage access secrets, and start card refresher inquiries for stored payment methods. Because Spreedly has many actions, short concrete asks such as "show me yesterday's failed transactions on the Stripe gateway" work better than long paragraphs.

Does connecting Spreedly give the AI every environment and gateway?

No. The connection carries only the access of the Spreedly API key that was used to connect, and each person signs in to Elaichi as themselves, so requests run inside that person's own permissions. Elaichi can narrow what the AI is allowed to do in Spreedly, and it can never widen it beyond what the key already allows.

Can my team share one Spreedly connection?

Yes. One person connects Spreedly in Elaichi and shares the connection with a team, and nobody else ever sees or handles the API key. Each teammate still signs in to Elaichi as themselves, so the audit log records who looked up a transaction or changed a gateway.

Can I stop an agent from deleting or changing things in Spreedly?

Yes. Restrictions in Elaichi work per action, so you can allow reading Spreedly transactions and gateways while blocking the ability to create transactions, update gateways or delete access secrets. A blocked action is never shown to Claude, ChatGPT or any other client, so no prompt can reach it.

What happens to a Spreedly connection when someone leaves?

Offboarding that person in Elaichi ends their access to Spreedly through every AI client at once. A Spreedly connection they shared keeps working for everyone else on the team. If you want to remove Spreedly entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client together.

Put Spreedly in front of your team

Fourteen days on Gold, no credit card. Connect it once and pick what each team can call.