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Stripe MCP connector

The Stripe connector brings charges, refunds, disputes, customers and balance transactions into Claude, ChatGPT, Cursor, Microsoft Copilot and any MCP client, so your team can look up a payment, issue a refund or close a dispute by asking, with every action logged.

  • Connects with an API key
  • Free 14-day trial
  • No credit card
Claude Elaichi connected

Show yesterday's failed charges and their refund status.

Working in Stripe with Elaichi

  • Get single Stripe balance by ID
  • Get single Stripe balance setting by ID
  • List all Stripe balance transactions
Ask anything…
Governance / Audit log Last 24 hours
Stripe List all Stripe balance transactions Emily Carter · Claude · 9:41 AM Done
Stripe Get single Stripe balance setting by ID Emily Carter · Claude · 9:41 AM Done
Stripe Get single Stripe balance by ID Emily Carter · Claude · 9:41 AM Done
Stripe Update a Stripe balance setting by ID Megan Brooks · ChatGPT · 9:38 AM Done
Stripe Get single Stripe balance transaction by ID Ryan Hayes · Cursor · 9:35 AM Done

How to connect Stripe to Claude, ChatGPT, Cursor or Microsoft Copilot

Step by step, for each AI app

Stripe MCP connector for Claude

  1. 1

    Open Customize, then Connectors.

  2. 2

    Press Add.

  3. 3

    Name it, paste the MCP server URL, then Continue.

    https://api.elaichi.ai/mcp
  4. 4

    Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

Stripe MCP connector for Claude Code

  1. 1

    In a terminal, run claude mcp add with the endpoint.

    https://api.elaichi.ai/mcp
  2. 2

    Start Claude Code and run /mcp.

  3. 3

    Pick elaichi, then sign in and approve in the browser.

Terminal

$ claude mcp add --transport http elaichi --scope user https://api.elaichi.ai/mcp

Use --scope project instead to share it with the repository through .mcp.json.

Stripe MCP connector for ChatGPT

  1. 1

    Open Plugins, then press the + button.

  2. 2

    Name it and paste the endpoint into Server URL.

    https://api.elaichi.ai/mcp
  3. 3

    Leave Authentication on OAuth, then tick the risk acknowledgement.

  4. 4

    Press Create, then sign in and approve.

Works on the web. The plugin directory lives at chatgpt.com/plugins.

Stripe MCP connector for Cursor

  1. 1

    Open ~/.cursor/mcp.json.

  2. 2

    Add the endpoint under mcpServers.

    https://api.elaichi.ai/mcp
  3. 3

    Reload Cursor, then sign in and approve.

~/.cursor/mcp.json

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

Set up per machine, so repeat it on each computer you work from.

Stripe MCP connector for Microsoft Copilot

  1. 1

    In Copilot Studio, open your agent, then Tools, Add a tool, New tool and Model Context Protocol.

  2. 2

    Paste the endpoint into Server URL, choose OAuth 2.0, then Dynamic discovery, and press Create.

    https://api.elaichi.ai/mcp
  3. 3

    Create a new connection, sign in and approve, then press Add to agent.

  4. 4

    Under Channels, open Teams and Microsoft Copilot and make the agent available in Microsoft Copilot.

Server URL
https://api.elaichi.ai/mcp
Authentication
OAuth 2.0
Type
Dynamic discovery

Microsoft Copilot was called Microsoft 365 Copilot. Keep the tool on end-user credentials, so each person signs in as themselves.

Connect Stripe to any MCP client

  1. 1

    Add the endpoint as a remote MCP server.

    https://api.elaichi.ai/mcp
  2. 2

    Sign in and approve.

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

The Elaichi Agent already has these tools, with nothing to set up.

What teams do with Stripe through Elaichi

Ask in plain English. Each person’s AI can do only what they’re allowed to, and every action it takes in Stripe is logged.

  • Support

    Find the charge behind a customer complaint

    A customer writes in about an amount they do not recognize. Ask for their charges by email or customer name, see what was billed and when, and answer them without opening a second tab.

  • Support

    Issue a refund while the customer waits

    Once you have confirmed the charge, ask for a full or partial refund on it and add a note explaining why. The refund lands in Stripe and the audit log records who issued it.

  • Finance

    Reconcile the day's balance transactions

    Pull the list of balance transactions for a date range, group them by type, and check the totals against what landed in the bank.

  • Finance

    Review and respond to open disputes

    Ask which disputes are open, read the reason on each one, add evidence notes, and close the ones the business has decided not to contest.

  • Sales

    Catch the customer record up after a call

    After a call, update the customer's name, email, billing details or description in Stripe so the next person who looks it up sees the current picture.

  • Operations

    Capture held charges once the order ships

    For payments that were authorized but not yet captured, ask for the ones waiting and capture each one as the order goes out the door.

Try asking

  • “Show yesterday's failed charges and their refund status.”
  • “Which open disputes need evidence this week?”
  • “Summarize this month's balance transactions by payout.”

See all 532 Stripe tools →

What connecting Stripe gets you

6 screens from Elaichi, each doing one job for your Stripe account.

Elaichi Agent

Ask Elaichi to work across your apps.

Show yesterday's failed charges and their refund status.

Which open disputes need evidence this week?

Summarize this month's balance transactions by payout.

Also runs in Claude, ChatGPT, Cursor or Microsoft Copilot

The agent

Ask about charges, get answers from Stripe.

Plain language questions run against live Stripe charges, refunds and balance transactions.

ElaichiAI apps
Claude ChatGPT Cursor Microsoft Copilot

Copy the endpoint

https://api.elaichi.ai/mcp
Client Connected by Status Last used
Claude
E

Emily Carter

• Connected 4 minutes ago
Cursor
M

Megan Brooks

• Connected 2 hours ago
ChatGPT
R

Ryan Hayes

• Connected Yesterday

AI apps

Claude, ChatGPT, Cursor and Microsoft Copilot reach Stripe here.

One org-wide MCP endpoint over OAuth, no SDK and no shared Stripe key.

ElaichiTools
Tool Action Description
Get single Stripe balance by ID Get Get the current Stripe balance for the authenticated account. Returns available and pending fund amounts broken down by currency.
Get single Stripe balance setting by ID Get Get the current balance settings for the Stripe account. Returns the balance settings object describing how funds are managed and paid out.
Update a Stripe balance setting by ID Update Update the balance settings for the Stripe account. Returns the updated balance settings object reflecting the applied changes.
List all Stripe balance transactions List List Stripe balance transactions. Returns a collection of balance transaction objects including id, amount, currency, type, status, and created timestamp.
Get single Stripe balance transaction by ID Get Get a single Stripe balance transaction by id. Returns the full balance transaction object including amount, currency, fee, net, status, type, and created timestamp. Required: id.

Tool catalog

532 Stripe tools are cataloged and ready.

Charges, disputes, refunds and balance transactions are covered with no custom code.

ElaichiToolboxes
Name Source template Tools Created

Finance toolbox

Stripe · balance transactions and payouts

Stripe starter 18 Mar 4, 2026

Support toolbox

Stripe · refunds and charge disputes

— 9 Mar 2, 2026

Revenue Operations toolbox

Stripe · charges and reconciliation

— 24 Feb 27, 2026

Sales toolbox

Stripe · customers and invoices

Stripe starter 6 Feb 19, 2026

Engineering toolbox

Stripe · payment intents and webhooks

— 31 Jan 30, 2026

Risk toolbox

Stripe · disputes and blocked charges

— 12 Jan 22, 2026

Toolboxes

Every team gets its own Stripe toolbox.

Finance, support and growth each see a curated set of Stripe tools.

ElaichiConnections
Connection Scope Status Access
ST

Stripe (Finance)

Connected by Emily Carter

Personal • Active 1 team · 6 members
ST

Stripe (Support EMEA)

Connected by Jake Morgan

Organization • Active 3 teams · 24 members
ST

Stripe (Revenue Operations)

Connected by Megan Brooks

Organization • Active 2 teams · 11 members
ST

Stripe (Marketplace payouts)

Connected by Tyler Reed

Personal • Needs re-auth 1 team · 3 members
ST

Stripe (Risk review)

Connected by Ryan Hayes

Personal • Active Not shared
ST

Stripe (Subscriptions)

Connected by Ashley Parker

Personal • Active 2 teams · 9 members

Shared connections

Teammates use Stripe without seeing a key.

Each Stripe connection shows who connected it and which teams and members share it.

ElaichiAudit log
When Who What happened Type

2 minutes ago

Mar 6, 2026, 3:10 PM

E

Emily Carter

[email protected]

Restriction Created Access

8 minutes ago

Mar 6, 2026, 3:04 PM

J

Jake Morgan

[email protected]

Restriction Updated Access

14 minutes ago

Mar 6, 2026, 2:58 PM

M

Megan Brooks

[email protected]

Role Assigned Access

20 minutes ago

Mar 6, 2026, 2:52 PM

T

Tyler Reed

[email protected]

Stripe Users Updated MCP

26 minutes ago

Mar 6, 2026, 2:46 PM

R

Ryan Hayes

[email protected]

Stripe Charges Created MCP

32 minutes ago

Mar 6, 2026, 2:40 PM

A

Ashley Parker

[email protected]

Stripe Charges List Toolbox

Audit log

Every Stripe call is written down.

When, who, what happened, type and resource for each charge, refund or dispute.

From answering questions to doing the work

A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations, collections and live dashboards come with the Black plan.

Stripe digest

Run 418 · started 2 minutes ago · on behalf of Emily Carter

  1. ✓

    Schedule

    Every weekday at 8:00 AM

    0.2s
  2. ✓

    Fetch charges

    Stripe

    1.4s
  3. ✓

    Group by owner

    Transform

    0.1s
  4. ✓

    Draft the digest

    Agent step

    Ran with 4 tools, returned a structured summary

    6.2s
  5. Approve the digest

    Needs approval

    Assigned to Jake Morgan

    Approve
  6. Post the digest

    Stripe

    Queued

Automations

A schedule fires and Stripe work finishes.

Fetch charges, group them, draft a digest, approve it, post back to Stripe.

Stripe health

Refreshed 4 minutes ago · every 15 minutes · from the charges collection

Live

Charges

1,284 ↓ 12%

Refunds

96 ↓ 8%

Needs attention

3 ↑ 2

Updated this week

412 ↑ 9%

Charges created

Last 14 days

By team

Share of activity

Finance 34%

Support EMEA 27%

Revenue Operations 21%

Marketplace payouts 18%

Collections and dashboards

Stripe numbers land before anyone asks.

Four metrics, fourteen days of charges and a team breakdown, refreshed on schedule.

For IT and engineering

Elaichi vs Zapier MCP vs Composio for Stripe

All three can connect Stripe to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.

Elaichi compared with Zapier MCP and Composio for Stripe, by what to check
What to check Elaichi Zapier MCP Composio
Where the AI connects One address for the whole organization. https://api.elaichi.ai/mcp A server per member, created at sign-in. An MCP endpoint per team, or an SDK.
Control over Stripe tools Allow or restrict single Stripe tools, per role or user. App and action restrictions on the account. Role permissions, down to the action.
Record of calls One audit entry per Stripe call. A History tab of tool calls. A log of every tool call.
Single sign-on SAML or OIDC, plus SCIM, on Gold. SAML on Enterprise. SAML and OIDC on Enterprise.
Price Free for one person; $15 per user per month on Gold. 2 tasks per successful call. Billed per tool call.

Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.

Longer take: Zapier MCP alternative and when you don't need an MCP gateway.

Stripe tools for your AI agents

532 tools are ready to call through Elaichi's MCP endpoint the moment you connect Stripe, governed by the same roles, restrictions, and audit log as everything else in Elaichi.

Showing 354 of 532 Stripe tools here. Connect Stripe and call search_tools or tools/list over the MCP endpoint for the complete set.

Questions, answered

How do I connect Stripe to Claude?

Connecting Stripe to Claude takes two steps. First, in Elaichi, choose Stripe and paste in a Stripe API key from your Stripe dashboard, which is the whole sign-in step, with no OAuth application to register and no client ID or secret to generate. Then in Claude, open Customize, then Connectors, then Add, and paste the endpoint https://api.elaichi.ai/mcp. Sign in to Elaichi when prompted and Stripe is ready to use.

Does Stripe work with ChatGPT and Cursor as well as Claude?

Yes. Once Stripe is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, Microsoft Copilot, any other MCP client, and the Elaichi Agent. You connect Stripe once and every client your team uses picks it up.

What can an AI agent actually do with my Stripe data?

With Stripe connected, an agent can look up a customer and the charges against them, create or update customer records, issue and adjust refunds, capture charges that were authorized earlier, read and respond to disputes, and list balance transactions for reconciliation. Because Stripe exposes hundreds of actions, the agent searches for the right one as you ask, so short concrete requests such as "refund the last charge for [email protected]" work better than long paragraphs.

Does connecting Stripe give the AI access to my whole Stripe account?

Access to Stripe follows the API key that was connected and the person who signed in to Elaichi. If the Stripe key is restricted, the agent is restricted the same way. Elaichi can narrow that access further, for example to reading charges but never creating refunds, and it can never widen it beyond what Stripe itself allows.

Can my team share one Stripe connection?

Yes. One person connects Stripe in Elaichi and shares the connection with a team, and nobody else ever sees or handles the Stripe API key. Each teammate still signs in to Elaichi as themselves, so every refund, dispute update or customer change in the audit log is tied to the person who asked for it, not to a shared account.

Can I stop an agent from deleting or changing things in Stripe?

Yes. Restrictions in Elaichi apply to Stripe action by action, so you can allow looking up charges and customers while restricting deleting a customer, creating a refund or closing a dispute. A restricted action still appears in Elaichi's tool search, flagged as restricted, but Claude, ChatGPT or any other client cannot run it, whatever the prompt says.

What happens to a Stripe connection when someone leaves?

When you offboard someone in Elaichi, their access to Stripe through every client ends at once, and the audit log keeps the record of what they did. A shared Stripe connection keeps working for everyone else on the team. If you ever want to remove Stripe entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor, Microsoft Copilot and every other client at the same time.

Does the Stripe MCP connector work with Gemini, Codex, Claude Code or other MCP clients?

Yes. Stripe is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, Microsoft Copilot, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.

Is Elaichi an alternative to Zapier MCP for Stripe?

Yes. Both let Claude, ChatGPT or Cursor use Stripe. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Stripe call.

How is Elaichi different from Composio for Stripe?

Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Stripe: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.

Put Stripe in front of your team

14 days of Black, no credit card. Connect it once and pick what each team can call.

When the trial ends, nothing is deleted. You move to the free Personal plan, and connections, roles and the audit log stay where they are.

Add one link to your AI app

The same link for everyone on your team.

https://api.elaichi.ai/mcp
  • ChatGPT
  • Claude
  • Cursor
  • Microsoft Copilot