PayPal MCP connector
The PayPal connector lets Claude, ChatGPT, Cursor, and the Elaichi Agent create, send, and chase invoices, manage recurring billing, and record payments and refunds inside your PayPal account, under each person's own access.
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How it connects. Connects over OAuth. The credential goes into a vault nobody reads back.
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One address. https://api.elaichi.ai/mcp, the same for every user.
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Their own access. An agent never gets more than the person it acts for.
50 tools
How to connect
How to connect PayPal to Claude, ChatGPT or Cursor
Two steps, about a minute.
In Elaichi
Connect PayPal once
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Open Connections, choose Add connection, and pick PayPal.
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Optionally set Share with to give a team access, then press Connect.
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Approve it in PayPal. PayPal's own window opens. Whoever approves it decides what this connection can reach.
The credential is vaulted. Nobody reads it back, not even the AI.
Add connection
Choose a connector.
In your AI client
Point it at one endpoint
Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.
PayPal MCP connector for Claude
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1
Open Customize, then Connectors.
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2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
PayPal MCP connector for ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web today. The plugin directory lives at chatgpt.com/plugins.
PayPal MCP connector for Cursor
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1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Connect PayPal to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
Use cases
What teams do with PayPal through Elaichi
Every one of these runs inside the access the person already has, and lands in the same audit log.
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Finance
Chase overdue invoices every Monday
Pull up every PayPal invoice past its due date, then send reminders to the ones that have not been paid. Set auto reminders once so the follow up happens without anyone remembering.
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Sales
Invoice the deal the moment it closes
Turn a closed deal into a PayPal invoice with the right products and amounts, generate the invoice number, and send it while the customer is still on the call.
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Billing
Set up a monthly retainer
Create a recurring series in PayPal for a client on a retainer, activate it, and cancel it cleanly when the engagement ends.
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Support
Record a refund against the right invoice
When a customer is owed money back, find the invoice they paid and record the refund on it so the account history stays accurate.
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Operations
Keep the product list current
Add new services and price points to PayPal as products so every invoice draws from the same list and nobody retypes a price.
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Office
Log a payment that arrived off platform
When a client pays by bank transfer or check, record the payment on the PayPal invoice so it stops showing as outstanding.
Try asking
- “List invoices that are overdue by more than 30 days”
- “Send a reminder for every invoice unpaid past its due date”
- “Create a monthly recurring invoice for the Acme Studio retainer”
Compare
Elaichi vs Zapier MCP vs Composio for PayPal
All three can connect PayPal to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over PayPal tools | Allow or restrict single PayPal tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per PayPal call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | $15 per user per month. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
AI tools
PayPal tools for your AI agents
50 tools are ready to call through Elaichi's MCP endpoint the moment you connect PayPal, governed by the same roles, restrictions, and audit log as everything else in Elaichi. PayPal builds and runs these tools.
No tools match your search.
See it in Elaichi
What connecting PayPal gets you
6 screens from the product, each doing one job for your PayPal account.
The agent
Ask about unpaid invoices and get live answers.
Three starter prompts pull live PayPal invoice records into plain language replies.
- invoices
- recurring series
- products
- payments
Ask Elaichi to work across your apps.
List invoices that are overdue by more than 30 days
Send a reminder for every invoice unpaid past its due date
Create a monthly recurring invoice for the Acme Studio retainer
Also runs in Claude, ChatGPT or Cursor
MCP clients
One governed endpoint serves every MCP client.
Claude, ChatGPT and Cursor reach PayPal through one org endpoint, no SDK, no shared key.
ElaichiMCP clientsClaude
ChatGPT
Cursor
Copy the endpoint
Tool catalog
50 PayPal tools cover invoices, series and products.
Every invoice, recurring series and product method is ready without writing any code.
- Create invoice
- Create recurring series
- Activate recurring series
- Get recurring series
ElaichiToolsToolboxes
Every team works from its own toolbox.
Finance, Sales and Support each get a PayPal toolbox scoped to their work.
- Finance
- Sales
- Billing
- Support
ElaichiToolboxesShared connections
Teammates send invoices without touching a credential.
One person connects PayPal, shares it, and the table shows who works through it.
- Finance
- Sales EMEA
- Billing
- Support
ElaichiConnectionsAudit log
Every PayPal action lands with a name.
When, who, what happened, type and resource, for every invoice sent or refunded.
- When
- Who
- What happened
- Type
ElaichiAudit logLaunching soon
From answering questions to doing the work
A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.
Automations
A schedule drafts the overdue invoice digest.
Overdue PayPal invoices are fetched, grouped, drafted, approved by a person, then reminders go out.
PayPal digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
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✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch invoices
PayPal
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Michael Brennan
Approve Deny -
Post the digest
PayPal
Queued
Collections and dashboards
Invoice health refreshes without anyone asking.
Four metrics, 14 days of invoices created, and a split by team, no model involved.
PayPal health
Refreshed 4 minutes ago · every 15 minutes · from the invoices collection
Invoices
1,284 ↓ 12%
Recurring series
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Invoices created
Last 14 days
By team
Share of activity
Finance 34%
Sales EMEA 27%
Billing 21%
Support 18%
FAQ
Frequently asked questions
How do I connect PayPal to Claude?
Connect PayPal in Elaichi first: you sign in to your PayPal account over OAuth and approve access, with no client ID or secret to generate. Then in Claude open Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp. Claude will ask you to sign in to Elaichi, and from then on PayPal invoices, recurring series and products are available in your chats.
Does PayPal work with ChatGPT and Cursor as well as Claude?
Yes. Once PayPal is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client, and the Elaichi Agent. You connect PayPal once and every client you use picks it up.
What can an AI agent actually do with my PayPal data?
With PayPal connected, an agent can draft and send invoices, send reminders on unpaid ones, set up or cancel recurring billing, record payments and refunds, generate a QR code for an invoice, and add products to your list. It can also search and list your PayPal invoices to answer questions like which ones are overdue. Short, concrete asks work better than long paragraphs.
Does connecting PayPal give the AI access to my whole PayPal account?
No. Access follows the person who signed in to PayPal, so the agent can only see and do what that person can already see and do in PayPal. Elaichi can narrow that further by restricting actions, and it never widens it beyond what PayPal itself allows.
Can I stop an agent from deleting or changing things in PayPal?
Yes. Restrictions in Elaichi apply per action, so you can allow reading and sending PayPal invoices while blocking deleting invoices, cancelling recurring series, or recording refunds. A restricted action is never advertised to the AI client at all, so no prompt, however worded, can reach it.
What happens to a PayPal connection when someone leaves?
Offboarding a person in Elaichi ends their access to PayPal through Elaichi at once, in every client they used. If they had shared a PayPal connection with a team, it keeps working for everyone else. Disconnecting PayPal once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client together.
Does the PayPal MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. PayPal is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for PayPal?
Yes. Both let Claude, ChatGPT or Cursor use PayPal. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every PayPal call.
How is Elaichi different from Composio for PayPal?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to PayPal: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put PayPal in front of your team
14 days on Gold, no credit card. Connect it once and pick what each team can call.
- Works with
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and any other MCP client, or the Elaichi Agent.
- When the trial ends
- Nothing is deleted. Connections, roles and the audit log stay where they are, so subscribing picks up exactly where you left off.